Gas Boiler (Repair & Servicing) in Windermere

Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

You should have your boiler serviced every year. This ensures that your central heating system is running safely and efficiently, but it’s often also a requirement to keep your boiler’s warranty valid. To avoid disruption to your heating, the best time of year to service your boiler is the summer. You’ll often find that boiler companies will charge less because they have less work.

How Often To Service Boiler?

A boiler is a vital part of any home especially if you’re in the UK. Not only does provide your entire household with hot water and keep them warm but also adds a good value to your property. Boiler repairs and replacement are both super expensive and stressful, so in order to avoid all these worries, it’s better to have your boiler serviced on a regular basis for your own peace of mind. When you call in a reliable heating engineer, it can immensely raise your boiler’s efficiency while also saving you from more expensive issues down the road.

So if you haven’t had your boiler serviced for quite some time, moved into a new house and not aware the last time your boiler was serviced or perhaps you’re just wondering how often a boiler should be serviced, then you’ve come to the right place! The short and simple answer to this question is a boiler should should be serviced once in a year, and most preferably during the summer months. However, there are a wide range of factors that comes into play so it’s always advisable to check with your manufacturer before you proceed.

According to the law, you’re required to have your boiler services on an annual basis. Failure to do so can render your boiler or home warranty void. Therefore, it’s very crucial to take down the last time your boiler was serviced and also set a reminder to book your next appointment when the time closes in.

If you happen to own an electric boiler you may not need an annual servicing. But you may still be required to perform it annually by your insurance provider.

How Much Is A Boiler Service?

A broken boiler can be a huge pain and even more so if it occurs during the winter months. A cold house and cold shower is not a situation to be handled with levity especially when there are older people or more vulnerable members in the house. To ensure your boiler keeps functioning the way it should for a lengthy period of time, it’s crucial to ensure that you have your boiler serviced on a yearly basis. But while the summer or warmer months happen to be the most cost effective time to have the boiler servicing done, doing it during the depths of winter can go a long way to ensure that you and your loved ones get through the cold without any unwanted occurrence or boiler issues.

Generally, to have your boiler serviced will cost anything within the range of £80 to about £120, but at times, this can even be more depending on a plethora of factors. The servicing cost will be based on the particular company you choose, the type of boiler you possess, as well as your location in the UK. For instance, if you happen to live in London where demands are higher than the other regions, then you’ll most likely have to pay more money to have your boiler serviced than other homeowners facing similar issues but staying in the other lower demand regions.

Asides from hiring a professional to service your boiler on an annual basis, you should also try to help maintain its efficiency and health in between those services. This will not be a substitute to the regular servicing or even make the servicing a lot simpler, but will surely help keep it at a maximum efficiency while also keeping the cost of your heating bills down.