Painting / Decorating in Hammersmith and Fulham

What Insurance Does A Painter Need?

As a painter, you’re most likely going to require three forms of insurance which includes public liability, income protection as well as tool insurance. However, you should take note that outside these three, there are also several other forms of insurance whose relevance will only be determined by the nature of your business. Now let’s take a closer look into the three most important forms of insurance for painters.

✓ Public liability. What’s surprising here is the fact that many painters are actually aware that they should have a public liability insurance, but only a few really knows what it actually covers. Essentially, what a public liability insurance does is to protect you in the event whereby you messed up and some else suffers a loss as a result of your actions. Third parties can suffer a property damage or personal injury as a result of your negligence. It does not in any way cover the damages to your own property or injuries suffered by you or your staff.

✓ Income protection. As a subcontractor or self employed painter, you’ll be in the best position to know that if you don’t work, there’ll be no money for you. And with no sick leave and possibly no workers’ compensation, then financial problem looms. But not to worry, you can protect yourself from this risk by getting an income protection insurance.

✓ Tool insurance. It’s always a terrible feeling when you go to the site only to discover your tools such as ladders, spray guns, trestles and equipment are suddenly no where to be found. Upon discovery of this situation, you’ll start thinking about the cost of replacing all the tools. With a tool insurance, you can be protected against these sort of situations whereby your tools are stolen, damaged and lots more.

Interior painters and decorators will offer a wide range of services. These range from painting and wallpapering to other decorating jobs such as fitting skirting or architrave. Some painters and decorators will be trained to plaster as well, however, you should always ask them about this and not assume they will all be able to.

You should always wait until plaster is dry before painting. The time this will take varies depending on the room and property, but in general, it will take about a week. Your plasterer will tell you how long it is best to leave it before covering or painting their work.

How To Prep Walls For Painting

This is exactly the part of a wall painting job that can make or mar the whole project. To ensure that your paint project doesn’t end up being disastrous, the most important place to start is from room preparation which includes cleaning, sanding as well as priming the walls before painting. Not every wall will require to go through all the preparation steps as all walls are unique and some are in better conditions than others. However, it’s advisable to thoroughly inspect the surfaces before you proceed to painting and take the necessary actions where required.

This is a very simple DIY job that should be completed in little time, however it’s also perhaps the most important step of the entire painting project. Hence, if you lack the confidence to pull this off, then we’d recommend employing a painting expert who can guarantee the best results for help. In this guide, we’ll should you how you can prepare your wall for painting.

✓ Cleaning. There is no single best way to properly clean a wall, but most walls will be just fine with a sponge and warm water. For walls that have been stained with oil or grime such as kitchen walls, you can apply grease cutting detergent and water mixture to wash and follow up with warm water to clean the residues and a damp cloth wiping to finish it off. Then leave to dry off properly.

✓ Remove mildrew. Wipe out mildrew using a sponge and solution that’s three to four parts water to one part bleach. Apply this solution and scrub the affected surface with a soft brush.

✓ Sanding. This step is only meant for walls with rough spots on its surface. Dull the uneven spots with a sandpaper, wipe away the dust and leave to dry. Use a fine grit sandpaper to sand the surfaces and let it dry properly.

✓ Priming. Prime the wall to get the most out of your paint. They work to disguise imperfections and create a smooth surface on which you can work on.