Gas Boiler (Repair & Servicing) in Lochgilphead

Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

No. You must never repair your own boiler – only a Gas Safe-registered engineer can do any work on your boiler. You can do simple DIY tasks to repressurise your boiler or stop a leak, but if you have to remove the outer casing of the boiler or touch the flue then you must get a qualified boiler engineer to take a look at your central heating system.

How Long Does A Boiler Service Take?

Servicing of your boiler is a very crucial activity which does not only help in keeping your heating system in a top condition, but also assists in ensuring the safety of both you and your loved ones. If you carry out a regular boiler service you’ll be able to identify any possible fault your boiler may have on time before it leads to a more serious issue or even a boiler breakdown. As a result, you’ll be able to save yourself some time and money, but more importantly will save you from any dangerous risk that may result from gas leak in a boiler. The best time for a boiler service is in the summer when you’d probably would not really need the system, so you can take advantage of that as well as the possible lower boiler servicing cost during this period.

Before we look into the amount of time a boiler service should take, let’s first consider what should be done during a boiler service.

✓ Visual inspection. This is a check carried out by the heating engineer to ensure your boiler still meet the existing standards and requirements while also looking for any faults.

✓ Removal of boiler casing. There’s the need to ensure everything is working just fine and also to clean the boiler’s interior. These inspections should include the burner, heat exchanger, main injector and spark probe.

✓ Flue check. This involves making sure that there’s no form of obstructions in the flue terminals as also to ensure that the flue is well installed.

✓ Gas pressure check. This involves making sure that the boiler working with the appropriate pressure.

✓ Boiler fired up. This involves checking for any operating issues.

Generally, a boiler service should be completed within 30 minutes, however this time may vary largely depending on the brand and model.

During a boiler service, your boiler engineer will perform a series of checks to ensure that your boiler is safe and efficient. First, they will conduct a visual inspection to check for any corrosion or leaks. They will also check the flame in your boiler. They’ll then remove the boiler casing and check all the components, including the heat exchanger, burner and spark probe, then clean the inside. After this, they’ll check the flue for obstructions and ensure that it’s safely fitted. They will then do a gas pressure check to ensure the boiler is working at the right pressure, before firing it up to check for any working faults.