Gas Boiler (Repair & Servicing) in Hillsborough

Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

You should have your boiler serviced every year. This ensures that your central heating system is running safely and efficiently, but it’s often also a requirement to keep your boiler’s warranty valid. To avoid disruption to your heating, the best time of year to service your boiler is the summer. You’ll often find that boiler companies will charge less because they have less work.

How Often To Service Boiler?

A boiler is a vital part of any home especially if you’re in the UK. Not only does provide your entire household with hot water and keep them warm but also adds a good value to your property. Boiler repairs and replacement are both super expensive and stressful, so in order to avoid all these worries, it’s better to have your boiler serviced on a regular basis for your own peace of mind. When you call in a reliable heating engineer, it can immensely raise your boiler’s efficiency while also saving you from more expensive issues down the road.

So if you haven’t had your boiler serviced for quite some time, moved into a new house and not aware the last time your boiler was serviced or perhaps you’re just wondering how often a boiler should be serviced, then you’ve come to the right place! The short and simple answer to this question is a boiler should should be serviced once in a year, and most preferably during the summer months. However, there are a wide range of factors that comes into play so it’s always advisable to check with your manufacturer before you proceed.

According to the law, you’re required to have your boiler services on an annual basis. Failure to do so can render your boiler or home warranty void. Therefore, it’s very crucial to take down the last time your boiler was serviced and also set a reminder to book your next appointment when the time closes in.

If you happen to own an electric boiler you may not need an annual servicing. But you may still be required to perform it annually by your insurance provider.

If your boiler is leaking, there are some checks that you can do yourself. However, you should never attempt to repair your boiler yourself – only a Gas Safe-registered engineer should conduct repairs.

There are 3 main reasons why your boiler might be leaking: there’s a pressure valve fault, a temperature valve leak or corrosion in the system. An engineer will be able to spot the problem quickly, but in the meantime there are a few things you can do:

Check the pipe fittings

If your boiler is leaking water around the pipe fittings, it could be an installation fault and you should get in touch with the engineer that fitted it. You can check the pipe fittings by drying the area then waiting to see if the water appears again. If it does, you may be able to do a ¼ turn of the pipe to stop it. However, you should still call the engineer that installed it to ask them to check the PTFE tape on the inside.

Inspect the seals

Over time, the rubber seals on a boiler can start to perish, so if you have an old boiler this could be the source of your leak. If you have a new boiler, it could be caused by your boiler running over pressure.

Heat exchanger corrosion

Unfortunately, if a boiler engineer discovers that the boiler is leaking water from the heat exchanger, this is the end of the road for your system. The heat exchanger is the most expensive part of your boiler, so it makes more financial sense to replace your boiler with a newer, more efficient model rather than try to replace it.