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Does House Insurance Cover Locksmith?

If you happen to be accidentally locked out of your home for whatever reason, it may be costly to hire the services of a reliable and professional locksmith for help. To mitigate this risk, is home insurance the answer?

The financial coverage provided when you get locked out of your home to cover the costs associated with hiring the services of a locksmith is called home lockout protection assistance. However, it’s very rare that this type of perk is covered by a homeowner’s insurance policy. In the common cases where it’s not included, you can file a claim for reimbursement of the costs associated with hiring a professional locksmith to re-key your lock or let you into your home. Without raising your hopes, it should however, be stated that using a house’s insurance to provide coverage for lockout will hardly work in your favour.

In order to file a claim under homeowner’s insurance coverage, it’s a must to pay your deductible upfront. This can be very costly depending on a number of factors. And to state the interesting part of it all, the locksmith services in association with being locked out of your home is, at most times, even lesser than the deductible amount you’re expected to pay to file a claim. As a result, it’s simply a no brainer to pay for the home lock out from your pocket than to use the home lockout protection assistance.

There’s however an option of getting a home lock out protection via auto club membership such as AAA. They’re known to re-imburse their premium members with a good amount of money towards the costs associated with a home lockout.

How To Remove Flaking Paint From Exterior Walls

For a successful exterior wall painting project, all that’s required is the right painting tools and equipments, the appropriate exterior paint as well as the necessary preparation of the surface. With the later being perhaps the most important part of the project which is likely to take your time and effort as there’s no short cut to it. But once you have a good idea on how to prepare the exterior wall’s surfaces, the painting of the exterior of your house becomes a lot easier. And a good example of this, is the process of removing the flaking paint on the surface. Fortunately, you do not require the skills of an expert to be able to remove the flaking paint from your exterior walls. So let’s take a look at how you can remove flaking paint from your exterior walls with relative ease.

✓ Clear all flaking or peeling paint. This involves scraping the entire painted surface with a scraper to remove all loose paints. For the paints that wouldn’t yield easily, you can apply extra pressure to wipe it out. However, it’s important to be careful while doing this to avoid gouging out or damaging the surface.

✓ Use coarse sandpaper. Make use of a sandpaper to sand all the exterior wall’s surfaces until they’re smooth. When you get to tight spaces and trim, you can incorporate a sanding block to make your job easier and more effective. Note that a smoother surface will make for a better adhesion.

✓ Use an orbital or power sander. If the paint is peeling, you can scrape it off perfectly with the help of a power sander. This will help you in achieving a smooth surface on inaccessible edges and more.

When you think about installing an electric garage door, one thing that naturally comes to mind is that purchasing and fitting of an electric garage door would be an expensive luxury. Having a garage door controlled by a remote control will probably cost too much, right? Well, contrary to many beliefs, the average cost of an electric garage door in the UK isn’t as expensive or pricey as you would have earlier imagined it to be. Of course, the price of your new electric garage door depends on a wide variety of factors such as the type of garage you possess, its aperture, construction as well as the type of electric garage door you seek.

Electric garage door aren’t that expensive considering the protection and convenience they provide, making them a viable option that should be considered for your garage. In the UK, a steel up-and-over single garage door price ranges around £700 to £900 plus £150 to £250 installation fee. Whereas, a costly single timber, trackless overlap door can cost as much as £4,200 to £5000 with about £400 to £700 installation price. A double garage door will usually cost double the price to purchase with just a little increase in the cost of the fittings.

The convenience provided in using an electric garage door is one of the main reasons why most people would prefer fitting it in their house. Just the thought of arriving home and driving through the wall of your garage with just a click of a button and without having to leave the comfort of your vehicle can be very appealing. And also with a click of a button you can keep your garage safe and secure from any potential danger. At the end of the day, the convenience and other benefits that comes with an electric garage door largely outweighs the price involved.

Air source heat pumps work by absorbing heat from the outside air and transferring it inside to heat up your property.

An air source heat pump has an outdoor unit containing a refrigerant. This absorbs heat from the air and passes into a compressor, where the temperature is increased. The heat then transfers either into water, which feeds into your wet heating system, or into air, which is dispersed around your property.

Air source heat pumps need electricity to run, but this is to power the compressor rather than directly generate heat.

When it comes to extending a home, the rear of the house often comes to mind a lot more than the front. However, this doesn’t mean that you can’t extend the front of your house. This can be done either as part of a renovation project whereby the entire house is incorporated or it can also be done in isolation. It’s possible to extend the front of your house without the need to apply for a planning permission, however, there are a bunch of limitations you’d have to comply with if you wish to carry out with such a project. Sometimes, this may imply that extending to the front of your home is more tedious and tasking than extending your home’s rear. So exactly how far can you extend the front of your home without planning permission?

The short and simple answer to this question is 2 metres square area with a height not more than 3 metres. Generally, you do not need a planning permission to build a front porch as long as its area doesn’t go beyond 2 square metres from a public road or walkway. Also, a tiled or slated roof can be as much as 4 metres but other roofs must not go beyond 3 metres in height. If you want to extend the front of your home beyond the restrictions specified, then you’ll have to apply for a planning permission.

Extending the front of home can be quite costly, but this can be controlled by not building to the extension to the highest specification, not including an extension on kitchens or bathrooms and more.

A big benefit to concrete is that you can paint it, making it easy to customise and coordinate with your outside area. However, it’s easy to resurface it too, so if you change your mind or inherit a patio that’s the wrong colour, you don’t need to worry.

Start by cleaning the surface with water and a brush. If you come up against any tough stains, you might need to use a detergent and water mix to remove them. Then you can prepare your resurfacer.

Generally, it’s best to apply resurfacer to a moist surface, although make sure you follow the instructions on the specific product you buy. You’ll need to mix the resurfacer with water, then pour and spread it on with a trowel or brush. You might need to apply multiple coats, and can add texture if you want to make the surface more grippy.

Ensure you protect any expansion joints in your patio with duct tape or weather stripping to stop the resurfacer from filling them in. You can also add a colour agent to your resurfacer before you apply it if you’d like to customise the colour.

With summer fast approaching, most business owners are getting ready to battle the great heat that often comes with it. One of the most important tasks would be to make sure that the commercial HVAC system is in top condition to run efficiently and smoothly through to help lessen or cancel out the effect of the summer’s heat in the work environment. Air conditioning systems when not properly maintained can take up to 30 percent energy which is capable of sending your utility bills through the roof during the season that calls for a heavy usage. In this post, we’re going to consider some top tips you can implement to prepare your commercial unit for summer air conditioning. Let’s take a look!

• Filter cleaning and maintenance. When the filter is clogged the cooling is decrease and more energy is consumed (implying higher electricity bills) as the unit works harder to have your work environment cooled. The filter accumulate dust, dirt and other particles pretty easily which also affects the indoor air quality since they’ll get pushed out with the cool air distributed. Therefore, there’s a need to ensure that the filters are washed regularly and also changed (at least once a month during summer).
• Air flow leaks and obstructions. If the blower components aren’t properly adjusted, this can lead to a 15 percent drop in the system’s efficiency. Also, gaps and obstructions in duct work can lower air flow in the HVAC unit. Therefore, you’ll need to check the ducts and connectors for loose spots or damages, also check walls, doors and windows for cracks and leaks which can allow the outside warmth to draft in and the cool air to flow out.

How Much For A Painter To Paint A Room?

If you’re looking to have your room painted, it’s only normal to get an idea of how much it’s going to cost so you can set a budget and start planning. As you would have expected, the cost of having a room painted is dependent on a wide array of influencing factors such as the size of your room, the type of paint to be used, your location and many more. As a result, providing a single and accurate answer to this question is almost impossible.

Generally, a regular 4 metres by 3 metres room will take just a couple of days to be fully painted including both the coving and woodwork. Outside London, most painters and decorators would charge within the range of £150 to £200 per day meaning that you’ll have a total labour cost within the range of £300 to £400. What’s more? You’d also have to consider the price of the paint to be used which is usually around £50. If you add all the costs together you’ll get an average cost of about £400 to £500.

Unfortunately, paint does not last an eternity. Therefore, there’ll come a time where you’d have to consider painting your room all over again. It may seem unwise to employ the services of a professional painter and decorator especially if you’re on a budget. However, in truth, calling in a professional can go a long way to save you time, stress and money. In other words, even if you’re worried about the cost, a professional painter is still your best bet in the long run as they know exactly what to do to ensure you derive maximum benefits from your painting project.