Find a Shop Fitter you can trust in Gullane.

In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

How To Fix A Boiler

A boiler is subjected to regular usage, working for a several hours a day and providing hot water for shower on a daily basis and even more so during winter. With it’s power and efficiency, we tend to postpone or even totally overlook its maintenance. However, no matter how good your boiler is, it consists of many moving components and it’ll certainly develop some faults some day. When the inevitable occurs, you might want to save some money and get it fixed all by yourself.

When it comes to fixing boilers, seeking help from a licensed heating engineer is usually the best solution, however at times you might be just lucky to be faced with minor issues which you should be able to handle yourself. In this article, we’ll look at some of the most common causes of a broken boiler and how you can get your heating system up and running again. Let’s have a look!

✓ Low system pressure. In the event whereby your boiler display a low system pressure, it could mean that the system is about to breakdown. You’ll have to carry out regular inspections on the pressure gauge to see if there’s any noticeable changes and call in a heating engineer immediately to prevent a system breakdown from happening.

✓ Poor heat production. Although this is unlikely to lead to any great issues, but it’ll reduce the effective functioning of your heating system. To prevent a debris build, it’s important to have your boiler cleaned regularly.

✓ Strange noises. Boilers often make noises, so there’s nothing to worry about unless it’s a banging or whistling noise that’s very odd , then there may be a serious issue. You’ll have to check the air intake, pressure, exhaust and piping to ensure they’re working just fine, if not there may be a need for replacement.

In several parts of the UK, air conditioning systems are a must especially in the warmer summer months. Fortunately, if your AC system isn’t functioning the way it’s supposed to, suffers frequent system breakdowns when overworked mostly during the hot summer days or perhaps you’re just tired of just having to manage with window units, the latest air conditioning units offers both features and performance that’s superior to the earlier models. And as you would have expected, each facet comes with a cost.

There are a number of factors that can determine the cost of an air conditioning unit. Out of all these factors, the size of your home happens to be the most significant factor that influences an air conditioning unit’s cost. Air conditioning systems are measured in tons, which is a measure of the amount of heat they’re able to remove from a home within an hour. As a rule of thumb, you’ll require about 1 ton of cooling per 500 to 600 square feet. Unfortunately, the square footage alone can’t be used to determine the tonnage. Other factors that’ll also play a significant role includes the efficiency of your most preferred AC unit, how well the home is insulated as well as the thermal nature of your home. On the average, a new air conditioning system for an average home should be within the range of £1000 to £3000 for a unit as well as the installation costs which can vary largely depending on the condition of your ducts. These figures may seem quite expensive, but when the hot summer days come, you’d be glad to have had one installed in your home.

If you live in the UK, you’d know by now that no matter what’s happening in the world around us, nothing is going to stop the heat from getting in. And that’s exactly more reason why a well functioning cooling system is more of a necessity than a luxury. Hence, we’ve put together this list to help you avoid common air conditioning mistakes this summer. Let’s take a look!

• Not changing the filter. In the summer when the heat turns up there’s a huge need to change the air filters on a regular basis ( at least once a month). This is due to the fact that your air conditioning system works extra hard and runs all the time during the warmer months. What’s more? If you happen to have pets, a large family or live with an individual who suffers from asthma or allergies, it becomes a lot more important to change your air filters. Plus, a dirty filter is capable of increasing your energy cost within the range of 5 to 15 percent on a monthly basis.
• Not having the right size. When it comes to air conditioning, there’s no one-size-fits-all approach. You simply have to purchase and install the right size for your property which is chiefly determined by the type of the dwelling, the home’s size and other factors.
• Ignoring red flags. Calling in a technician isn’t always the most convenient thing to do especially when life gets a bit busier. However, when you choose to ignore warning signs that something is wrong with your HVAC system, you risk a total breakdown of the unit. What happens is the problem becomes an even more serious issue which will be very costly to repair or at times, replaced.

Do British Gas Service Oil Boilers?

Are you interested in finding out whether or not the British Gas service oil boilers? Well, you’ll find the answer in this article! The British Gas engineers are able to repair several types of boilers such as home based combi, conventional as well as system boilers. Unfortunately, they do not fix oil boilers, electric boilers or solid fuel boilers, but if you possess a gas boiler that’s more than 70kW which is mostly present in commercial premises or large buildings you can give them a call.

For a yearly boiler service British Gas engineers will provide the following solutions to ensure central heating and boiler are both in proper working condition and also absolutely safe.

• Inspection of your boiler for possible leaks and corrosion.

• Detach your boiler casing to ascertain the proper functioning of it’s main components.

• Clean up all parts as necessary

• Attach the casing back to the system and make sure its well sealed

• Inspect the level of the gas pressure to ensure that it’s at the right level.

• Perform a flue check to determine that the are no toxic gas emissions like carbon monoxide being discharged by your heating system.

Upon completion of the annual boiler service, the British Gas qualified engineers will then drop a checklist with you which is going to include all the relevant information you may want to know about your boiler system.

In some cases, British Gas engineers may be able to complete the entire boiler service in one visit. However, it all depends on the problem that’s discovered (if any). They may not possess the required part to fix the problem with them, so they’ll have to order it from the British Gas national distribution centre. Most times, this part will get to them the next day so they can finish their tasks as soon as possible.

No matter how big or small a building is, it can only be as good as it’s foundation - and that’s a fact! It all starts from the footing and when it isn’t deep enough, unlike badly installed gutters or gapped hardwood flooring, can make the whole building collapse to the ground. Just like any code recommendations, the depth of the footings of your porch is a parameter that must be complied with and adjusted to suit your local code requirements.

As a rule of thumb, you should always dig below the frost line when excavating your footings. At this depth level, the moisture present in the soil will be frozen. Ultimately, this will help the ground to act as a barrier to insulate the soil below the footing from freezing during the cold months. As a result, in regions where the weather is almost always very cold the depth of your footings is expected to be at least 48 inches. But in areas featuring a warm climate, you may be allowed to install your footings on grade.

In addition, it’s compulsory that your footings must be installed at a minimum depth of 12 inches below unsettled soil. However, if you’re constructing the structure into a steep hill’s side or by the side of a retaining wall, it’s required that you maintain the least distance to grade both vertically and laterally. In the event whereby you need to achieve a good lateral barrier, you’ll need to have your foundation dug a lot deeper compared to if it’s on a flat surface. For a more accurate and updated information, you can consult your local building inspection department to get familiar with the requirements in your area.

How Much To Plaster A Room?

Generally, the standard of plastering in older houses leaves a lot to be desired. Having settled for so many years, there is a lot of tendency that anything brittle will break or crumble with the movement. And this is exactly where plasters fall.

Plaster provides a wide range of functions in your home and as a result, has grown to become very popular amongst several homeowners. So if you want to plaster a room, you might just wish to estimate the cost so you can set a budget and start to plan. However, there’s no short and simple answer to this as the cost of plastering is based on a number of factors. These factors include the dimensions of the room, the accessibility of the surface, the condition of the existing plaster as well as the size of the company.

So if you want to paster your room, you can either remove the old plaster or skim a 3mm plaster coat over the existing one. In respect to the two options, the prices will also vary. However, several plastering experts will charge either on the average room size or a daily rate. This is due to the fact that they know approximately the number of area they can cover in a day’s work. You can, however, request a quotation which specifies the costs per square metre in order to allow you compare with other contractors. In reality, several plastering professionals use either small, medium or large sized room as the yard stick for providing a quote.

Generally, for a small sized room, you’ll have to pay about £600 to £700, a medium sized will cost within the range of £650 to £1000, while a large sized room will cost between the range of £1000 to £1500.

Featured in the 2022 Springtime Statement, Rishi Sunak, Chancellor of the Exchequer, revealed that from April 1st, 2022, 0% VAT would certainly be launched to the setup of Central air conditioning products.

With Air Conditioning being included in the 0% VAT, the moment to mount a Domestic Central air conditioning product can not be much better, and also due to the system including products that have the options to introduce both cool and also hot air into the atmosphere that they are mounted in, the financial savings that could be attributed to them in comparison to Air Source Warm Pumps, might make them one of the cheapest methods to keep your house at optimum temperature.

For the last couple of years, with more of us spending even more time at home, the leading central air conditioning producers have all prolonged their domestic central air conditioning ranges. LG's Art Cool Mirror, Mitsubishi's Zen, Daikin's Stylish & Emura and the Panasonic Etherea are simply a few of the systems that supply a variety of heating and cooling down advantages to property owners.

Many domestic air conditioning systems are smaller, they can be wall, floor or ceiling mounted, are available in a large range of colours, some have actually constructed in Wi-Fi and picked models have added attributes including air cleansers.

Homeowners are currently saving when buying domestic air conditioning units with no VAT.