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This depends on the amount of insulation already present in your property. However, adding insulation has been proven to improve the energy efficiency of your home and decrease your heating bills, this is more obvious in older properties or where single glazing is still in situ.

A lot of an uninsulated property’s heat is lost through the roof and that’s even more alarming, when you realize this figure is up to a quarter of the total heat of the house. Hence, the tremendous importance of preventing this heat loss through loft insulation which will go a long way to help you against spending unnecessary thousands of pounds on heating bill as well as energy loss.

Loft insulation is an effective method to achieve the desired result, however the question is, how exactly does it work? Well, it’s time to find out!

Using either a fireplace or central heating to heat up your home, a large quantity of that heat would be lost through the roof of your home. Generally, heat rises and when it does, there’s simply no way to prevent it - it’s just science. Escaping by both the conduction and convection methods via your roof, the heat escaping through your ceiling, into the loft space and out into the open air outside can only be significantly reduced by laying loft insulation.

Generally, the added layer of insulation works by trapping the heat inside the room below the loft so as to enable the air within your house to stay warmer for longer. What’s more? The layer of insulation also keeps cold air from the outside from entering your home. As a result, you don’t have to heat your home as much in order to achieve the same temperature for each individual room. Over time, just by doing this you can potentially save hundreds pounds. Getting it installed in your home may actually seem a bit expensive at first, but it’s something that’ll eventually pay off.

The best type of insulation for your property will depend on the type of walls and any insulation that’s already present. It’s usually a good idea to have some form of wall insulation as well as loft insulation, as this helps to prevent heat loss in both areas.

With cavity walls being very similar to other type of brick works, it can be quite confusing to figure out the type of wall your property possesses. If your house was constructed after the 1920s, then its highly likely the you have cavity walls, while older houses (houses before the 1920s) are likely to have solid walls. What’s more? If you happen to own a home that was built in the last decade, then it’s very possible that it was built with insulation installed during construction.

An effective way to determine whether or not your property is built with cavity wall is to examine the brickwork on your home’s exterior. The bricks will typically possess a regular pattern if it features cavity walls. In the event whereby the brick work is covered by render, you can also figure it out by taking a measurement of the wall’s width. If the brick wall is beyond 3000mm in thickness ( from the exterior wall to the interior wall), then it probably features a cavity. Meanwhile, a wall that’s narrower is very likely to be solid. Stone walls, on the other hand, may actually be thicker but are most times solid.

In a situation whereby your house is built using steel frame or timber frame, or made using pre-fabricated concrete, there are varying rules that applies when it comes to insulation and should be examined by an expert before any insulation is installed. More often than not, most contractors will have installed special air vents, which can also be a good indicator that a cavity wall insulation has been done.

How long it takes to install insulation will depend on the size of your property. In general, loft and cavity wall insulation can be installed in a day or two. External wall insulation will usually take longer to install. The rep or installer will be able to advise you when quoting for the job how long this will be.

With the numerous benefits that comes with the installation of an external wall insulation in a building, it’s also important to find out whether it’s also safe before proceeding to fit one in your home. Firstly, to ensure that external wall insulation systems are safe, they must be BBA approved, which means they’ve been subjected to a thorough testing by the British Board of Agrement and therefore, suitable for use in UK homes.

Given the fact that cladding materials have recently generated a lot of debate and negative press about how reliable some particular materials are, questions are being asked of the safety and reliability of external wall insulation. However we must clarify that, although external wall insulation can be classified under cladding, it is very different to rainscreen cladding - which caused the Grenfell fire tragedy.

External wall insulation is completely safe. However, when it comes to fire, the safety of your system depends largely on the insulation type in question. The safest type of insulation you can have installed is the Rockwool insulation boards which are rated as Euroclass A1 non-combustible. The board is specially designed in such a way that it contains fire - preventing it from reaching the other areas of the building. They also do not produce harmful emission or smoke when impacted by fire.

Meanwhile, the Wood Fibre, is also a great insulation which is known to char and not burn. Contrary to many beliefs, it actually burns slowly creating this charring effect which produces an oxygen barrier that helps reduce the spread of fire.

To make your system safer, you can also make use of Fibreglass Mesh for reinforcement. It helps to improve the strength of the tensile which promotes the security of the boards attached to the wall.

External wall insulation works to keep your home cosy and comfy while also helping to cut the energy bills. However with the great benefits also comes great costs, so it’s actually a logical decision to know whether there are grants out there which you’re eligible for to help you handle the cost of the external wall insulation.

There are grants available for external wall insulation, but rarely will you find one that covers the full installation cost. With the help of the government’s Energy Company Obligation (ECO) scheme, a couple of energy companies assist in making your home more energy efficient by offering grants or free insulation. In certain cases whereby you receive particular state benefits, you may as well qualify for a higher grant that’ll cover more of the insulation cost.

However, if your energy supplier doesn’t offer any grant, you need not worry as you can save as much on energy bill after installation. Here’s what insulation can help you save per year on energy bills:

• Floor insulation can help you save within a range of £30 to £75 each year.

• Cavity wall insulation can help you save about £85 to £280 a year.

• Loft Insulation (270mm) can help you save about £135 to £250 a year.

Generally, the amount you’ll be able to save on your energy bills depends mainly on the type and size of your property, as well as how energy efficient it already is without the insulation. In the long run, your external wall insulation will more than give you back your investment on the valuable project through your savings on energy bills. In other words, whether or not you’re eligible for a grant should never stop you from installing an external wall insulation.

This is a very great opportunity to not only get free external wall insulation, but also cut down your energy bills depending on the type of property you live in. Generally, to enjoy free external wall insulation you must at least be part of the group receiving one of the benefits listed below and also depends on the amount of money you earn. The benefits include:

• Income based jobseeker’s allowance (JSA)

• Income support

• Income-related employment and support allowance (ESA)

• Tax credits

• Pension credit guarantee credit.

• Universal credit.

There are also other important factors that determines if you can have a free insulation fitted on your property. These includes the place you reside, the carbon level of your home and according to some suppliers, the level of beneficial impact the insulation will have on your home. In order to have a free external wall insulation installed, you must either be the owner of your home or at least obtain the go ahead from your landlord before any external wall insulation activity can be made.

Good news is, if you fit the aforementioned criteria and you’ve already installed an external wall insulation, you just may be entitled to receive a refund for the good job done. However, to really find out if you’re eligible, we’d recommend you get in touch with your supplier directly. Also, the Energy Saving Trust (EST) can direct you to some organizations who can assist you in the determination of your eligibility.

As a home and property owner living in England, you can also check out the Each Home Counts Advice Website which is committed to giving impartial energy efficiency advice.

At the end of the day, if it turns out you happen to be ineligible for a free external wall insulation, you can still go ahead to contact a professional installer for a help at a competitive price to enjoy the several benefits that comes with home insulation.