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Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the stand alone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay out amount for future required repairs of heating systems which includes both parts labour.

When it comes to gas boilers, this is one of the most frequent questions that always pops up and for a good reason. When you invest a considerable amount of money to acquire and install a gas boiler in your home or property, it’s only reasonable not only to expect the boiler to warm up your home efficiently, but also to do so for a long period of time. If you’ve just bought or about to get a new gas boiler, it’s likely you won’t have to worry about getting a replacement for a lengthy period of time. Several gas boilers will last for anywhere between 10 to 15 years on the average. However in the event whereby you have an existing one that’s fast approaching the end of it’s useful life, then you should know the time go get a new gas boiler is just around the corner, and the earlier you make the purchase, the better (to avoid any surprise breakdowns that’ll leave your home super uncomfortable).

Just like any other home appliance, it’s a fact that an older gas boiler ( especially those that have been installed over a decade ago) are significantly less efficient that the new modern ones. When the older versions were manufactured is a completely different time to now as both technology and climate concerns are wide apart. So when your existing boiler is approaching the end of it’s useful life, it’ll be wise to start saving up to cover the cost of getting a new one. However, if it’s only about 5 years ago your boiler was installed, it’s highly likely to still be very efficient.

How Much Oil Does A Boiler Use?

Are you also interested in knowing the quantity of oil that a boiler consumes to heat up and keep a house warm? Well, you’ll find the answer here. There are so many influencing factors that determines the quantity of oil that’ll be used by a boiler. These factors include the number of hours they’re subjected to use on a daily basis, the boiler’s size as well as how efficient it is. Another factor is how you use your boiler, whether it’s only to provide heating or to provide both heating and hot water will as influence the quantity of oil your boiler uses. As a result, it’s almost impossible to provide an accurate estimate of the amount of oil that an appliance would require to keep running effectively.

In general, to provide a rough estimate, a mid sized oil boiler appliance could make use of up to 3.5 litres of oil per hour when full, but if it’s a large appliance, then it can burn up to 4 litres of oil per hour. However, it should be noted that this is only when the boiler is operating flat out. In the event whereby the water inside the heating system is already hot and the boiler is only working to maintain the level of warmth, much less quantity of oil will be used. And as expected, there will also be times in which your boiler will not be on, and therefore no oil or fuel will b used.

Your home’s size as well as how properly insulated it is can also be a significant influencing factor here. As you would have guess a big home and/or poorly insulated will use up more oil because it’ll be harder to heat up or keep warm. Overall, for some households, 1000 litres of oil will be sufficient to get them through the year, whereas the same quantity may not be enough to get other households through just the winter months.

The size of boiler you need will depend on the size of your home, how many radiators and bathrooms you have and how many people live there. The boiler size refers to its output, which is measured in kilowatts (kW), rather than the actual dimensions. Speak to your boiler engineer about which boiler is suitable for you, as if you have more than one bathroom or a lot of people in your home a combi boiler might not suit you. Other boiler types such as system boilers or conventional boilers may be better suited to larger homes because they have bigger outputs.

Is Electric Heating Expensive?

Well, electric heating being termed as “expensive is relative to your budget. But we can tell you making use of electric heating will cost you within the range of an additional £300 to £400 per year more than the conventional gas powered systems. Meanwhile the average UK home making use of heating has been found to incur around £550 on an annual basis while those using electric storage heaters will spend almost £900 every year, according to OVO Energy.

However, there are numerous benefits of using electric heating and some of which can contribute to give a lower cost. If you’re considering the installation of an electric heating, here are some of the benefits you’ll derive.

• Safety. The several risks that comes with traditional systems are greatly reduced with an electric heating system. For instance, there’s no risk of carbon monoxide emissions or potential explosions since there’s no use of fuel to run the system.

• Installation. When compared to traditional systems, electric heating quite inexpensive to fit. This is due to the fact that minimal hardware are needed in the installation - no pipes, no flues, no vents and no ducts to be used. As a result, electric heating systems can also be installed within a shorter period of time.

• Environment. Generally, electricity has a positive impact on the environment especially due to the fact that there are no gasses or heavy metals incorporated in the system’s make up.

• Control. Electric heating offers a more convenient and controllable system. What’s more? This does not only make life easier, but can also help save as much as 30 percent on yearly cost of heating as well as helping to minimize toxic carbon emission. Furthermore, there’s a built in Wi-Fi that usually comes with electric heating systems while same can not be said of traditional gas systems.

How Much Does It Cost To Service An Oil Boiler?

With several homes in the UK using gas central heating, about 6 percent of households in the United Kingdom makes use of oil for their heating needs. If you’re one of those homeowners with an oil boiler, then you should know that servicing your oil boiler is a compulsory activity which should be done regularly in order to ensure the safety of your home, boost the efficiency of the boiler while also help you save money as it ensures you do not incur the potentially expensive repairs or even having to purchase a replacement boiler. If you service your oil boiler every year, you can be rest assured that you’ll continue to derive maximum benefits from your prized heating system for a long period of time. So exactly how much will you have to pay to service your oil boiler?

The service cost of an oil boiler is influenced by a wide range of factors which includes the location. However, the average cost of servicing an oil boiler in the UK is between £65 to £90, but depending on the location as well as other influencing factors, this price might be higher or lower.

Due to the higher cost of living and high demands at places such as London and the south east of the UK, you can discover that the cost of servicing your oil boiler can jump to as high as £160 to £190. In other regions, you can also find the oil boiler service cost to be as low as £50 to £60. What’s more? In the same locations, you can also discover varying prices which depends on the available services. Furthermore, in areas where there’s a lower competition from several engineers, the prices may also be higher.

How Long Does A Gas Safety Certificate Last?

As a result of faulty installation and irregular maintenance of gas appliances and chimneys, a lot of people have been met with an untimely death caused by the toxic gas - carbon monoxide. This is a gas that’s completely odourless, colourless and tasteless - meaning you can’t identify one of its in the environment. But what you should know is, if you stay in an environment filled with carbon monoxide, you’d probably be dead within a couple of hours. Consequently as a landlord, you must do what’s best to ensure the safety of all your tenants by making sure that all your gas appliances and chimneys are subjected to annual check by an approved Gas Safe engineer as required by the law.

Wondering how long a Gas Safety Check will take? The safety of your gas is guaranteed by carrying out regular examinations. Whether or not you possess a gas alarm, it’s still vital to conduct regular gas safe checks to make sure your home is safe. A typical gas safe check would last between 30 to 60 minutes for a normal domestic property. However, in the situations whereby a need for repair arises, it may take longer time to complete. Other factors that can also affect the timing includes includes both the size and location of your property.

So how long does a gas safety certificate last? The simple answer to this question is 12 months. If you own a rental property in the UK, it’s up to you to ensure all your gas appliances and chimney is check after every 12 months to obtain a Gas Safety Certificate which you should hand out a copy to all tenants living in your property. However, if you don’t own the property, you can inform your landlord to get one as soon as possible while also providing a carbon monoxide alarm.

Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.