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When it comes to boiler insurance in the UK, two companies easily comes to mind - British Gas Homecare and Homeserve. Just like any other choice you’d have to make, choosing the company that’s best for you might be a bit difficult especially if you don’t want to make the wrong choice. This article will give you a good insight into the pros and cons of the two companies’ boiler cover to help you make the best choice for your home.

British Gas Homecare Cover

Pros

• Reduced cost of services as a result of the annual payment option.

• An array of affordable packages including both few and several services

• Although vulnerable customers are prioritized, the company offers a 24/7 services.

• Unlimited claims

• Depending on what you wish to get, be it only a monthly boiler cover or more services, you’ll get several services’ options.

Cons

• With a 50% bad rating on a reliable customer review site, you know there is a question mark on the company’s customer service.

• Increment in renewal price after first year of service.

• Lacks cover for the boiler’s sludge or scale.

Homeserve Cover

Pros

• For most individuals, the 5 packages offered are affordable.

• 24 hour help hotline

• From reliable customer rating websites, the company offers a great service.

• Cover costs include both parts and labour.

• There are good options for one-off repairs.

• The options are cheaper than British Gas services.

• There are multiple choices for excess payments for various packages.

• An option for annual boiler repair.

Cons

• Lack of annual payment option

• The price of the packages will increase after the first year

• The services are mostly for houses or flats, while businesses and other types of property are being neglected.

Many domestic biomass boilers are no bigger than a standard gas boiler. However, they do require a flue, a feeder and a space to store the fuel. These can be designed to suit many different properties and will fit in lots of homes or a garage or outbuilding.

Biomass boilers can be designed to work with other kinds of heating. The most common of these is solar thermal. This is a popular renewable energy pairing. Solar thermal heating will meet your hot water needs during the summer while a biomass boiler can operate as a backup during the winter when solar thermal panels do not perform as well.

How Much Does A Boiler Repair Cost?

An annual service for your boiler might not seem important and may be easy to postpone to another day, but when it happens to breakdown due to lack of adequate attention, this can be quite painful and also costly.

Before you start thinking about the cost of repairing your boiler, the first thing you’ll need to confirm is whether or not your boiler is still covered by the manufacturer’s warranty. You’d be amazed some warranties can last for as long as 12 years, if yours is still on then you can save yourself a huge amount of of money on your boiler repair. As a result, it’s always crucial to keep the details of your warranty somewhere safe, so you can read them from time to time. You never can tell when the rainy day will come!

Most boiler warranties will require your to get your boiler serviced on an annual basis by a licensed and qualified technician. The cost of an annual boiler service is affected by the time of the year you wish to get it done. When boilers are less useful during the summer months, an annual service is usually relatively cheap when compared to the cold months. Around this period, a boiler service will normally cost within the range of £100 to £150, however for a more accurate quote it’s advisable to contact a couple of professionals and compare their quotes.

The cost of getting a boiler repaired will be affected by a couple of factors including your boiler’s make, the age of the boiler as well as your location and how urgent you need it done. If you have a dead boiler, the cost will typically range from £96 to £348 and a boiler displaying a fault code will cost within the range of £90 to £275. Generally, repairing a boiler will cost within the range of £90 to £400 based on the several factors stated above.

Can You Get Oiled Fired Combi Boilers?

Absolutely! Oil fired combi boilers are not only a super cool alternative to gas heating, but also offer a cost-efficient means of heating your home. And this is best enjoyed especially if you’re one of the estimated 4 million houses that are not connected to the gas network.

Oil fired combi boiler enables you store fuel close to your property and fill it as required. There many A rated model options available in the market with the modern oil fired combi boilers confirmed to be up to 95% efficient. As a result of their multiple advantages over alternative heating systems, the oil fired combi boiler is expected to increase significantly in the UK. Here are some of the advantages of adding the system to your property.

• Oil fired combi boiler heats up water on demand while also saving a lot of fuel and being super energy efficient.

• Since oil needs more fuel than gas, a great return would be derived from every unit of energy.

• When compared with the other types of boilers, oil fired combi boilers have a considerably lower operating cost.

• A new oil fired boiler typically has a 92% to 95 % efficiency, which is significantly better than the 60% to 70% in older systems.

If you have an idea of how to operate the gas-powered alternative, then operating an oil fired combi boiler shouldn’t be an issue. In a similar way to the alternative, the boiler simply delivers the central heating through the radiators and hot water via your household’s taps.

However, the major difference between the two is the fact that the oil fired boiler needs a regular supply of oil, which is stored in a tank. The hot water supplied by the system is instant as it is connected to the water mains supply.

To ensure your boiler is functioning efficiently and to keep your home warm, it’s important to see that your boiler is serviced on a regular basis by a licensed boiler engineer. Failure to do this can result in sudden boiler breakdown which can be a hard hitting blow to one’s financial power especially when there’s no boiler cover to cushion the blow or totally avoid it all together.

When your boiler is covered, it implies that you’re protected in the event whereby your boiler or it’s controls malfunctions or break. Several boiler cover will include the servicing cost, while some may not so it’s advisable to always go through the details, no matter how small, before entering into a boiler cover agreement. Typically, a boiler cover will cost between £60 to £100 per year and the payment is made on a monthly basis. Various boiler insurance companies have varying cover cost, however, here are the common boiler cover policies:

• Homeserve charges from £13 per month

• EDF Energy costs from £13.29 per month

• British Gas from £12 per month

• Scottish Power from £13.13 every month

• CETRI UK charges from £13.50 every month

• 24/7 home rescue costs from £9.60 every month

• Gorgi Home Plan costs from £6 per month plus 3 months free

• Your repair charges from £9.60 per month

• NPower Boiler Cover costs from £10.92 every month

• SSE Boiler Breakdown Cover charges from £4.95 every month

It’s important to note that sometimes you have the option of adding your boiler cover to your existing home insurance, if you do not want a standalone policy for your boiler cover. In many scenarios, this is referred to as an extra or add on service referred to as “Home Emergency Cover. When compared to the standalone boiler policies, this is usually a lot cheaper as it comes in around £5 per month.

Modern oil boilers do not require a lot of maintenance. OFTEC recommends that oil boilers are serviced and inspected every year. This keeps them running as efficiently as possible and will ensure any issues with your boiler are identified before they cause bigger problems. This servicing is also vital because of the increased risk of carbon monoxide leaking from a poorly maintained boiler.

Smart controls such as Hive are the next generation technology with more and more people now converting their houses into smart homes to control multiple devices in the homes remotely. Smart technology can be incorporated with several household devices such as security, lighting, entertainment and more. But what if there’s an oil boiler installed in your home, can you still connect your Hive with the your heating? Well, simply read on to find out.

The answer to this question is yes, most oil boilers are compatible with Hive and can substitute for either an existing conventional programmer or thermostat. The smart technology works to help derive more benefits from your heating system and they usually come with apps which can be used to control your home’s heating from anywhere with just your mobile device. Hive, however, cannot work to replace the functions of smart oil boiler heating controls to modulate your heating as they only work on an on or off basis. To make use of the modulating technology in an oil boiler, the cost of manufacture would be considerably higher while offering little advantage in efficiency for the home or property owner. Ultimately, this implies that you can’t incorporate smart technology to control the output in a similar way as a gas boiler, but there are still some ways to utilize smart technology with your oil boiler in such a way to boost your efficiency and lessen the energy bills.

Do you want to use your Hive with your home’s oil boiler? We’d advise you get in touch with an OFTEC qualified engineer if you wish to install Hive Active Heating on your oil boiler, as British Gas engineer do not offer this service.