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When it comes to boiler insurance in the UK, two companies easily comes to mind - British Gas Homecare and Homeserve. Just like any other choice you’d have to make, choosing the company that’s best for you might be a bit difficult especially if you don’t want to make the wrong choice. This article will give you a good insight into the pros and cons of the two companies’ boiler cover to help you make the best choice for your home.

British Gas Homecare Cover

Pros

• Reduced cost of services as a result of the annual payment option.

• An array of affordable packages including both few and several services

• Although vulnerable customers are prioritized, the company offers a 24/7 services.

• Unlimited claims

• Depending on what you wish to get, be it only a monthly boiler cover or more services, you’ll get several services’ options.

Cons

• With a 50% bad rating on a reliable customer review site, you know there is a question mark on the company’s customer service.

• Increment in renewal price after first year of service.

• Lacks cover for the boiler’s sludge or scale.

Homeserve Cover

Pros

• For most individuals, the 5 packages offered are affordable.

• 24 hour help hotline

• From reliable customer rating websites, the company offers a great service.

• Cover costs include both parts and labour.

• There are good options for one-off repairs.

• The options are cheaper than British Gas services.

• There are multiple choices for excess payments for various packages.

• An option for annual boiler repair.

Cons

• Lack of annual payment option

• The price of the packages will increase after the first year

• The services are mostly for houses or flats, while businesses and other types of property are being neglected.

Biomass boilers will work with existing central heating systems, presuming this is not decades old, whether they use radiators or under floor heating. A surveyor will check the existing system you have in place before quoting for or recommending a biomass boiler to you.

Biomass boilers can be designed to work with other kinds of heating. The most common of these is solar thermal. This is a popular renewable energy pairing. Solar thermal heating will meet your hot water needs during the summer while a biomass boiler can operate as a backup during the winter when solar thermal panels do not perform as well.

Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the stand alone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay out amount for future required repairs of heating systems which includes both parts labour.

LPG stands for liquid petroleum gas. It’s a by-product of refined crude oil. When it’s put under pressure, LPG turns into a liquid. It’s usually stored in this form. LPG is used as fuel for things like BBQs and camping stoves, as well as central heating.

Re-pressurising your boiler means that you allow more water to enter system via the filling loop. It can be easy to re-pressurise your boiler yourself. Always check your manual, but there are some simple steps you can take to restore pressure to your boiler:

1. Switch off your boiler and let it cool completely
2. Make sure both ends of your filling loop are attached
3. Open both valves to allow cold water into the system – you’ll hear it start to move
4. Look out for your pressure gauge to show 1.5 bar
5. Close both valves
6. Switch your boiler back on
7. Undo both ends of your filling loop and remove it. Remember some water might come out, so be ready to catch some spillage!

How Much Do Electric Radiators Cost?

If there’s an age-long question that doesn’t seem to go away any time soon it’s how much do electric radiators cost? Although it would be perfect to offer an exact figure you can actually work with as the cost of running your heating system, but unfortunately you’ll have to consult a clairvoyant individual to get that. The question is almost synonymous with asking to know what your utility bill will be this month or the next. This is an answer that’s specific to each household, so it would be impossible to provide an answer that applies to all households in the UK. This is because there are several influencing factors that affects what the final cost of your household’s electricity bill will be. Let’s take a look at these factors!

• The size of the room you want to heat. As you would have guessed, the larger the room, the higher the amount of energy that’ll be incorporated, which means a greater electricity bill.

• The age of your house. There’s a high possibility your household ( if it’s an old one) lacks sufficient insulation which makes it less energy efficient, except you’ve already made some necessary changes.

• Your individual needs. Depending on your personal requirements, you electricity bill may be greatly influenced to be higher or lower. And the more people you have in your home, the more the energy you’re likely to consume.

• Time of the year. During the winter months, you’re likely to use a lot more electricity and heating because the weather tends to be colder.

• Your property’s exposure to natural elements. For instance a terraced home with houses on either side will be able to retain heat much longer and there less electricity and heating than a fully detached home.

How Do You Bleed An Oil Boiler?

Bleeding air between the oil supply and an oil fired boiler’s burner is a process that’s often required when the system has run out of oil and the burner has stopped working. Upon refilling the oil tank, the air that has been trapped within the oil pipe when empty has to be freed to ensure that the oil reaches the burner and allows it to start again. So how do you go about the process?

First and foremost, it must be noted that it’s always better to be on the look out for the amount of oil in your fuel tank and get it refilled before it runs out. However, if it does run out, you can take the following steps:

• Identify the burner

The burner is a red plastic cover and it’s usually positioned on the bottom part of the boiler (mostly inside the boiler casing). Once identified, inspect it to see if the lockout button is lit red. If yes, simply unscrew and detach the burner’s red case using a flat head screwdriver.

• Identify the oil pump

You’ll find the oil pump on the burner’s left side which is connected to the flexible oil line. Once done, simply locate the 3 inches long hexagonal stem protruding from the pump and with a small threaded plug screwed into the end. Unscrew the plug in just half a turn ( 180 degrees) with a 4mm Allen Key. At this stage oil will be released, do ensure there’s a cloth or rag underneath the plug to grab the oil freed.

• Press the lockout button

This is the next and final step. However it’s also crucial to note that the burner fan will run for about 12 seconds and discharge some oil from the loosened plug which you can grab with a cloth or rag. Immediately you hear a buzzing sound, use the Allen key to tighten the plug. If enough air has been bled, the system will fire. But if not, then you’ll have to repeat the process again.