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Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the standalone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay-out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay-out amount for future required repairs of heating systems which includes both parts labour.

How Much Is A New Oil Boiler?

An oil boiler is a very useful tool for providing both central heating and domestic hot water to a property by burning oil. As a result, they’re simply one of the most common alternative heating methods used in homes throughout the UK. If you’re not connected to the mains gas network, then it’s a no brainer to depend on another fuel for central heating purposes - oil. Therefore, if you’re looking to get a new oil boiler, you’d need to identify the size and price as there are a plethora of models to select from - all coming in a large array of sizes and prices. We’ve put together some important details about the prices to give you a good insight on the amount you’d have to incur to procure a new oil boiler. Let’s have a look!

Generally, gas boilers are less expensive when compared to the oil boilers. You can get a wide range of gas boilers from a starting price of £500 to £600, meanwhile you’d rarely find an oil boiler less than £1000 in the market.

The lowest priced oil boilers are typically priced starting from around £1000, and the best in class oil boilers normally costs more than £3000.

The rule is, the most expensive oil boiler is typically the largest one. So to have an idea, the bigger it is, the more money you’d have to spend. Oil boiler’s size is measured in kilowatts (kw), which showcases its power. To determine the type of oil boiler that best suits your home, the most significant factor would be the size as a bigger home will require a bigger oil boiler. You have an option to choose between the combi, conventional and the system models of oil boiler.

First and foremost, the purpose of a landlord insurance is simple and pretty straightforward. It protects against risks associated with your rental property as well as activity. Most policies start out with building insurance as well as property owners’ liability insurance but you’re absolutely free to include several other covers. These covers can include tenant default or accidental damage, loss of rent and more depending on your needs. It’s important to note that varying types of landlord insurance provides coverage for different sorts of risks. For instance, building insurance provides coverage for the cost of repairing or rebuilding your property, while contents insurance provides coverage for contents if they’re damaged or stolen. However, the question is, does landlord insurance cover boiler? In this post, we’re going to shed more light into this to help you make informed decisions moving forward. Let’s take a look!

The short and simple answer to this question is yes, landlord insurance can definitely cover boiler break down! However, this is usually possible only if you select this option when you purchase your landlord insurance policy. With some boiler cover providers, you’ll have to include a home emergency cover to your landlord insurance so as to cover any form of boiler break down. Once this is done, if the boiler in your rental property starts to malfunction or stops functioning, a Gas Safe registered engineer would be sent to your premises to help out with the situation. With this, the repairing cost of your heating system would be covered by the insurance excluding any excess and up to the limit of your policy.

Can You Replace A Gas Boiler With An Electric Boiler?

In the UK, there are about 22 million households that are heated with the use of a gas boiler. However, do not assume that they’re the best type of boiler to install. The fact is, if your house isn’t connected to the main gas supply, the best option is for you to install an electric boiler rather than a gas boiler. So is it possible to replace a gas boiler with an electric boiler? The simple answer is yes. Both heating system options work in varying ways and also with a different impact on the environment.

The gas boiler is able to generate heat with the help of a gas burner. A heat exchanger is linked to the burner and heats the water available in its chamber. The hot water is then supplied to the heating circuit.

However, the thing is that natural gas can actually be more affordable when compared to using electricity to operate your boiler, but they have a negative impact on the environment. This is because gas boilers make use of an odourless, colourless and poisonous gas - carbon monoxide.

Meanwhile electric boilers are powered by electrical energy, hence, no carbon monoxide leak risks. Instead of using gas to heat up water, electric boilers distribute energy to heating elements which, in turn, heats up the water. So thinking about what’s best for the environment, you’d go for electric boilers. However, they’re more costly and are not as efficient as oil boilers.

If you reside in a smaller house that’s not connected to the main gas supply, then you might want to consider installing an electric boiler. However, if you live in a larger house, an electric boiler may not be the best option as they’re mostly designed to generate little quantity of hot water.

How To Get A Gas Fireplace Installed

A gas fireplace is one of the most popular means of adding warmth to homes which so many homeowners have now come to terms with, especially with natural gas prices being fairly low for an extended period of time. Properly installed gas fireplaces are not only capable of adding a much needed ambiance and warmth to your home, but also significantly more efficient than the traditional wood-burning fireplaces which mostly produces less heat from the large amount of drafts they consume. Meanwhile a good gas powered fireplace with a properly functioning blower, is very close to being as efficient as a furnace when warming up a room. What’s more? Gas fireplaces also possess a great visual appeal and are also very practical especially when they feature realistic ceramic logs as well as good gas burners.

Installing a gas fireplace by yourself is definitely up there as one of the most advanced DIY tasks you can attempt to try. If you lack proper training and experience, it’s advisable you leave the task to a reliable professional that’ll guarantee the best results while also ensuring costly errors are avoided. This guide will, however, put you in the right direction.

• Construct wall recess to accept the fireplace.

• Punch a hole through the exterior wall of the house to fit in stovepipe thimble.

• Fix a small part of the stovepipe to the exhaust port in the fireplace’s rear.

• Use construction adhesives on the wall around the fireplace opening’s sides and top.

• Apply granite slabs into the adhesive around the opening of the fireplace.

• Put the fireplace in position and ensure the stovepipe goes outdoors through the thimble.

• Use a termination hood to seal the exhaust pipe’s exterior.

• Employ the services of a professional plumber to connect the gas to the fireplace.

• Fit the removable front

• Test the functionality of the fireplace.

If you’re looking to acquire smart thermostats in your home, but wondering about its money saving qualities, then this is for you! Not only do smart thermostats add new impressive features to your home, but it can also save you both energy and money. According to many reports using a programmable thermostat can save you between the range of £130 to £150 on an annual basis. Now think about using a smart thermostat that makes it a lot more easier for you.

Wondering how smart thermostat save money? Simply set your smart thermostat one or two degrees lower or higher than the usual number. Once done, you’re likely to notice 1% to 3% reduction in your energy bills. And if you want even more, you simply increase the percentage to about 10 degrees to 15 degrees to cover the period you spend at work and watch as you save up to 10 percent of your energy bills.

Generally, a smart thermostats will save you money in two major ways. These includes:

• They Do All The Thinking For You

The smart thermostat watches your behaviour and study the time you’re at home and when you’re not as well as your preferred temperature at particular times in a day, and that’s why they are termed as “smart. they’ll automatically adjust the settings to ensure you get home to a perfect temperature.

• They Keep Tabs On Your Usage

You can always count on a two way communicating smart thermostat to watch your usage while also collecting the data and sharing it with you. It informs you of your energy usage rate as well as the estimated amount. Once you’ve been notified, you can manual adjustment or leave it to the thermostat to help manage your energy.

How To Make Oil Boiler More Efficient?

During the winter months when the nights get darker and colder, it’s more likely your oil gets used up a lot more quickly. This can be very worrisome as it implies having to spend more money to refill. So what exactly can be done to make your oil boiler more efficient and save you some money?

• Regular Servicing Of Your Oil Boiler

Getting your boiler serviced by a manufacturer approved engineer on an annual basis is one of the easiest and quickest ways to ensure that your oil boiler is operating at its maximum efficiency level. When a full servicing is provided for your oil boiler, checks are made to ensure that all components are functioning the way they should while also identifying the bad or worn parts that may be hindering your oil boiler from functioning in an effective manner. As a result, it helps you see to the fact that your boiler is not consuming more than necessary to make sure your oil boiler lasts longer.

• Set Your Thermostats Correctly

When you set your room thermostats and thermostatic radiator valves (TRVs) the right way, you’ll be sure to get a comfortable home without having to make use of much fuel.

• Consider Smart Technology

If you decide to make use of smart technology like Nest or Hive, you can save more money when compared to their more conventional counterparts. These smart technologies incorporate highly advance intelligent systems to get more familiar with your lifestyle, habits as well as heating operations in order to ensure optimum efficiency at all times.

• Put Your Radiators To Good Use

Try as much as possible to avoid some oversights that can make your radiators consume more energy than required. Consequently, you have to keep them clean, give them space and also take care with curtains.

If your boiler is making strange noises or smells, or doesn’t seem to be working properly, it may need replacing. Boilers usually last about 10-15 years. Even if your boiler is working normally, it’s worth replacing when it gets this old. An annual check will establish if there are terminal problems with a boiler that cannot be fixed.