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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

How Does Electric Central Heating Work?

An electric central heating works to provide a number of benefits for you. These benefits include the following:

lSpace Heating

• The storage heaters work during the night to store electricity which would be used to heat up the heat retaining bricks. This, in turn, will release this energy throughout the day to warm up the room.

• There are also electric radiators which works to deliver on-demand heat and as a result, economy tariffs are totally avoided. It will generate heat by itself rather than storing it and with the controls, you can easily determine the amount of heat to be released when you require it.

• There is the wet electric system options as well which comes with water filled radiators. This operates in a similar way to normal radiators, however, it makes use of electricity to heat up the water.

lWater Heating

• An electric boiler operates in a very similar manner to other boiler types, just that it makes use of electricity as its fuel. Here, the water is warmed by a heating element and the water is later moved to several radiator throughout the house by a pump. These electric boiler types earns you tariff savings as you’ll be able to heat water at night.

• Heat pumps geothermal or air source, redistributes heat instead of creating it. Heat pumps are powered by electricity and it works by absorbing heat either from the air or ground which it then channels it through a pump. This can then be incorporated in heating either water or a room.

• A dedicated immersion heater is another water heating option. Here, the heating element is positioned inside a hot water cylinder. In a similar fashion to a kettle, the element heats the nearby water. Immersion heater can act either as a backup or your main heating element.

If you’re looking to have your boiler insured, there are a number of boiler cover providers you should probably check out with British Gas Homecare being right up there as one of the best in the business. In this post, we’re going to consider the British Gas Homecare prices to help you make the best-informed decisions possible moving forward. Let’s take a look!

Firstly, British Gas offers a wide variety of packages to provide coverage for repairs as well as breakdowns on heating systems. They also offer plans which includes cover for your central heating, plumbing, drains as well as electrics. With this provider, you can choose to pay your cover either in monthly instalments or annually. Simply have it at the back of your mind that the cost of your package will depend mainly on the things you want to cover – the more the risk you wish to protect against, the more expensive your package is likely to be.

In general, HomeCare starts from £13 a month (£60 excess). Conditions and exclusions is applicable, prices may also vary based on your property’s postcode. With British Gas, there are a number of products to select from within their range some of which features an annual service and repair of your boiler and controls. Their products include British Gas Home Care One, British Gas Home Care Two, British Gas HomeCare Three and British Gas HomeCare Four. There are also some exclusions, which means that irrespective of the HomeCare product you opt for, there are certain things that British Gas do not cover. For instance, sludge or scale removal and the repair of the damage arising as a result. Showers and their parts, shared drains, faults caused by a non-British Gas engineer and more.

Overall, the amount you pay per month or year will be based on your location in the UK and the British Gas will confirm the price once they’ve been able to take a couple of details from you.

The A-G scale refers to the energy efficiency of your boiler. G-rated boilers are the least efficient, and give you less heat and hot water for your money. Installing an A-rated boiler will reduce your energy bills and carbon emissions. Don't compromise on cheaper, lower rated boilers, you will save yourself more money longer term with an A-rated model.

Condensing boilers are the in-thing when it comes to modern heating systems in UK businesses and across the globe for a good reason. This is primarily due to the fact that condensing boilers happens to be highly efficient as it enables the fuel you’re burning to heat up your home go a lot further. Having a new high efficiency condensing boiler rather than an old G-rated non condensing boiler will not only enhance your heating controls, but also save you a lot of money annually. In this article, we’re going to take you through the basics of a condensing boiler. Let’s take a closer look!

If you’re interested in getting a greener and more efficient boiler, you simply can’t afford to look beyond a high efficiency condensing boiler. This is purely due to the fact that these condensing boilers happens to make a better use of the heat they’re able to produce from burning fuels like oil or gas ( in other words, they require less heat from the burner, which makes them a lot more efficient).

So how does a condensing boiler work? Unlike a non-condensing heat-nly boiler, some heat will be wasted in form of hot gases which are released from the flue. Meanwhile a condensing boiler captures some of the heat from these gases and puts them to use for heating up water that’s coming back from your central heating system. As a result, it requires just a minimal heat from the burner which make the boiler more efficient.

You should take note that all new modern boilers are condensing boilers. Therefore if you’re planning to replace an old boiler with a new one, you’ll definitely be buying a new condensing boiler and benefit from all the efficiency and savings that comes with it.

If you’re looking for a reliable or reputable source for your new gas boiler, you definitely won’t find much better than British Gas. Using a big firm like British Gas comes with a plethora of benefits , but of course there are also some drawbacks, with the boiler prices being the main one and biggest turn off for most homeowners. However, just before we delve straight in to the price, let’s look at a thing or two about the big company.

The company, “British Gas are not a boiler manufacturer as you probably would have first imagined. They’re actually a company that specializes in the installation of boilers. As a result, they’re able to install just about any type of boiler you can imagine from any manufacturer. Be it a Worcester Bosch Greenstar 8000 Style or a Baxi 600, they’re able to provide you with the cost of having these boilers installed in your home or property.

Combi boilers are perfect boilers for space-saving and this makes them very popular on the market. They’re also very efficient when it comes to heating water instantly and warm your in few minutes. The price of a new British Gas combi boiler varies on a number of factors. Generally, the installation prices of combi boilers start from £1,800. Therefore, if British Gas are to be competitive with their pricing it should also be around this price.

However, if you have a large house with several rooms with a higher demand for hot water, British Gas will most likely recommend boilers such as Worcester Bosch 440CDi and the likes. Judging from other firms in the market, the price to have these types installed should be in excess of £3,000.

Can I Repair My Own Gas Boiler?

If you’re more of an handy person, then you’d probably want to fix everything you can around the house while saving yourself some money that would have been spent on hiring a professional instead. This is a very cost effective but at the same time you must know that some tasks are usually more difficult than others, and a good example of those complex tasks is boiler repair. Not only can this be very tough, but they can also potentially be one of the most dangerous home appliances you can acquire. So with that in mind, what can be done to ensure your gas boiler is taken care of and in the event whereby it starts to malfunction, what can be done to remedy the situation?

With regular maintenance and repair of your gas boiler, you’d have absolutely nothing to worry about. However one of the fear several DIYers have is the fact that they might just end up incurring more expenses on services they didn’t really need in the first place. But when it comes to gas boilers, it’s necessary to be certified to work with them as it’s very dangerous to tackle it all by yourself. Despite this, there are still some minor issues that you wouldn’t need to hire a technician to resolve. In some cases, all that would be needed is simply to reset the boiler. To identify where the reset button is, simply go through your boiler’s manual for more information. Most times, all you’ll have to do is press down the reset button for a couple of seconds. If the boiler isn’t fully restored to its normal proper functioning state after two resets, then you may need to call in a professional for help.

When it comes to gas boilers, this is one of the most frequent questions that always pops up and for a good reason. When you invest a considerable amount of money to acquire and install a gas boiler in your business property, it’s only reasonable not only to expect the boiler to warm up your property efficiently, but also to do so for a long period of time. If you’ve just bought or about to get a new gas boiler, it’s likely you won’t have to worry about getting a replacement for a lengthy period of time. Several commercial gas boilers will last for anywhere between 10 to 15 years on the average. However in the event whereby you have an existing one that’s fast approaching the end of it’s useful life, then you should know the time go get a new gas boiler is just around the corner, and the earlier you make the purchase, the better (to avoid any surprise breakdowns that’ll leave your home super uncomfortable).

Just like any other home appliance, it’s a fact that an older gas boiler ( especially those that have been installed over a decade ago) are significantly less efficient that the new modern ones. When the older versions were manufactured is a completely different time to now as both technology and climate concerns are wide apart. So when your existing boiler is approaching the end of it’s useful life, it’ll be wise to start saving up to cover the cost of getting a new one. However, if it’s only about 5 years ago your boiler was installed, it’s highly likely to still be very efficient.