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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

Modern oil boilers do not require a lot of maintenance. OFTEC recommends that oil boilers are serviced and inspected every year. This keeps them running as efficiently as possible and will ensure any issues with your boiler are identified before they cause bigger problems. This servicing is also vital because of the increased risk of carbon monoxide leaking from a poorly maintained boiler.

Biomass boilers can be designed to work with other kinds of heating. The most common of these is solar thermal. This is a popular renewable energy pairing. Solar thermal heating will meet your hot water needs during the summer while a biomass boiler can operate as a backup during the winter when solar thermal panels do not perform as well.

How To Install An Oil Boiler Heating System

Just like several other skills, the installation of an oil boiler heating system can be a challenge. It requires enough persistence to actually get right, so if you’re the type with little patience, we’d recommend you hire the services of a professional oil boiler heating system fitter who can guarantee the best results and save you time and extra money due to potential damages.

To install your boiler system yourself, it’s always advisable to start by getting the information on the best installation processes from the supplying company which will go a long way to save you from future headaches. However, we’ve put together this guide to give you a basic knowledge on how its done. Let’s have a look!

lRead Instruction Manual

• Carefully read and digest the instruction manual thoroughly.

• Make sure you understand the installation diagrams

• Spread out the materials and get familiar with them.

lFigure Out What Goes Where

• Take your time to determine where everything goes in relation to the others.

• Identify the new radiator’s position.

• Get sufficient sealants to prevent possible leakages inside the walls.

lIdentify The Pipe Routes

• Determine the pipe routes while fitting the new radiators

lInstall The Boiler

• Turn off water and all electrics

• Fit the boiler into the wall

• Make sure the fittings are secured.

lInstall The Radiator

• The effectiveness of your home’s heating system is as good as the radiators you incorporate and how good they’re installed.

• You may have to utilize extra radiators in large open plan kitchens and living rooms (for effective heating).

lOffer Ventilation

• Once you’ve successfully installed the new radiator, a small dose of air ventilation would be needed.

• Turn the key of each valve located at the bottom, do not stop until a little amount of water spills over the top of the unit.

Can You Replace Storage Heaters With Electric Radiators?

The short answer to this question is yes. If your outdated storage heater is not heating your home the way it should, you’ll find a better replacement in electric radiators.

Being more modern and efficient, electric radiators offer a wide range of benefits which storage heaters can only dream of. Let’s have a look.

• Unlike storage heaters, electric radiators do not need to be charged up the night before which makes it totally controllable as you do not have to guess what your heating needs will turn out to be the next day.

• The above benefit leads to an even better one as the controllability quality of electric radiators makes them a lot more efficient than storage heaters. Electric radiators usually comes with programmable timers and thermostats which allows you to set various heating schedules for each of your rooms, meaning you’re only heating when and where its needed.

• Unlike some storage heaters, electric radiators do not cause wall blackening and also happen to more elegant and stylish.

• Electric radiators are not tough on allergies like storage heaters as they do not depend mainly on convection to heat

• Electric radiators also have an easy installation process with all you need to do to switch from storage heater to one being the removal of the former and inserting the radiators into the sockets.

However, if you want to make a switch to electric radiators, there’s the need to change to a standard electricity tariff from your economy tariff. And while the standard electricity tariff rates may be more expensive than the night time rate provided by Economy 7, the standard tariff rates are a bit cheaper than the daytime Economy rate. You’ll also get to use much less of electricity while also saving money on your heating bills and more.

How Do Electric Boilers Work?

Electric boiler are installed in residential, commercial and industrial properties to serve as a reliable source of heat. Unlike other types of boilers that depends on fossil fuel burning to be able to operate, electric boilers are fuelled by electrical energy which ultimately makes it more reliable and powerful compared to its counterparts. This heating option was basically provided for home or property owners who don’t have an access to the main gas supply.

So how does an electric boiler work? Basically, an electric boiler work by heating water. Once heated, the hot water supply is then distributed to various areas across the house or property. In order to achieve the best possible efficiency at the lowest possible costs, new model electric boilers are installed by licensed and professional boiler fitters with the help of a microchip control system. Meanwhile, the microchip control system functions to oversee the management of both temperature level as well as output.

Unlike other types of boilers such as a gas boiler, electric boilers only require minimal service. If you own a gas boiler, it’s crucial to ensure that it’s serviced every single year by a licensed and reliable professional that’s into boiler repair services. During the checks and maintenance services, the gas boilers would need to be checked for possible gas leaks, as well as ventilation poisoning and other problems.

Overall, electric boilers are considered to be one of the most environment-friendly heating system which is more affordable to install in your property than a gas boiler. It represents the most ideal option for homes with gas boiler issues as well as those that are not connected to the main gas supply. What’s more? Electric boilers are also one of the best options for wet central heating and under floor heating.

How To Get A Gas Fireplace Installed

A gas fireplace is one of the most popular means of adding warmth to homes which so many homeowners have now come to terms with, especially with natural gas prices being fairly low for an extended period of time. Properly installed gas fireplaces are not only capable of adding a much needed ambiance and warmth to your home, but also significantly more efficient than the traditional wood-burning fireplaces which mostly produces less heat from the large amount of drafts they consume. Meanwhile a good gas powered fireplace with a properly functioning blower, is very close to being as efficient as a furnace when warming up a room. What’s more? Gas fireplaces also possess a great visual appeal and are also very practical especially when they feature realistic ceramic logs as well as good gas burners.

Installing a gas fireplace by yourself is definitely up there as one of the most advanced DIY tasks you can attempt to try. If you lack proper training and experience, it’s advisable you leave the task to a reliable professional that’ll guarantee the best results while also ensuring costly errors are avoided. This guide will, however, put you in the right direction.

• Construct wall recess to accept the fireplace.

• Punch a hole through the exterior wall of the house to fit in stovepipe thimble.

• Fix a small part of the stovepipe to the exhaust port in the fireplace’s rear.

• Use construction adhesives on the wall around the fireplace opening’s sides and top.

• Apply granite slabs into the adhesive around the opening of the fireplace.

• Put the fireplace in position and ensure the stovepipe goes outdoors through the thimble.

• Use a termination hood to seal the exhaust pipe’s exterior.

• Employ the services of a professional plumber to connect the gas to the fireplace.

• Fit the removable front

• Test the functionality of the fireplace.

If your boiler is leaking, there are some checks that you can do yourself. However, you should never attempt to repair your boiler yourself – only a Gas Safe-registered engineer should conduct repairs.

There are 3 main reasons why your boiler might be leaking: there’s a pressure valve fault, a temperature valve leak or corrosion in the system. An engineer will be able to spot the problem quickly, but in the meantime there are a few things you can do:

Check the pipe fittings

If your boiler is leaking water around the pipe fittings, it could be an installation fault and you should get in touch with the engineer that fitted it. You can check the pipe fittings by drying the area then waiting to see if the water appears again. If it does, you may be able to do a ¼ turn of the pipe to stop it. However, you should still call the engineer that installed it to ask them to check the PTFE tape on the inside.

Inspect the seals

Over time, the rubber seals on a boiler can start to perish, so if you have an old boiler this could be the source of your leak. If you have a new boiler, it could be caused by your boiler running over pressure.

Heat exchanger corrosion

Unfortunately, if a boiler engineer discovers that the boiler is leaking water from the heat exchanger, this is the end of the road for your system. The heat exchanger is the most expensive part of your boiler, so it makes more financial sense to replace your boiler with a newer, more efficient model rather than try to replace it.