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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

How Much Do Electric Radiators Cost?

If there’s an age-long question that doesn’t seem to go away any time soon it’s how much do electric radiators cost? Although it would be perfect to offer an exact figure you can actually work with as the cost of running your heating system, but unfortunately you’ll have to consult a clairvoyant individual to get that. The question is almost synonymous with asking to know what your utility bill will be this month or the next. This is an answer that’s specific to each household, so it would be impossible to provide an answer that applies to all households in the UK. This is because there are several influencing factors that affects what the final cost of your household’s electricity bill will be. Let’s take a look at these factors!

• The size of the room you want to heat. As you would have guessed, the larger the room, the higher the amount of energy that’ll be incorporated, which means a greater electricity bill.

• The age of your house. There’s a high possibility your household ( if it’s an old one) lacks sufficient insulation which makes it less energy efficient, except you’ve already made some necessary changes.

• Your individual needs. Depending on your personal requirements, you electricity bill may be greatly influenced to be higher or lower. And the more people you have in your home, the more the energy you’re likely to consume.

• Time of the year. During the winter months, you’re likely to use a lot more electricity and heating because the weather tends to be colder.

• Your property’s exposure to natural elements. For instance a terraced home with houses on either side will be able to retain heat much longer and there less electricity and heating than a fully detached home.

How Much Is A Gas Safety Certificate?

If you’re a landlord in the UK, then you’d know a gas safety certificate is a legal requirement. If yes, then you’d probably like to know how much it’ll cost to get a gas safety certificate so you can make plans on obtaining one for your property. In this article, you’ll find all you need to know about the amount you’re expected to pay for a gas safety certificate in the UK.

First and foremost, let’s look into the use of the certificate. Basically, a gas safety certificate is the legal inspection of your property’s gas appliances which would be done on an annual basis. Only an approved Gas Safe engineer is allowed to carry out this statutory check. Ultimately, if you own rental properties in the country, this is a requirement you can’t afford to overlook to ensure the safety of your tenants.

Furthermore, included in this inspection are each and every gas appliances, chimneys, pipework as well as flues in the property. In recent times, several individuals make use of fewer gas appliances which ultimately implies that they may only need the servicing of their gas fire. Once you’ve passed the inspection, you’ll be given your CP12 certificate which must be kept for a minimum of two years. A copy should also be provided to your tenants within 28 days of issue. So how much will it cost to get a gas safety certificate?

Depending on your location in the UK as well as the number of gas appliances incorporated, the average cost of a gas certificate will range between £60 to £90. The Gas Safe engineer will carry out the task as a fixed and statutory job.

First and foremost, the purpose of a landlord insurance is simple and pretty straightforward. It protects against risks associated with your rental property as well as activity. Most policies start out with building insurance as well as property owners’ liability insurance but you’re absolutely free to include several other covers. These covers can include tenant default or accidental damage, loss of rent and more depending on your needs. It’s important to note that varying types of landlord insurance provides coverage for different sorts of risks. For instance, building insurance provides coverage for the cost of repairing or rebuilding your property, while contents insurance provides coverage for contents if they’re damaged or stolen. However, the question is, does landlord insurance cover boiler? In this post, we’re going to shed more light into this to help you make informed decisions moving forward. Let’s take a look!

The short and simple answer to this question is yes, landlord insurance can definitely cover boiler break down! However, this is usually possible only if you select this option when you purchase your landlord insurance policy. With some boiler cover providers, you’ll have to include a home emergency cover to your landlord insurance so as to cover any form of boiler break down. Once this is done, if the boiler in your rental property starts to malfunction or stops functioning, a Gas Safe registered engineer would be sent to your premises to help out with the situation. With this, the repairing cost of your heating system would be covered by the insurance excluding any excess and up to the limit of your policy.

A boiler is simply the most important part of a central heating system as it generates the heat that warms up the home or property. Basically, the appliance or small furnace makes use of gas, LPG or oil in order to fuel its operation. However in the UK, most boilers are usually fuelled by natural gas which is supplied automatically from the national gas grid. And depending on how it operates, there are various types of boilers.

Typically, a gas central heating boiler will have multiple pipes entering from underneath. While one pipe supplies the boiler with gas from the mains gas supply, another pipe allows cold water to enter the boiler to be heated, the last pipe then enables hot water to exit the boiler so it can be distributed around the home.

✓ There are fuel jets and heat exchangers inside the boiler. When the heating is turned on, a valve is opened to allow the mains supply gas to enter a sealed combustion chamber in the boiler. There are multiple little valves which permit the entry of the gas before being ignited by an electric ignition switch. These jets heat a metal component in the boiler known as a heat exchanger which works to transfer the heat to the cold water pipe and heat up the water.

✓ Once the water has been heated to the target temperature, it’s then pumped through a circuit of pipe which runs around your home by an electric pump.

✓ The heated water enter each radiator, is then transmitted via a closed loop and radiates heat into each room.

✓ Once done travelling through all radiators, the water then returns to the boiler at which it must have been cooled. Therefore, the boiler will have to reheat following the same process before circulating. The water can only be drained by a professional Gas Safe engineer

Re-pressurising your boiler means that you allow more water to enter system via the filling loop. It can be easy to re-pressurise your boiler yourself. Always check your manual, but there are some simple steps you can take to restore pressure to your boiler:

1. Switch off your boiler and let it cool completely
2. Make sure both ends of your filling loop are attached
3. Open both valves to allow cold water into the system – you’ll hear it start to move
4. Look out for your pressure gauge to show 1.5 bar
5. Close both valves
6. Switch your boiler back on
7. Undo both ends of your filling loop and remove it. Remember some water might come out, so be ready to catch some spillage!

The size of boiler you need will depend on the size of your home, how many radiators and bathrooms you have and how many people live there. The boiler size refers to its output, which is measured in kilowatts (kW), rather than the actual dimensions. Speak to your boiler engineer about which boiler is suitable for you, as if you have more than one bathroom or a lot of people in your home a combi boiler might not suit you. Other boiler types such as system boilers or conventional boilers may be better suited to larger homes because they have bigger outputs.

How Much To Install A Gas Cooker?

Gas cooker is gradually becoming more and more popular in the UK, with several homeowners looking to have one installed in their various homes. Whether you’re planning remodelling, conversions or perhaps you own a new building, gas ( be it a natural gas or Liquid Petroleum Gas - LPG) is now the favourite mode of cooking ,heating as well as warming across the country.

The fact that it’s popular, however, is not an excuse to install a gas cooker by all means in order to reduce the cost. When it comes to gas cooker installation, adequate care must be taken to ensure costly errors which can lead to fire outbreaks and other dangers are avoided. Therefore, if you’re thinking about getting a gas cooker installed in your home, hiring a qualified gas cooker installation company would be your best bet.

Prior to the installation of your gas cooker, the gas plumber will confirm whether or not your home is connected to the mains gas supply. In the absence of a connection, you’ll have to request for a new service connection. Immediately the connection is available, the certified gas cooker installation company can then proceed to fit in the appliance.

However, for a free standing gas cooker, the measurement of the gas cooker’s dimension will be taken by the fitter as well as the available space for the installation in order to determine whether or not the gas cooker will fit in. After this, the next step would be to turn the gas cooker on its side and fit in the underpins. The gas pipe will then be connected to the manifold while also activating the gas and checking for possible leakages. Once done, the gas would be plugged into the outlet and a test will be conducted on the gas to ensure it’s running the way it should.