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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

The Hive thermostat stand is relatively easy to install, however if you lack the necessary training or experience, this is a task you might want to leave to a professional to guarantee the best result while also saving you money and time. This guide will give you a good insight into the Hive thermostat installation process.

The installation of a Hive thermostat does require it to be connected to your home boiler. For this reason we always recommend you get a professional to install it. However once install the Hive Smart Thermostat is very easy to operate and move the controller around your home. To get started, you can follow these steps:

• Press the lever at the lower side of the thermostat and pull away from the front to detach the back plate of your device.

• Once done, simply hang the thermostat on the stand back plate and ensure it holds firmly in place

When it comes to Hive thermostat installation, you might also want to consider the positioning of the device in such a way to heat your home even more efficiently as its designed to be very sensitive to temperature. To identify the best spot for your Hive thermostat, let’s take a look at some of the dos and don’ts.

A Few Dos:

• Do maintain the position of your Hive Thermostat to keep a stable connection with the receive and Hive Hub.

• Do ensure that the position chosen is the centre of your home or a frequently used room.

• Do place the thermostat about 1 to 1.5 metres from floor.

• Do ensure that your thermostat is in a close proximity with the hub and receiver for a better functionality.

A Few Don’ts:

• Don’t place your Hive thermostat stand close to radiators, direct sunlight or other heat sources,

• Don’t position your device near or at places that can expoerience a sudden change in temperature such as the front or back door.

• Don’t leave your thermostat too close to curtains or ornaments.

If you’re building a connected home, a smart thermostat allows you to change the temperature in your home. And not only do several smart thermostats come with touch screens and a user friendly interface, but they’re also compatible with Amazon Alexa, Google Assistant and other voice controlled personal assistants. So how does a smart thermostat work? Let’s have a look!

Generally, smart thermostats are connected to the home’s Heating and/or Air Con system via C wire (common wire). Homes that lacks a C wire (especially older homes) will have to install one first before getting a smart thermostat. The C wire is a crucial element in the installation process as it works mainly to wire your smart thermostats into the Boiler system without tampering with the wiring for the other appliances in the house.

The smart thermostats comes with some special temperature setting which you can access by connecting them to your home’s WiFi. These include:

• Mobile Control

Most smart thermostats are specially designed to enable users to control the temperature of their home from the comfort of their couch or car via their unique mobile apps. This feature is just perfect if you particularly like getting the perfect temperature in your home without having to get out of bed.

• Humidity Controls

Although, the humidity of your home can not really be adjusted with a smart thermostat but you can always stay on top of it by monitoring it or setting an alarm on your phone to go off when the humidity changes.

• Geofencing Feature

With a smart thermostat, you can choose the particular times of the day you want it in action. This feature enables you to go on impromptu travels without having to worry about your energy bills - some smart thermostats come with the geotracking feature which determines when you’ve left the house and adjusts the temperature of the home accordingly with your energy usage in mind.

What Size Of Electric Boiler Do I Need?

If you’re thinking about installing central heating in your home or property, you’ll be shocked by the plethora of options that’s currently available in the market as regards the boiler type that can be installed. Being a very good alternative to gas boilers or an oil or LPG boiler, electric boilers are here to stay. They usually feature different power outputs which tends to lead to one of the most frequently asked questions about electric heaters - what size of electric boiler do I need? Here, we’ll give you a good insight into sizes of electric boilers available to help you make the right decision.

The importance of getting the perfect size of electric boiler for your home can not be over-emphasized. If your electric boiler size is too small, it won’t be able to provide the level of heat and hot water required. And on the other hand, if it’s too big, it’ll definitely consume more electricity which would be a total waste of money.

To determine the correct size, if you have a wet central heating or water radiators in your home, you’ll need to calculate the boiler’s capacity required to operate them and allow 1.5kw per radiator. To be more accurate, it’s advisable to talk to a professional installer to avoid making a costly mistake. Every professional installer should have an idea of the appropriate size of electric boiler that’ll be needed given your special requirements and home size.

Generally, with a 12k kilowatt boiler, you should be able to operate up to 7 to 8 radiators which is good for smaller properties. For apartments and flats, getting a smaller electric boiler would be the best option.

When it comes to gas boilers, this is one of the most frequent questions that always pops up and for a good reason. When you invest a considerable amount of money to acquire and install a gas boiler in your business property, it’s only reasonable not only to expect the boiler to warm up your property efficiently, but also to do so for a long period of time. If you’ve just bought or about to get a new gas boiler, it’s likely you won’t have to worry about getting a replacement for a lengthy period of time. Several commercial gas boilers will last for anywhere between 10 to 15 years on the average. However in the event whereby you have an existing one that’s fast approaching the end of it’s useful life, then you should know the time go get a new gas boiler is just around the corner, and the earlier you make the purchase, the better (to avoid any surprise breakdowns that’ll leave your home super uncomfortable).

Just like any other home appliance, it’s a fact that an older gas boiler ( especially those that have been installed over a decade ago) are significantly less efficient that the new modern ones. When the older versions were manufactured is a completely different time to now as both technology and climate concerns are wide apart. So when your existing boiler is approaching the end of it’s useful life, it’ll be wise to start saving up to cover the cost of getting a new one. However, if it’s only about 5 years ago your boiler was installed, it’s highly likely to still be very efficient.

What Is The Best Oil Boiler On The Market?

With a plethora of sizes and models available in the market today, it can be a hassle choosing the best oil boiler. There are 3 main types of oil boilers which includes an oil combi boiler, a regular oil boiler and a system oil boiler. Within these three types, we have a wide range of models and sizes with varying heating and hot water demands.

With tonnes of oil boiler brands out there, the problem is the over crowding on the market with oil boilers that are not only over priced, but also of mediocre quality. From our research, we’ve been able to identify three major bands that are simply outstanding - Warmflow, Grant and Worcester Bosch. However, out of the lots, Warmflow is simply the most efficient and also comes with several qualities such as :

lUK & Ireland’s only AA rated combi boiler

lMarket leading innovation

lEasy and simple to install

l45plus years heating homes

l5 and 7 year warranty available

The oil boiler comes with an outrageous 5 year warranty on their Titanium which when compared to some similar Worcester Bosch Oil boilers is a whooping 3 years difference. Furthermore, the brand also offers a special “out-of-the-box 5-year warranty which enables the warranty to be valid as long as the installation is done by a qualified oil boiler technician. This may, however, seem normal until you realize other brands like Grant, will only honour their 5-year warranty when the boiler is installed only by their accredited technicians.

Warmflow offers an oil boiler to suit every property that is situated off the grid. These includes the modern and stylish U-Series, outdoor-compatible K-Series as well as the quietly efficient B-series which is designed for indoor installation.

When your boiler is being replaced you won’t have hot water or central heating. If you don’t mind this you can stay in your home, and use portable electric heaters if needed. Most installers undertake a power flush before installing a new boiler now and this can cause muck and debris from the pipework, so you may wish to get out of the way while this is happening!

The size of boiler you need will depend on the size of your home, how many radiators and bathrooms you have and how many people live there. The boiler size refers to its output, which is measured in kilowatts (kW), rather than the actual dimensions. Speak to your boiler engineer about which boiler is suitable for you, as if you have more than one bathroom or a lot of people in your home a combi boiler might not suit you. Other boiler types such as system boilers or conventional boilers may be better suited to larger homes because they have bigger outputs.