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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

What Is A Gas Safety Certificate?

Do you wish to know what a Gas Safety Certificate is and if you need to get one?

If you’re in the UK and you own a rental property, you have a statutory obligation to obtain a Gas Safety Certificate. The law ( Gas Safety - Installation and Use, Regulations 1998) stipulates that landlords as a matter of necessity should have all their gas appliances, fittings,and property flues subjected to yearly checks in order to ensure that they’re are totally safe.

The Gas Safety Certificate can be referred to in a number of ways which includes Landlord Gas Safety Record ( LGSR) or CORGI PROFORMA 12 (CP12). The later dating back to when the official body for gas safety in the UK was CORGI. However, the official body is now known as Gas Safe, hence it’s now usually called a Gas Safety Certificate or something along that line. But regardless of whatever you choose to call it, as long as you reside in the UK, it’s crucial to know that if you need one as soon as possible. So how do know if you need a Gas Safety Certificate?

If you’re a homeowner with a property that you live in, you’re not required by the law to obtain a Gas Safety Certificate. There’s nothing like a homeowner’s gas safety certificate, however we’d recommend you subject all you gas appliances and pipework to yearly examinations to ensure they’re functioning properly and safely.

If you’re a landlord in the UK, you’re required by the law to get a Gas Safety Certificate to ensure your property is safe for your tenants. You must reach out to an approved Gas Safe engineer who’ll carry out annual checks on your appliances to ensure that they’re totally safe.

How To Install A Gas Cooktop In An Island

Are you thinking about installing a gas cooktop in your kitchen island? If yes, then you must know that there are clearance requirements that must be met (before you proceed) between the cut out and the countertop’s edge. Basically, there are incremental requirements for island installation due to the fact that it does not make an assumption that the product is going to be fitted against a rear wall that acts to protect the back of the unit. As a result, while doing an island install we must put the safety of the product into consideration much more that we do a standard install. What’s more? This island clearance requirement develops from a third-party agency and is a standard with all brands. So how do you install a gas cooktop in an island having the aforementioned requirements in mind?

• Use a foil tape to line the inside edges of the cut out. The function of this is to prevent heat damage as well as countertop’s discolouration. Put the cooktop top on a secured surface.

• Identify the pipe coming out of the cooktop’s side or bottom and brush onto the threads of the manifold entrance.

• Pass the pressure regulator onto the entrance of the manifold and make use of a wrench to tighten it.

• Brush the pipe joint compound onto one of the flare union adaptor’s threads and pass it into the regulator’s open end. Make it slightly tight with a full turn of the wrench.

• Connect the flare union adaptor’s open end with the flexible appliance connector hose, upon brushing on pipe joint compound.

• Put foam tape on the cooktop underside’s edges, if your cooktop comes with a glass burner plate.

• Turn the cooktop to set it into the cutout.

• Apply pipe-joint compound onto the flare union adaptor left and secure it firmly into the gas shutout valve.

• Connect the flexible hose connector’s free end with the flare union adaptor.

If you’re thinking about getting a new combi boiler, you may be wondering just how much it’s going to cost so as to start making preparations as soon as possible. However, providing a precise cost for the acquisition and installation of a new combi boiler is simply impossible as combi boiler prices vary greatly in price - usually ranging between £1500 to about £3500 based on the brand of the combi boiler, the insurance or warranty, installation, your location as well as the size and power of the appliance. Due to the fact that combi boilers are compact units which doesn’t need a hot water cylinder or a cold water tank to produce heating and hot water for homes, it’s a very popular type of boiler that’s frequently used especially in the UK.

Combi boilers are also widely known to be the most energy efficient type of boiler because they are able to provide an instant supply of hot water anytime you turn on a tap. Combi boilers particularly perfect for flats and houses where space is limited as they have the ability to deliver instant heating and hot water without requiring any extra parts or components.

In the event whereby you’re about to choose a combi boiler for your home or property, it’s always advisable to compare models as well as prices from only the most reliable and sought after brands across the globe. Depending on the manufacturer, the overall quality of the boilers as well as their prices can differ. However, regardless of your budget, you’ll discover there are a plethora of combi boilers available in the market that’ll also suit your taste.

If you’re looking to have your boiler insured, there are a number of boiler cover providers you should probably check out with British Gas Homecare being right up there as one of the best in the business. In this post, we’re going to consider the British Gas Homecare prices to help you make the best-informed decisions possible moving forward. Let’s take a look!

Firstly, British Gas offers a wide variety of packages to provide coverage for repairs as well as breakdowns on heating systems. They also offer plans which includes cover for your central heating, plumbing, drains as well as electrics. With this provider, you can choose to pay your cover either in monthly instalments or annually. Simply have it at the back of your mind that the cost of your package will depend mainly on the things you want to cover – the more the risk you wish to protect against, the more expensive your package is likely to be.

In general, HomeCare starts from £13 a month (£60 excess). Conditions and exclusions is applicable, prices may also vary based on your property’s postcode. With British Gas, there are a number of products to select from within their range some of which features an annual service and repair of your boiler and controls. Their products include British Gas Home Care One, British Gas Home Care Two, British Gas HomeCare Three and British Gas HomeCare Four. There are also some exclusions, which means that irrespective of the HomeCare product you opt for, there are certain things that British Gas do not cover. For instance, sludge or scale removal and the repair of the damage arising as a result. Showers and their parts, shared drains, faults caused by a non-British Gas engineer and more.

Overall, the amount you pay per month or year will be based on your location in the UK and the British Gas will confirm the price once they’ve been able to take a couple of details from you.

What Is The Best Oil Boiler On The Market?

With a plethora of sizes and models available in the market today, it can be a hassle choosing the best oil boiler. There are 3 main types of oil boilers which includes an oil combi boiler, a regular oil boiler and a system oil boiler. Within these three types, we have a wide range of models and sizes with varying heating and hot water demands.

With tonnes of oil boiler brands out there, the problem is the over crowding on the market with oil boilers that are not only over priced, but also of mediocre quality. From our research, we’ve been able to identify three major bands that are simply outstanding - Warmflow, Grant and Worcester Bosch. However, out of the lots, Warmflow is simply the most efficient and also comes with several qualities such as :

lUK & Ireland’s only AA rated combi boiler

lMarket leading innovation

lEasy and simple to install

l45plus years heating homes

l5 and 7 year warranty available

The oil boiler comes with an outrageous 5 year warranty on their Titanium which when compared to some similar Worcester Bosch Oil boilers is a whooping 3 years difference. Furthermore, the brand also offers a special “out-of-the-box 5-year warranty which enables the warranty to be valid as long as the installation is done by a qualified oil boiler technician. This may, however, seem normal until you realize other brands like Grant, will only honour their 5-year warranty when the boiler is installed only by their accredited technicians.

Warmflow offers an oil boiler to suit every property that is situated off the grid. These includes the modern and stylish U-Series, outdoor-compatible K-Series as well as the quietly efficient B-series which is designed for indoor installation.

Ad hoc visits from your engineer to fix small issues with your heating system may actually seem cheaper and a lot more affordable, however when a boiler is ripe enough for a change these small issues are always never ending. Over some period of time, these small issues will inevitably get worse and the idea of “mend and make do will be an absolutely false economy. The best course of action in this sort of event is to find a replacement boiler to install as soon as possible. In this article, we’re going to give you some hints that’ll show you when your boiler needs to be replaced. Now let’s take a look!

✓ Insufficient hot water. Here, you’ll have to check the size of your hot water cylinder. It’s crucial to make sure that your boiler is rightly sized to power your heating as well as hot water circuit in line with your demands. You should always seek the advice of a heating expert who can recommend whether to fix or replace the boiler.

✓ Strange noises. It’s normal for components of the boiler to become worn or damaged over time. Replacing the particular component that’s causing the knocking or rattling may seem cost effective at first but more often than not, the noises usually signal a bigger issue which is likely to build up over time. Hence, it’ll be a lot more logical to replace the boiler itself.

✓ Regular repair of your boiler. It’s essential to have your heating system serviced by a Gas Safe engineer on an annual basis. However, when you have to call them more often than once a year for your yearly maintenance, it may be a wise decision to consider getting a replacement.

✓ Other events whereby you may need a new boiler includes when you can’t get the right temperature in your room, when the radiators don’t heat up as they should, when your boiler leaks and if your boiler still has a pilot light.

Modern oil boilers do not require a lot of maintenance. OFTEC recommends that oil boilers are serviced and inspected every year. This keeps them running as efficiently as possible and will ensure any issues with your boiler are identified before they cause bigger problems. This servicing is also vital because of the increased risk of carbon monoxide leaking from a poorly maintained boiler.