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Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the stand alone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay out amount for future required repairs of heating systems which includes both parts labour.

Can You Get Oiled Fired Combi Boilers?

Absolutely! Oil fired combi boilers are not only a super cool alternative to gas heating, but also offer a cost-efficient means of heating your home. And this is best enjoyed especially if you’re one of the estimated 4 million houses that are not connected to the gas network.

Oil fired combi boiler enables you store fuel close to your property and fill it as required. There many A rated model options available in the market with the modern oil fired combi boilers confirmed to be up to 95% efficient. As a result of their multiple advantages over alternative heating systems, the oil fired combi boiler is expected to increase significantly in the UK. Here are some of the advantages of adding the system to your property.

• Oil fired combi boiler heats up water on demand while also saving a lot of fuel and being super energy efficient.

• Since oil needs more fuel than gas, a great return would be derived from every unit of energy.

• When compared with the other types of boilers, oil fired combi boilers have a considerably lower operating cost.

• A new oil fired boiler typically has a 92% to 95 % efficiency, which is significantly better than the 60% to 70% in older systems.

If you have an idea of how to operate the gas-powered alternative, then operating an oil fired combi boiler shouldn’t be an issue. In a similar way to the alternative, the boiler simply delivers the central heating through the radiators and hot water via your household’s taps.

However, the major difference between the two is the fact that the oil fired boiler needs a regular supply of oil, which is stored in a tank. The hot water supplied by the system is instant as it is connected to the water mains supply.

To ensure your boiler is functioning efficiently and to keep your home warm, it’s important to see that your boiler is serviced on a regular basis by a licensed boiler engineer. Failure to do this can result in sudden boiler breakdown which can be a hard hitting blow to one’s financial power especially when there’s no boiler cover to cushion the blow or totally avoid it all together.

When your boiler is covered, it implies that you’re protected in the event whereby your boiler or it’s controls malfunctions or break. Several boiler cover will include the servicing cost, while some may not so it’s advisable to always go through the details, no matter how small, before entering into a boiler cover agreement. Typically, a boiler cover will cost between £60 to £100 per year and the payment is made on a monthly basis. Various boiler insurance companies have varying cover cost, however, here are the common boiler cover policies:

• Homeserve charges from £13 per month

• EDF Energy costs from £13.29 per month

• British Gas from £12 per month

• Scottish Power from £13.13 every month

• CETRI UK charges from £13.50 every month

• 24/7 home rescue costs from £9.60 every month

• Gorgi Home Plan costs from £6 per month plus 3 months free

• Your repair charges from £9.60 per month

• NPower Boiler Cover costs from £10.92 every month

• SSE Boiler Breakdown Cover charges from £4.95 every month

It’s important to note that sometimes you have the option of adding your boiler cover to your existing home insurance, if you do not want a standalone policy for your boiler cover. In many scenarios, this is referred to as an extra or add on service referred to as “Home Emergency Cover. When compared to the standalone boiler policies, this is usually a lot cheaper as it comes in around £5 per month.

What Is A Gas Safety Certificate?

Do you wish to know what a Gas Safety Certificate is and if you need to get one?

If you’re in the UK and you own a rental property, you have a statutory obligation to obtain a Gas Safety Certificate. The law ( Gas Safety - Installation and Use, Regulations 1998) stipulates that landlords as a matter of necessity should have all their gas appliances, fittings,and property flues subjected to yearly checks in order to ensure that they’re are totally safe.

The Gas Safety Certificate can be referred to in a number of ways which includes Landlord Gas Safety Record ( LGSR) or CORGI PROFORMA 12 (CP12). The later dating back to when the official body for gas safety in the UK was CORGI. However, the official body is now known as Gas Safe, hence it’s now usually called a Gas Safety Certificate or something along that line. But regardless of whatever you choose to call it, as long as you reside in the UK, it’s crucial to know that if you need one as soon as possible. So how do know if you need a Gas Safety Certificate?

If you’re a homeowner with a property that you live in, you’re not required by the law to obtain a Gas Safety Certificate. There’s nothing like a homeowner’s gas safety certificate, however we’d recommend you subject all you gas appliances and pipework to yearly examinations to ensure they’re functioning properly and safely.

If you’re a landlord in the UK, you’re required by the law to get a Gas Safety Certificate to ensure your property is safe for your tenants. You must reach out to an approved Gas Safe engineer who’ll carry out annual checks on your appliances to ensure that they’re totally safe.

Yes. Modern condensing oil boilers are ‘A’ rated and therefore as efficient as comparable gas boilers. They come with the same controls as gas central heating systems, so you can still use a thermostat to control your heating efficiently. Also, oil is more efficient as a fuel source than gas, so you will get more energy per unit of oil. Oil prices can fluctuate, however, so ensure that you find a good supplier.

What Are The Best Electric Radiators?

Being afforded options in life is what we all seek. However, when the options are obviously too much, it can have a negative impact - exactly the case with electric radiators. With so many electric radiators in the market today, identifying the best and most suitable one for your home can be less helpful and extremely confusing, and even more so when you don’t know what you want. In a world filled with a huge selection of electric radiators, some designed for general heating while others are designed for more specific purposes, where would you get started? Here we’ve put together some of best electric radiators which you can put into consideration when making a decision. Let’s have a look!

• The Rointe D Series

The D series is one of the most popular electric radiators you’ll in the market today and deservedly so.with an advanced controllability via the Rointe Connect App and TFT control panel, these series have been rightly marked out as the most sophisticated electric radiator till date. What’s more? It’s suitable for both small, medium and large rooms, as it heats from 3m2 to about 16m2. The installation and programming of the Rointe D Series is very easy as it also enables a full access to every functions included as well as consumption costs.

• The Dimplex Q-Rad

As a high end heater, the Dimplex Q-Rad is one of the most popular brands. It is designed for a large room as it can heat up an area of about 20m2. The electric radiator features simple controls, sleek and good looks and works automatically all day.

• The Haverland RCTTi

This is conveniently one of the most efficient and reliable electric radiators you’ll find around. It stands out with the possession of its Dry Stone technology which works to ensure the room is kept at the right temperature.

• The Stiebel Eltron CND

Featuring a combined radiant and convection heating, this dual heat source is a very good option for homeowners with a tight budget. It works excellently to store heat which it later releases. The electric radiator also sense when the windows are open and react intelligently to the environment.

A terrible day would be walking into your home to discover your boiler is broken - nobody prays for that and even more so, when you’re fully aware a broken boiler can be one of the most expensive things to repair. However, when this occurs, a boiler plan is ready to help cover the repair cost - and that’s only if you’ve gotten one. Generally, cover plans feature only a monthly price which is quite affordable when compared to paying a huge lump sum at once. Furthermore, depending on your cover level, you may not be required to incur call out charges or any other expensive services rendered. And in the event whereby your boiler can’t be repaired, there’ll be plans in place to get a replacement unit. As a result, getting a boiler cover is a great way to give yourself a peace of mind and see to it that you’re not left in the cold when the worse happens.

So the answer to whether or not you should get a boiler cover is totally a positive one. The purchase of a new heating system can be quite costly, but it would even be costlier when you have to repair it ceaselessly throughout it’s service years. With several modern combi units being a complicated heating system to repair, getting a cover plan with unlimited call outs, zero excess as well as cover parts and labour would be a truly wise decision.

In addition, an annual service of your heating system is required by manufacturers in order to make the warranty valid. Therefore, just a basic service plan is very crucial if you do not buy the idea of having to fork out at least £70 for each service.

Your LPG storage tank will need to go outside your property, possibly underground if you have limited space. There are planning rules that restrict where you can put your tank, especially if your property is listed or on designated land. Take a look at our planning permission article to find out more.