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Does Home Insurance Cover Boiler Repairs?

When winter comes, your boiler is most likely to be one of the most used appliances in your home. It keeps operating for several hours to ensure your house remains warm and conducive and then during those cold evenings, it supplies the much needed hot water to guarantee a restive night. But with so much usage and many moving parts, you’d naturally expect your boiler to breakdown at some point especially if it’s 7 years old or above. So what’s the next line of action when it happens, leaving your radiators off and water cold? With the likely high boiler repair cost, it’s only logical to consider whether your boiler repairs is covered by your home insurance.

In almost all situations, the standard home insurance will not provide coverage for the cost of repairing or replacing a broken boiler. Being fully aware that boiler breakdowns are mostly caused by a lack or not so regular maintenance practices or servicing, most home insurance providers will exclude it from this from their offerings. In fact, a home insurance is more likely to provide coverage for the damage that has happened as a result of a broken appliance. For instance, the damage caused as a result of gas, oil or water leaking from a boiler are more likely to be paid for by the home insurance providers, but they’ll not pay for the repair or replacement of the broken boiler itself.

If you need our home insurance to cover your boiler repair, then you might just be able to get an extra insurance cover from your provider that includes a broken boiler repair. You can consult them to determine if this is possible as well as the cost to be paid per month. This will normally cost about £5 to £10 per month, but it gives you a peace of mind knowing you’re covered if your boiler happens to breakdown.

If you’re thinking about getting a new gas boiler for your home or property, then you might also be wondering how much it’ll cost you so you can set a budget and start planning. As simple as this question sounds, it’s actually very tricky to provide a simple and short answer as the costs of installing a new gas boiler alone varies greatly based on the parts needed, the amount of work required, your location, their availability as well as the company you hire for the project.

When it comes to purchasing a new gas boiler the price you’re expected to pay also depends on multiple influencing factors such as the type, brand as well as your most preferred gas boiler model. However, one thing you should have in mind is the fact that your gas boiler is right at the heart of your home or property and can be a complicated piece of machinery. As a result, you wouldn’t expect gas boilers to come cheap. Generally, it’s going to cost within the range of £500 to about £2,500 to get a new gas boiler. Therefore, it’s always advisable to obtain all necessary details and facts before you decide to purchase a replacement gas boiler.

This price range may seem too high as it’s usually a turn off for most homeowners. However, it’s worth noting that gas boiler replacement costs and gas boiler installation costs are, more often than not, compensated by the saving you’ll make off your utility bills - all thanks to the new and more energy efficient boiler you just installed in your home. And even more importantly, when it has been estimated that roughly half of the amount spent on energy on an annual basis depends on your boiler.

Re-pressurising your boiler means that you allow more water to enter system via the filling loop. It can be easy to re-pressurise your boiler yourself. Always check your manual, but there are some simple steps you can take to restore pressure to your boiler:

1. Switch off your boiler and let it cool completely
2. Make sure both ends of your filling loop are attached
3. Open both valves to allow cold water into the system – you’ll hear it start to move
4. Look out for your pressure gauge to show 1.5 bar
5. Close both valves
6. Switch your boiler back on
7. Undo both ends of your filling loop and remove it. Remember some water might come out, so be ready to catch some spillage!

During the cold months ( winter), there’s a high chance for a more frequent occurrence of faults and breakdowns of your boiler as this is the time in which more strain is being placed on the device. Unfortunately, this is exactly the time in which you’d wish to derive maximum benefits from your boiler to keep you warm all through the winter. As a result, home owners are given no other option than to pay the mega boiler repair bills to keep themselves warm and cosy all winter long. There is, however, an option which can greatly soften the blow and that’s having a boiler breakdown cover.

Boiler breakdown cover provides coverage for cost of hiring an engineer to get your boiler back to a top condition while also paying for the parts as well as labour needed to resolve the boiler’s fault. To select a boiler breakdown cover, you should take into account factors like whether or not the policy provides coverage for limited or unlimited call-outs within the coverage period. You should also ensure to go through the terms and conditions of the cover if you can stake a claim if your boiler were to be damaged by a different thing in your central heating configuration or a persistent fault.

There are an array of boiler breakdown package types with little differences which relates to one or more of the following:

• The package monthly cost

• The call outs excess to be paid

• The nature of the helpline. It may be a 24/7 service or just a few selected hours of the day.

Therefore, to answer the question of which boiler breakdown cover, you’d have to compare the different packages to determine the most suitable one for both your needs as well as pocket.

Biomass boilers can be designed to work with other kinds of heating. The most common of these is solar thermal. This is a popular renewable energy pairing. Solar thermal heating will meet your hot water needs during the summer while a biomass boiler can operate as a backup during the winter when solar thermal panels do not perform as well.

How Much Does It Cost To Service An Oil Boiler?

With several homes in the UK using gas central heating, about 6 percent of households in the United Kingdom makes use of oil for their heating needs. If you’re one of those homeowners with an oil boiler, then you should know that servicing your oil boiler is a compulsory activity which should be done regularly in order to ensure the safety of your home, boost the efficiency of the boiler while also help you save money as it ensures you do not incur the potentially expensive repairs or even having to purchase a replacement boiler. If you service your oil boiler every year, you can be rest assured that you’ll continue to derive maximum benefits from your prized heating system for a long period of time. So exactly how much will you have to pay to service your oil boiler?

The service cost of an oil boiler is influenced by a wide range of factors which includes the location. However, the average cost of servicing an oil boiler in the UK is between £65 to £90, but depending on the location as well as other influencing factors, this price might be higher or lower.

Due to the higher cost of living and high demands at places such as London and the south east of the UK, you can discover that the cost of servicing your oil boiler can jump to as high as £160 to £190. In other regions, you can also find the oil boiler service cost to be as low as £50 to £60. What’s more? In the same locations, you can also discover varying prices which depends on the available services. Furthermore, in areas where there’s a lower competition from several engineers, the prices may also be higher.

How To Install An Oil Boiler Heating System

Just like several other skills, the installation of an oil boiler heating system can be a challenge. It requires enough persistence to actually get right, so if you’re the type with little patience, we’d recommend you hire the services of a professional oil boiler heating system fitter who can guarantee the best results and save you time and extra money due to potential damages.

To install your boiler system yourself, it’s always advisable to start by getting the information on the best installation processes from the supplying company which will go a long way to save you from future headaches. However, we’ve put together this guide to give you a basic knowledge on how its done. Let’s have a look!

lRead Instruction Manual

• Carefully read and digest the instruction manual thoroughly.

• Make sure you understand the installation diagrams

• Spread out the materials and get familiar with them.

lFigure Out What Goes Where

• Take your time to determine where everything goes in relation to the others.

• Identify the new radiator’s position.

• Get sufficient sealants to prevent possible leakages inside the walls.

lIdentify The Pipe Routes

• Determine the pipe routes while fitting the new radiators

lInstall The Boiler

• Turn off water and all electrics

• Fit the boiler into the wall

• Make sure the fittings are secured.

lInstall The Radiator

• The effectiveness of your home’s heating system is as good as the radiators you incorporate and how good they’re installed.

• You may have to utilize extra radiators in large open plan kitchens and living rooms (for effective heating).

lOffer Ventilation

• Once you’ve successfully installed the new radiator, a small dose of air ventilation would be needed.

• Turn the key of each valve located at the bottom, do not stop until a little amount of water spills over the top of the unit.

The Hive thermostat stand is relatively easy to install, however if you lack the necessary training or experience, this is a task you might want to leave to a professional to guarantee the best result while also saving you money and time. This guide will give you a good insight into the Hive thermostat installation process.

The installation of a Hive thermostat does require it to be connected to your home boiler. For this reason we always recommend you get a professional to install it. However once install the Hive Smart Thermostat is very easy to operate and move the controller around your home. To get started, you can follow these steps:

• Press the lever at the lower side of the thermostat and pull away from the front to detach the back plate of your device.

• Once done, simply hang the thermostat on the stand back plate and ensure it holds firmly in place

When it comes to Hive thermostat installation, you might also want to consider the positioning of the device in such a way to heat your home even more efficiently as its designed to be very sensitive to temperature. To identify the best spot for your Hive thermostat, let’s take a look at some of the dos and don’ts.

A Few Dos:

• Do maintain the position of your Hive Thermostat to keep a stable connection with the receive and Hive Hub.

• Do ensure that the position chosen is the centre of your home or a frequently used room.

• Do place the thermostat about 1 to 1.5 metres from floor.

• Do ensure that your thermostat is in a close proximity with the hub and receiver for a better functionality.

A Few Don’ts:

• Don’t place your Hive thermostat stand close to radiators, direct sunlight or other heat sources,

• Don’t position your device near or at places that can expoerience a sudden change in temperature such as the front or back door.

• Don’t leave your thermostat too close to curtains or ornaments.