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Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the standalone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay-out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay-out amount for future required repairs of heating systems which includes both parts labour.

First and foremost, the purpose of a landlord insurance is simple and pretty straightforward. It protects against risks associated with your rental property as well as activity. Most policies start out with building insurance as well as property owners’ liability insurance but you’re absolutely free to include several other covers. These covers can include tenant default or accidental damage, loss of rent and more depending on your needs. It’s important to note that varying types of landlord insurance provides coverage for different sorts of risks. For instance, building insurance provides coverage for the cost of repairing or rebuilding your property, while contents insurance provides coverage for contents if they’re damaged or stolen. However, the question is, does landlord insurance cover boiler? In this post, we’re going to shed more light into this to help you make informed decisions moving forward. Let’s take a look!

The short and simple answer to this question is yes, landlord insurance can definitely cover boiler break down! However, this is usually possible only if you select this option when you purchase your landlord insurance policy. With some boiler cover providers, you’ll have to include a home emergency cover to your landlord insurance so as to cover any form of boiler break down. Once this is done, if the boiler in your rental property starts to malfunction or stops functioning, a Gas Safe registered engineer would be sent to your premises to help out with the situation. With this, the repairing cost of your heating system would be covered by the insurance excluding any excess and up to the limit of your policy.

What Are The Best Electric Radiators?

Being afforded options in life is what we all seek. However, when the options are obviously too much, it can have a negative impact - exactly the case with electric radiators. With so many electric radiators in the market today, identifying the best and most suitable one for your home can be less helpful and extremely confusing, and even more so when you don’t know what you want. In a world filled with a huge selection of electric radiators, some designed for general heating while others are designed for more specific purposes, where would you get started? Here we’ve put together some of best electric radiators which you can put into consideration when making a decision. Let’s have a look!

• The Rointe D Series

The D series is one of the most popular electric radiators you’ll in the market today and deservedly so.with an advanced controllability via the Rointe Connect App and TFT control panel, these series have been rightly marked out as the most sophisticated electric radiator till date. What’s more? It’s suitable for both small, medium and large rooms, as it heats from 3m2 to about 16m2. The installation and programming of the Rointe D Series is very easy as it also enables a full access to every functions included as well as consumption costs.

• The Dimplex Q-Rad

As a high end heater, the Dimplex Q-Rad is one of the most popular brands. It is designed for a large room as it can heat up an area of about 20m2. The electric radiator features simple controls, sleek and good looks and works automatically all day.

• The Haverland RCTTi

This is conveniently one of the most efficient and reliable electric radiators you’ll find around. It stands out with the possession of its Dry Stone technology which works to ensure the room is kept at the right temperature.

• The Stiebel Eltron CND

Featuring a combined radiant and convection heating, this dual heat source is a very good option for homeowners with a tight budget. It works excellently to store heat which it later releases. The electric radiator also sense when the windows are open and react intelligently to the environment.

Can You Replace A Gas Boiler With An Electric Boiler?

In the UK, there are about 22 million households that are heated with the use of a gas boiler. However, do not assume that they’re the best type of boiler to install. The fact is, if your house isn’t connected to the main gas supply, the best option is for you to install an electric boiler rather than a gas boiler. So is it possible to replace a gas boiler with an electric boiler? The simple answer is yes. Both heating system options work in varying ways and also with a different impact on the environment.

The gas boiler is able to generate heat with the help of a gas burner. A heat exchanger is linked to the burner and heats the water available in its chamber. The hot water is then supplied to the heating circuit.

However, the thing is that natural gas can actually be more affordable when compared to using electricity to operate your boiler, but they have a negative impact on the environment. This is because gas boilers make use of an odourless, colourless and poisonous gas - carbon monoxide.

Meanwhile electric boilers are powered by electrical energy, hence, no carbon monoxide leak risks. Instead of using gas to heat up water, electric boilers distribute energy to heating elements which, in turn, heats up the water. So thinking about what’s best for the environment, you’d go for electric boilers. However, they’re more costly and are not as efficient as oil boilers.

If you reside in a smaller house that’s not connected to the main gas supply, then you might want to consider installing an electric boiler. However, if you live in a larger house, an electric boiler may not be the best option as they’re mostly designed to generate little quantity of hot water.

When it comes to boiler insurance in the UK, two companies easily comes to mind - British Gas Homecare and Homeserve. Just like any other choice you’d have to make, choosing the company that’s best for you might be a bit difficult especially if you don’t want to make the wrong choice. This article will give you a good insight into the pros and cons of the two companies’ boiler cover to help you make the best choice for your home.

British Gas Homecare Cover

Pros

• Reduced cost of services as a result of the annual payment option.

• An array of affordable packages including both few and several services

• Although vulnerable customers are prioritized, the company offers a 24/7 services.

• Unlimited claims

• Depending on what you wish to get, be it only a monthly boiler cover or more services, you’ll get several services’ options.

Cons

• With a 50% bad rating on a reliable customer review site, you know there is a question mark on the company’s customer service.

• Increment in renewal price after first year of service.

• Lacks cover for the boiler’s sludge or scale.

Homeserve Cover

Pros

• For most individuals, the 5 packages offered are affordable.

• 24 hour help hotline

• From reliable customer rating websites, the company offers a great service.

• Cover costs include both parts and labour.

• There are good options for one-off repairs.

• The options are cheaper than British Gas services.

• There are multiple choices for excess payments for various packages.

• An option for annual boiler repair.

Cons

• Lack of annual payment option

• The price of the packages will increase after the first year

• The services are mostly for houses or flats, while businesses and other types of property are being neglected.

How Much Is A New Oil Boiler?

An oil boiler is a very useful tool for providing both central heating and domestic hot water to a property by burning oil. As a result, they’re simply one of the most common alternative heating methods used in homes throughout the UK. If you’re not connected to the mains gas network, then it’s a no brainer to depend on another fuel for central heating purposes - oil. Therefore, if you’re looking to get a new oil boiler, you’d need to identify the size and price as there are a plethora of models to select from - all coming in a large array of sizes and prices. We’ve put together some important details about the prices to give you a good insight on the amount you’d have to incur to procure a new oil boiler. Let’s have a look!

Generally, gas boilers are less expensive when compared to the oil boilers. You can get a wide range of gas boilers from a starting price of £500 to £600, meanwhile you’d rarely find an oil boiler less than £1000 in the market.

The lowest priced oil boilers are typically priced starting from around £1000, and the best in class oil boilers normally costs more than £3000.

The rule is, the most expensive oil boiler is typically the largest one. So to have an idea, the bigger it is, the more money you’d have to spend. Oil boiler’s size is measured in kilowatts (kw), which showcases its power. To determine the type of oil boiler that best suits your home, the most significant factor would be the size as a bigger home will require a bigger oil boiler. You have an option to choose between the combi, conventional and the system models of oil boiler.

Your LPG storage tank will need to go outside your property, possibly underground if you have limited space. There are planning rules that restrict where you can put your tank, especially if your property is listed or on designated land. Take a look at our planning permission article to find out more.

The Oil Firing Technical Association or OFTEC operate a competent persons scheme to certify installers. It’s always recommended to use an installer with this certification as it proves they have the training and expertise to properly install your boiler and give you realistic advice on the efficiency of your system. Also, OFTEC registered installers offer Workmanship Warranties to protect you if there are any problems after installation.