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When it comes to house renovation costs, nothing is certain. As a rule of thumb, you should always expect the unexpected. Unforeseen circumstances (mostly unfavourable) can crop up from anywhere, at any time, greatly affecting the cost of the project. However, if you’ve completed proper planning and done your due diligence on your property before commencement, there’s absolutely no reason why you can’t put the works on budget.

The cost of a house renovation project depends on a lot of variables. These variables include the type of property you’re undertaking as well as the amount and complexity of the entire project. What’s more? Whether you decide to do some of the work yourself or wish to hire quality tradespeople to cover the entire project will also tell on the cost of the home renovation.

In the event whereby you wish to completely gut your property and begin from square one, here are some of the cost you’re most likely going to incur:

✓ Planning applications and building controls

✓ Architect’s design and specifications

✓ Contractors and build costs

✓ Snags as well as unforeseen problems

What will be the biggest cost, which will be determined by the amount of work you need done, is most likely going to be the structural and building work, which can reach up to tens of thousands of pounds.

Asides from material and labour, the administrative costs is another important cost you’ll need to factor in. The first thing here is usually insurance, this is because all regular building insurance policies does not cover large scale renovation projects. So if what you’re planning is a huge structural change to your property, then it’s more likely that it won’t be covered by your buildings insurance policy. In this event, you’ll have to take out a specialist renovation insurance.

Most companies will make the building control application on your behalf and ensure that all the work is completed to the right standards. When a building inspector has inspected it, you’ll get a certificate. It usually takes around 6-8 weeks after completion to come.

Asides the questions relating to planning permission of a loft conversion as well as the total cost of completing a loft conversion project, this is perhaps the most common question on the loft conversion subject matter. Before making an investment decision, many homeowners will want to know just how disruptive a loft conversion is. Well, we’ve all heard the several horror stories when loft conversion builder with dirty boots tramples all over the fresh and just-acquired shag pile or the noise of the construction loud enough to annoy neighbours from four blocks away or an obvious shortage of teabags, sugar and lots more. Good news is, the disruption of loft conversion is not as bad as people make out. Let’s have a look at how it works!

Just like all other major building projects, a loft conversion is disruptive to your property. However, no two loft conversions are the same, therefore some are certain to be more drastic and invasive than others. In the long run, the project is worth the stress and inconveniences caused and in most cases, it’s usually a very good investment.

Normally, an average loft conversion is expected to last for about 9 to 12 weeks (depending on the complexity of the loft conversion project some might take longer). Some of the factors that affects the duration of a project includes the type of the loft, the design of the loft as well as the style of the property.

Generally, a loft conversion is a lot less disruptive than say completely moving a home. It all has to do with how you’re able to deal with it as a person. And besides, the effect it’s going to have to a large extent depends on the company you hire. A good company will always look to ensure to keep disruptions to a minimal when carrying out the loft conversion project.

In recent times, more and more home and property owners are starting to come to terms with the large returns and little investment in cavity wall insulation provides. For a relatively little amount you can achieve a lot, from an increase in your home’s energy efficiency and reduction in heating bills to a huge boost in your property’s resale value and lots more. This makes you wonder how an ordinary insulation can help you achieve so much, right? Well, you’re definitely not alone! Several other potential investors are also eager to know exactly how the cavity wall insulation works to deliver all these juicy benefits. In this post, we’re going to go provide you with a detailed insight on how cavity wall insulation works. Let’s take a look!

Typically, cavity wall insulation works as acting as a shield which prevents the escape of heat from your home. It features a reflective surface which serves as a barrier to reflect heat from one side of the panel, effectively minimizing the amount of heat conduction that escapes through. This protection of your home from heat penetration comes with a couple of benefits with the obvious one being an incredible thermal efficiency. An insulated home or property is able to maintain a much more balanced temperature throughout the year – staying a lot cooler during the summer months and retain the heat generated during the winter months. However, a less talked about benefit is the fact that when an insulation is done during the construction of a house, the whole development phase can be completed a lot quicker. This is mainly because insulation offers total protection against weather conditions which enables internal trades to continue without the need to wait for brickwork or cladding to be completed.

It shouldn’t do. Most companies will do all the interior work first, and the last job to do will be creating the opening from the house to the conversion. A reputable company will make sure they cause as little disruption as possible during this time.

The main reason that people use cladding or rendering on their property is the aesthetic benefit. These materials can really boost the appearance of a home. Cladding and rendering can also increase the thermal performance of a property. Speak to a specialist to find out whether your property will benefit.

With cavity walls being very similar to other type of brick works, it can be quite confusing to figure out the type of wall your property possesses. If your house was constructed after the 1920s, then its highly likely the you have cavity walls, while older houses (houses before the 1920s) are likely to have solid walls. What’s more? If you happen to own a home that was built in the last decade, then it’s very possible that it was built with insulation installed during construction.

An effective way to determine whether or not your property is built with cavity wall is to examine the brickwork on your home’s exterior. The bricks will typically possess a regular pattern if it features cavity walls. In the event whereby the brick work is covered by render, you can also figure it out by taking a measurement of the wall’s width. If the brick wall is beyond 3000mm in thickness ( from the exterior wall to the interior wall), then it probably features a cavity. Meanwhile, a wall that’s narrower is very likely to be solid. Stone walls, on the other hand, may actually be thicker but are most times solid.

In a situation whereby your house is built using steel frame or timber frame, or made using pre-fabricated concrete, there are varying rules that applies when it comes to insulation and should be examined by an expert before any insulation is installed. More often than not, most contractors will have installed special air vents, which can also be a good indicator that a cavity wall insulation has been done.

External wall insulation works to keep your home cosy and comfy while also helping to cut the energy bills. However with the great benefits also comes great costs, so it’s actually a logical decision to know whether there are grants out there which you’re eligible for to help you handle the cost of the external wall insulation.

There are grants available for external wall insulation, but rarely will you find one that covers the full installation cost. With the help of the government’s Energy Company Obligation (ECO) scheme, a couple of energy companies assist in making your home more energy efficient by offering grants or free insulation. In certain cases whereby you receive particular state benefits, you may as well qualify for a higher grant that’ll cover more of the insulation cost.

However, if your energy supplier doesn’t offer any grant, you need not worry as you can save as much on energy bill after installation. Here’s what insulation can help you save per year on energy bills:

• Floor insulation can help you save within a range of £30 to £75 each year.

• Cavity wall insulation can help you save about £85 to £280 a year.

• Loft Insulation (270mm) can help you save about £135 to £250 a year.

Generally, the amount you’ll be able to save on your energy bills depends mainly on the type and size of your property, as well as how energy efficient it already is without the insulation. In the long run, your external wall insulation will more than give you back your investment on the valuable project through your savings on energy bills. In other words, whether or not you’re eligible for a grant should never stop you from installing an external wall insulation.