Find a Builder you can trust in Marlborough.

It can be very hurtful when you’re looking to get a house and then identifies one that’s almost perfect, but that one thing that’s lacking is significant enough to prevent you from making an offer. For instance, you may like neighbourhood, the lot’s size, the number of bedroom and lots more. However, the only thing that’s holding you from making an offer is the outdated kitchen. This is the point where you wonder whether a mortgage can include the cost of renovation. In this article, we’re going to give you a good insight into this and more. Let’s have a look!

One of the major things your lender will put into consideration when you apply for a mortgage is the price of the property in question. For instance, so you’ve found your “almost perfect home for let’s say £400,000 and the cost of your intended renovation work runs up to about £150,000. In this event, you’re definitely going to find lenders who wouldn’t be too keen to let go of their cash. And that’s mainly due to the fact that lenders are only able to afford you, at best, 95 percent of the purchasing price. In other words, if you really want the house, you’ll have to finance it yourself no matter how much potential you think the house possesses.

This, however, does not mean that you can’t find some mortgage lenders who’ll allow for building costs. They exist, but this will mostly take place when the work is complete and the property is revalued. You may also be lucky enough to get a purchase plus improvements mortgage which allows you to renovate now and pay off the renovations over time at a better interest rate than other loan types.

Adding a garden room to your property is a great way of creating an additional space within your home without having to invest heavily in large house extension projects. And not only does it expand your living space, but it’s also a way to add good value to your home or property. With the various benefits offered by a garden room, most individuals are usually surprised with just how affordable the living space can be. However, just like any other home improvement, the price of a garden room is influenced by a wide range of factors. These factors include the design you opt for whether standard or customized, the size of the garden room, the materials used, the number of fixtures and fittings you want as well as any other special design feature you require.

Asides from the money needed to put up the structure, there are also some common extra cost that’ll also be expended for both the interior and exterior of the living space. For instance, there are some furnitures and fittings that you’d like to put in your garden room and these will also form part of the overall cost. There’s also the electrical connections cost and this will vary depending on the distance of your room, the cables to be used as well as your electrician. For this part, you can expect to spend anything within the range of £850 to £1200 and since it’ll be used all year long, it’ll also require appliances for heating, insulation, electricity and ventilation.

Generally, the overall cost you should be expecting to pay for a modular build garden room will range between £10,000 to £40,000.

If you’re planning to construct a kitchen extension on your property, one of the first things that comes to mind is whether or not you’ll require a planning permission before you proceed. Generally, kitchen extensions are normally classified as permitted development which allows you to carry out your project without any interruptions from the law or your local authority. In other words, if your extension is meets up with the guidelines of the permitted development rights, you won’t have to apply for a planning permission. However if otherwise, you’ll have to apply for a planning permission to your local council and may require additional reports. And regardless of your position, you’ll always need building regulations approval before you can carry out any kitchen extension project. It may also be required that you’ll have to issue a part wall notice if you’re to build on or close to the boundary with a neighbour.

If you don’t want to go through the hassle and stress involved in applying for a planning permission with your local council, then you must ensure the following:

✓ Your kitchen extension must not be over half of the area of land around your main house.

✓ The kitchen extension must not be side elevation onto a highway or forward of the principal elevation.

✓ The extension must not be taller than the highest part of the roof.

✓ The height of your kitchen extension must not go beyond four metres.

✓ Kitchen extension that’s more than one storey must not go exceed the rear wall of the main house by more than three metres.

✓ Two storey kitchen extensions must not be closer to rear boundary by anything less than seven metres.

✓ The kitchen extension must not include balconies, verandas or any raised platforms.

After making the decision to refurbish your home or property, the next obvious step is finding the right builder to get the job done. The process of getting a good and reliable builder can be a very tricky one especially when you don’t plan ahead. And in truth, the outcome of your house refurbishment project can only be as good as the contractor your hire. Consequently, finding the perfect builder for your task should be a top priority to get the best return on investment. Here are a few sources that will put you in the right direction to finding a reliable home refurbishment company.

✓ Friends, Relatives & Neighbours

If you have a friend, relative or neighbour that have recently completed a home refurbishment project, you can go for a visit to check out the work done. If you’re pleased with the work, you can proceed to ask about the work ethics of the builder and get the contact if satisfied.

✓ Internet

With the rapid rise of online technology, there’s hardly a service you can’t find on the internet. Websites like HomeAdvisor have been helping people find their desired service providers with relative ease for so long. To get the right building contractor online, it’s advisable to check reviews as well as testimonials before moving forward. Nowadays, you’re most likely going to find so many positive online reviews as some businesses now go to the extent of dubiously writing good reviews for their companies. As a result, it’s recommended to pay closer attention to the negative reviews and check if it’s something you can cope with before hiring a contractor.

✓ Store Contact Lists

You’ll discover a long list of building contractors on several stores trading building materials. These builders may not be affiliated with the store owners, but many stores see it as their responsibility to point you in the right direction so that the building materials acquired from them can be put to good use.

Before the commencement of any project, it’s always best to get an estimation of the cost. However, determining the cost of an external solid wall insulation is not the easiest of tasks as it relies on varying components such as the insulation materials to be used, labour cost and installation as well as the type of decorative finish to be incorporated. And depending on your choice of insulation material, some may need some adhesives while others may require some fixings which also contributes to the differences in price. As a result, the determination of the material cost alone can be tricky and even more so when various materials cover varying areas.

With that in mind, the cost of external solid wall insulation generally ranges between £80 to £100 per square metre2. As a result, a small flat can cost from £6000 to £9000 whereas a large detached house can have a price ranging between £21000 to £23000. To earn back your investment in terms of energy bill savings can take a couple of years, but it’s surely worth the try as there are several other benefits associated with installing an external solid wall insulation system. What’s more? Another huge factor that can influence the cost of your system is also the amount of work that’s required, how easy it is to be accessed by the installers and lots more

If you’re looking to cut down on the cost of your external solid wall insulation, then the best time for an installation might just be when you’re having another decorating or building project done such as fitting a new roof, window painting, installation of solar PV panels and more. This way, you’ll be able to spread the cost and have a greater value for each penny expended.

Planning permission is not normally needed for a loft conversion as they are covered by permitted development rights. A conversion company will tell you if you do and help you with this. For more information, see our article about planning permission.

The answer is yes! Houses whose external walls have been insulated are more valuable than their uninsulated counterparts. And not only does it add to the value of a home, but also significantly reduces the amount of electricity consumption. This is a major turn on for potential investors which implies a greater demand and ultimately, a higher price. The real estate market is a very dynamic one which can be hard to predict at any particular time. The frequent changes in price are usually down to factors beyond the owners’ control, but if you’re looking to put up your house for sale in the near future, it would be a wise decision to consider ways in which you can increase its value. While renovating each room can be on the expensive side, a great solution would be insulate the external walls.

An insulated house is one that is well secured against the harmful impact of extremely high or low temperature, humidity and other atmospheric factors. Hence, the reason why a house with external wall insulation has a greater value which you would not want to miss out on. What’s more? You’ll get a great thermal insulation with the top notch materials like foamed polystyrene, high quality renders, mineral wool or polyurethane.

With an external wall insulation, you know the transaction will always be favourable on both ends. You get to smile to the bank, while the buyer also gets to enjoy great value for every penny spent. To employ the services of a reliable external wall insulation expert, simply conduct an in depth research from family and friends, online and other sources. Go through their online reviews and ask questions to become more familiar with the process and its value-adding potentials.

If your basement has a cavity drain membrane, it’ll need a pump to move water away from the exterior of your basement and prevent flooding.

Sump pumps can be noisy, but they don’t have to be. Generally, if you have a well-designed pump that’s installed correctly, you shouldn’t find it a problem. For best results, hire a skilled, experienced professional to supply and install your drainage system.