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External Wall Insulation (EWI) is the act of insulating a home by fitting insulation to the exterior parts of the building which in turn improves thermal performance, cuts energy consumption ( savings on energy bill) and also adds to the home’s visual appeal. The systems are built in multiple layers, with the insulation board offering a plethora of options with each being suitable to varying projects and their needs. Installing an external wall insulation comes with a variety of benefits, let’s have a look!

• Thermal Performance Improvement

With EWI, the thermal inertia of the walls are greatly enhanced while also restricting the loss of heat. Ultimately, this lowers heating costs, enhances the comfort of indoor thermal and also reduces CO2 pollution.

• Eliminates Noise Pollution

When the noise levels are high, it can have a bad impact on our overall well being. A great way to reduce the disturbances from the outside like traffic noise is by fitting an External Wall Installation system.

• More Comfortable Living Space

Do you know the damp in homes can contribute to respiratory problems? A properly insulated home will greatly limit the impact of condensation by combating the damp issues. As a result, you can always expect your house to be cosy and comfy irrespective of the season. A cooler summer and warmer spring is guaranteed with EWI.

• Enhances The Property’s Visual Appeal

Looking for an excuse to rejuvenate your home’s aesthetic appeal? Well, you can as well try out adding an EWI system. There are a plethora of unique colours and styles you can pick from to beautify your home effortlessly.

• Adds Value To Property

An insulated home will generally cost more than an uninsulated one at the time of resale. Potential home buyers are more interested in the acquisition of a home with an EWI system due to its various benefits - and a higher demand can only imply a higher price!

A patio is an outdoor space which can be used for a variety of stuffs which includes fun time with family and friends, reading time or just relaxing as the fresh breeze blows. With all these benefits and more, it’s becomes more obvious that there’s a need to keep your patio in a tip top condition at all times. If otherwise, you may not be able to enjoy your patio to your satisfaction and probably, for as long as you would want. You simply have to provide it with a regular maintenance which involves inspecting and identifying the damages that needs to be repaired before it gets out of hand. Fortunately, the minor repairs can be done by yourself if you’re confident enough. However, for bigger damages it’s advisable to call in a professional for help. In this article, we’ll take you through the patio reparation process.

✓ Prepare the area. This involves removing the problem piece gently and carefully. If there’s a piece you think can still be useful, store it in the re-use pile or you can start a new one. Once you’re done removing the pieces, the next thing to do would be to start removing anything that’s unwanted from the damaged area like debris, unwanted soil etc, and start sand fitting with some fresh sand. This should be levelled out to ensure there’s no bumps.

✓ With the sand down, you can start by putting the pieces back in together. This should be done gently to avoid any further damage. Do this until your patio

✓

Over the years there has been an increase in the recommended thickness of loft insulation by the government. Obviously, the reason behind this is pretty simply - the thicker the layer of your loft insulation the bigger your savings. The UK government is very keen to every house in the country to have loft insulation fitted where possible as it helps to minimize the heating demands of these properties. Households get to benefit from loft insulation in so many ways which includes reduced energy energy bills as well as having a home that stays at a more comfortable temperature for longer.

Generally, for the government energy efficiency is crucial as it implies that the highest demand ( which is usually the time of the day when gas or electricity use is at its peak ) reduces, since each building requires slightly less energy. Overall, that ultimately implies that new power plants don’t have to be built which is some nice cost savings for the government.

In the 1980’s, any thickness of loft insulation from 25 mm to 50 mm was considered the standard. But then, building regulations stated that homes should have as much as 100 mm of loft insulation. Over time, this gradually increased to 270mm for new builds and also recommended for other properties, although not essential. As a result of this, there’s always a need to check how much insulation you currently have in your loft before you decide to purchase more. You may discover that you already have something within the range of 20 mm to 200 mm up there and knowing this and the insulation values will assist in determining how much more you’ll need to purchase, if any at all. You should also note that some modern materials can offer the same thermal insulation whilst not being as thick.

Do you want to beautify and increase the value of your home? If yes, a refurb and house extension is definitely a great option to consider. Depending on your home extension project, the value that’ll be added to your home’s resale value varies. However, the cost of completing a house extension project can be huge, so you just might want to consider your financing options. Fortunately, there are various options through which your house extension project can be funded with each having its own pros and cons. Your specific circumstances will determine the one that’s going to work best for you, so let’s take a look at some of the best options to help you fund your project.

• Home Remortgaging

The process whereby a mortgage is transferred from one provider to the other is known as remortgaging. This is usually done to generate funds for a project by entering a more lengthy repayment term commitment when switching. If you want to raise your funds in a quick manner, this process works best.

• Savings

This is a good reason to cultivate a good saving habits. If you’ve been able to save up some mega bucks then you’d probably won’t have to borrow money to finance your house extension.

• Unsecured Loans

If you do not buy into the idea of borrowing more against your property, you may just be able to apply for an unsecured loan especially if you have a good credit record. A secured loan makes use of collaterals like a car or house to serve as a cover for the lender, meanwhile an unsecured loan is based mainly on the credit managing history of the borrower.

• Credit Card

There are some great benefits that comes with financing your small or medium scale extension project with your credit card. Not only does it offer some real lifeline if problems arise during the project, but you can also avoid paying excessive interest on the investment by ensuring your deal has a 0% introductory rate.

There are so many benefits that comes with building a porch in your home premises. It’s an extra space where a lot can be achieved such as drying a dripping wet dog, taking off your dirty shoes or boot and lots more. So if you’re considering to construct a porch, it’s definitely going to be a wise decision. However, before you get started, there’s a need to determine if you’ll need planning permission for a porch. It’s important to take note that planning laws are dynamic and can be updated at any point, so be sure only to use trusted sources only as your guide. If you’re the homeowner or landlord, it’s entirely your responsibility to obtain the right approval for any development project you wish to carry out within your premises.

A Porch can not be termed as an extension and neither is it a conservatory, they’re basically built to the home’s front covering the main entrance using a stone base or a brick. As a result, a porch does not need planning permission due to the fact that it’s covered by the permitted development rights if the specific guidelines for porches are complied with. Below are the instances where you WILL need planning permission for a porch.

✓ If the floor space is more than 3sqm (the wall inclusive).

✓ The highest point has a height of more than 3 metres.

✓ If the porch is situated within 2 metres of a boundary directly facing on to the road.

You may need planning permission if the house is a listed building, designated area or falls under an Article 4 Direction.

In order to build a porch without planning permission, you need to consider all the criteria stated above. You can also visit the Planning Portal website to get more detailed information before getting started.

In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

How long it takes to install insulation will depend on the size of your property. In general, loft and cavity wall insulation can be installed in a day or two. External wall insulation will usually take longer to install. The rep or installer will be able to advise you when quoting for the job how long this will be.

Cavity wall insulation is basically the process of installing an insulating material between the two layers of brick making up a cavity wall, either as a retrofit measure or at the time of building. Obviously this is not a choice if you have solid wall, but for those who do possess a cavity wall, it represents an opportunity you may not want to let slide as it is a worthwhile and affordable wall insulation option. Clearly, cavity wall insulation will make your home or property feel warmer, but it also does come with a range of other benefits which is why we’d recommend installing it. In this post, we’re going to look at a number of reasons why having a cavity wall insulation done is a good idea.

• It’s one of the cheapest energy saving measures that’s available. Not only is cavity wall insulation really effective, but it can also deliver great saving. In other words, it possesses a bigger payback compared to other options. When compared to other types of insulation, you can’t install cavity walls insulation by yourself, however it’s not so expensive to have it installed. The cost of the insulation will be determined by a number of factors such as your location, the company hired and more.
• It reduces your energy bills. Cavity wall insulation can save you about £100 to £200 on a yearly basis on heating bills. In other words, this is usually able to pay for itself in as little as two years.
• It reduces your carbon carbon footprint. If your home is heated with gas or electricity like several other homes, producing that energy involves burning fossil fuels which is known to be hazardous for the environment. If the heat generated is now allowed to escape through the walls, that means you’d have to use more to keep up your required temperature. Installation of cavity wall insulation in homes will enable a more efficient usage of the energy which will ultimately cut UK’s carbon usage.