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In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

If you’re about to start your house extension project and wondering how long it’ll take to complete, you’re not alone! This is one of the most common questions that’s asked by homeowners in the UK and across the globe. However, there’s no single precise answer for this as there are multiple factors that’ll affect the length of time it’ll take to complete your home extension. These factors include the size of the construction work as well as whether you’re planning to live in the house after completion or otherwise.

For a single extension, the length of time it’ll take to complete the home extension is normally up to 3 months. So let’s break this down:

As you would have expected, the first step to be taken is the preparation of the site. You start by digging out the footing and preparing the foundation which should take about 2 weeks. This is then followed by the damp course installation as well as the fitting of any drains needed around the extension which will also take a further 2 weeks.

The 5th week will be for the construction of the external walls as well as putting the blockwork in place for the provision of the cavity wall insulation. A further 2 weeks after this, will be dedicated to the installation of the roof structure and the internal walls.

It’s at this junction that you’ll call on your weather proof installer to fit in your uPVC windows and doors. Once done, the gas fitters and electricians will have to be on site to connect power to your new extension building. Subsequently, this will be followed by internal wall plastering as well as breaking through your main house. Once the plaster is dried, decorations completed and all the required furniture and units installed, the extension is ready for use.

How long it takes to install insulation will depend on the size of your property. In general, loft and cavity wall insulation can be installed in a day or two. External wall insulation will usually take longer to install. The rep or installer will be able to advise you when quoting for the job how long this will be.

If you’ve converted a non-residential barn into a home, you might be able to reclaim some of the VAT that you’ve paid for your project. This includes money spent on:

• Construction materials

• Flooring

• Light fittings

• Kitchen units and worktops

• Electrical, heating and plumbing materials

To reclaim your VAT from HMRC, make sure you request and keep all of your invoices. You’ll also need proof of planning permission and evidence of completion. You should then submit your claim with all relevant paperwork within three months of receiving your completion certificate. You’re only allowed to submit one claim, so you’ll need to make sure you get it right first time.

Storage space is a major consideration for most home buyers and even more so, when there’s the presence of fitted wardrobes. Fitted wardrobes can be installed in just about any room in the house and even in rather obscure places such as under the stairs, inside a loft, around chimneys as well as into alcoves. As a result, they’re important assets to have as they can go a long way to increase the value of your home or property.

Fitted wardrobes are usually made from various types of woods as well as wood finishes. Typically, they’re installed with either sliding or hinged doors depending on the space as well as the styling you opt for. Fitted wardrobes can be personalized through the addition of elegant features such as custom lighting, mirrors as well as internal extras like pull out shoe racks and pull down hanging rails.

For high end customized fitted wardrobe like Sharps, the best quality, most practical and also robust materials are being incorporated. They make use of the following materials given below:

✓ Fibreboard. This is a modern material that’s used for its ability to produce a smooth routed and detailed design. It’s also very solid and robust which makes it perfect for large furniture pieces as they don’t warp or dent. What’s more? Fibreboards meets the European forestry sustainability standards and it also allows for the board to be profiled with a top notch finish.

✓ Particleboard. This material is used for the parts of the furniture which will normally be cut in your home like facings and side panels. Due to it’s lightweight, they’re very easy to cut and doesn’t produce as much dust as other materials. The material is also a highly controllable contemporary material which can be precisely cut arounf skirting boards, covings as well as period features to ensure a perfect fit.

For 2 metre solid fences it’s recommended to use concrete posts to support each panel. For smaller 1 metre fences or for picket fences with gaps between each timber piece you can use timber posts. A fencing contractor will be able to advise you on the best materials from the length and requirements of a new fence.

A garden room extension, also referred to as Sunroom or Solarium, is basically a stand alone garden building that’s totally detached from the home. They are typically semi-glazed building that features a tiled roof rather than glass. What would have been good examples of garden rooms extensions include conservatories, orangeries as well as pool houses, however they are constructed with the help of different materials and features which ultimately makes them different to garden rooms.

Garden room extensions are built with the major purpose of adding extra functional living spaces for a wide range of room options such as a second living room, dining room, study space, home garden office or a rehearsal space - the options are numerous. In other words if you’re looking for an additional usable space within your home or property, a garden room extension can be designed to suit your needs. So whether you need comfy sofas for evening relaxations, a sturdy office desk for work or large dining room table for dinners with family and friends, a garden room extension can be all that you need to achieve to your living space goals or just to add more value to your property.

Garden rooms extension has multiple alternatives such as a conservatory, garage conversion, loft conversion, extension and garden rooms. However, it has some great benefits over its alternatives. These benefits include, being very cost effective, hassle free, can be built within 5 to 9 days, rarely requires planning permission, does not require building regulations approval, includes a full professional installation and management without any need for subcontractors, modern and unique as well as being very versatile. Overall, if you’re looking to create an additional space in your home without having to break the bank, then garden room extensions may be your best bet.