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It can be very hurtful when you’re looking to get a house and then identifies one that’s almost perfect, but that one thing that’s lacking is significant enough to prevent you from making an offer. For instance, you may like neighbourhood, the lot’s size, the number of bedroom and lots more. However, the only thing that’s holding you from making an offer is the outdated kitchen. This is the point where you wonder whether a mortgage can include the cost of renovation. In this article, we’re going to give you a good insight into this and more. Let’s have a look!

One of the major things your lender will put into consideration when you apply for a mortgage is the price of the property in question. For instance, so you’ve found your “almost perfect home for let’s say £400,000 and the cost of your intended renovation work runs up to about £150,000. In this event, you’re definitely going to find lenders who wouldn’t be too keen to let go of their cash. And that’s mainly due to the fact that lenders are only able to afford you, at best, 95 percent of the purchasing price. In other words, if you really want the house, you’ll have to finance it yourself no matter how much potential you think the house possesses.

This, however, does not mean that you can’t find some mortgage lenders who’ll allow for building costs. They exist, but this will mostly take place when the work is complete and the property is revalued. You may also be lucky enough to get a purchase plus improvements mortgage which allows you to renovate now and pay off the renovations over time at a better interest rate than other loan types.

Driveways usually sink because they haven’t been laid properly. They may not have been dug deep enough, or the installer might not have used the right materials. This will need to be corrected at the earliest opportunity, although in extreme cases, the driveway may need to be completly be relaid.

The best type of insulation for your property will depend on the type of walls and any insulation that’s already present. It’s usually a good idea to have some form of wall insulation as well as loft insulation, as this helps to prevent heat loss in both areas.

When thinking about the right insulation material for your loft, some of the first few things that comes to mind is the various properties of that material as well as how good they fit with your home’s needs.naturally, you’d like to ensure that the insulation will be efficient enough to add to the overall energy efficiency of your home, however there are also other features that may not get as much attention but also happens to be equally important. As the primary function of an insulation is to blanket your house to offer a barrier against heat loss, going for an insulation material that’s also fireproof is crucial as loft insulation can burn. Although most insulation materials are fireproof, a myriad of problems can actually make your insulation burn.

For instance, fibreglass insulation is produced using glass combined with plastic polymers and is naturally resistant to fire. However, even at that you’d have to be careful with batts that are supported with foil or paper due to the fact that these materials can burn pretty quickly. Cellulose, on the other hand, is not fireproof and is required to be treated by other flame retardants in order to help reduce combustion. Some of the best insulation materials that are resistant to fire includes the following:

• Fibre glass. This is made of glass that’s spun into fibres, then combined using plastic polymers. As a result, fiberglass insulation is naturally resistant to fire.
• Mineral wool. Having a high melting temperature, this insulation material happens to be a great fit for thermal applications due to its superior fire resistant properties. In fact, mineral wool is still naturally non-combustible even if composed of recycled iron and steel by-products, or from actual mineral rock itself.

The periods at which noisy work is permitted do vary across the nation because the Control of Pollution Act 1974 provided Local Authorities with the authority to regulate noise from construction sites and similar areas. At the same time as these do differ across unalike councils, the average hours throughout which noisy work is tolerable is usually between 8 am and 6 pm from Monday to Friday. This is usually based on the impression of ‘noisy work’ being carried out, so labours could start earlier to prepare things for the day but then not start carrying out their work until 8 am.

On Saturday’s builders are usually allowed to work between 8 am and 1 pm, but this can differ to some extent with different councils. It does mean that workers can start at the identical time as the rest of the week, but they are generally required to finish a lot prior. On Sundays and Bank Holidays there is not as much of detailed direction on hours, but most councils say that there should be no noisy work taking place. Although these are decent strategies, it is worth examining your Local Authority website as they can change slightly. Noisy work is commonly described as ‘noise audible at the site boundary’ and it may be the case that workers are there outside these hours but are setting up before carrying out noisy work.

Local Authorities also recognise that now and then it is unescapable to work separately to these hours, such as work on railway tracks that must be done when trains are not running. Though, local councils do have the authority to serve an announcement on individuals carrying out building or demolition works and tell them how the work should be carried out to evade a possible lawful noise irritation.

How To Fit Plasterboard

If you’re planning to renovate your house, then here is a must-read guide! Fitting of plasterboard is a crucial step when it comes to renovation. If you’re bringing down an existing lath and plaster for an upgraded surface or adding a new wall, a plasterboard is required for your project to be a true success. If you’re a novice with no prior practice or experience, you can protect your investment by hiring the services of a professional plasterer to guarantee the best results, the first time. However, we’ve put together this guide to give you an insight on how the plasterboard fitting process is done.

To get started, you’ll need a power drill, hammer, plasterboard nails or screws, broad knife, utility knife, measurement tape, pencil, ladder as well as a joint tape.

Before proceeding, you need to identify the number of plasterboard sheets needed to commence the project by measuring the height and width of the wall as well as calculating the square footage. If you possess a stud timber wall, the steps below will get you the best results.

• Measure the walls and mark the plasterboard where you’ll make the cuts. Start with a full sheet and cut pieces down in such a way that would fit

• Score the front paper of the plasterboard with utility knife. Fold the sheet to get a clean cut through the board and make use of the knife to the remaining paper.

• Place the first sheet against the wall and use an offcut to prevent the plasterboard from touch the floor.

• Make the plasterboard rest snugly against the wall in position and screw it firmly on each stud. Once done, fasten it at all the sheets’ edges and in a line down the stud to make for a firm connection. Follow the same process for the remaining plasterboard sheet till the wall is fully covered.

No matter how big or small a building is, it can only be as good as it’s foundation - and that’s a fact! It all starts from the footing and when it isn’t deep enough, unlike badly installed gutters or gapped hardwood flooring, can make the whole building collapse to the ground. Just like any code recommendations, the depth of the footings of your porch is a parameter that must be complied with and adjusted to suit your local code requirements.

As a rule of thumb, you should always dig below the frost line when excavating your footings. At this depth level, the moisture present in the soil will be frozen. Ultimately, this will help the ground to act as a barrier to insulate the soil below the footing from freezing during the cold months. As a result, in regions where the weather is almost always very cold the depth of your footings is expected to be at least 48 inches. But in areas featuring a warm climate, you may be allowed to install your footings on grade.

In addition, it’s compulsory that your footings must be installed at a minimum depth of 12 inches below unsettled soil. However, if you’re constructing the structure into a steep hill’s side or by the side of a retaining wall, it’s required that you maintain the least distance to grade both vertically and laterally. In the event whereby you need to achieve a good lateral barrier, you’ll need to have your foundation dug a lot deeper compared to if it’s on a flat surface. For a more accurate and updated information, you can consult your local building inspection department to get familiar with the requirements in your area.

Before the commencement of any project, it’s always best to get an estimation of the cost. However, determining the cost of an external solid wall insulation is not the easiest of tasks as it relies on varying components such as the insulation materials to be used, labour cost and installation as well as the type of decorative finish to be incorporated. And depending on your choice of insulation material, some may need some adhesives while others may require some fixings which also contributes to the differences in price. As a result, the determination of the material cost alone can be tricky and even more so when various materials cover varying areas.

With that in mind, the cost of external solid wall insulation generally ranges between £80 to £100 per square metre2. As a result, a small flat can cost from £6000 to £9000 whereas a large detached house can have a price ranging between £21000 to £23000. To earn back your investment in terms of energy bill savings can take a couple of years, but it’s surely worth the try as there are several other benefits associated with installing an external solid wall insulation system. What’s more? Another huge factor that can influence the cost of your system is also the amount of work that’s required, how easy it is to be accessed by the installers and lots more

If you’re looking to cut down on the cost of your external solid wall insulation, then the best time for an installation might just be when you’re having another decorating or building project done such as fitting a new roof, window painting, installation of solar PV panels and more. This way, you’ll be able to spread the cost and have a greater value for each penny expended.