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This is a very great opportunity to not only get free external wall insulation, but also cut down your energy bills depending on the type of property you live in. Generally, to enjoy free external wall insulation you must at least be part of the group receiving one of the benefits listed below and also depends on the amount of money you earn. The benefits include:

• Income based jobseeker’s allowance (JSA)

• Income support

• Income-related employment and support allowance (ESA)

• Tax credits

• Pension credit guarantee credit.

• Universal credit.

There are also other important factors that determines if you can have a free insulation fitted on your property. These includes the place you reside, the carbon level of your home and according to some suppliers, the level of beneficial impact the insulation will have on your home. In order to have a free external wall insulation installed, you must either be the owner of your home or at least obtain the go ahead from your landlord before any external wall insulation activity can be made.

Good news is, if you fit the aforementioned criteria and you’ve already installed an external wall insulation, you just may be entitled to receive a refund for the good job done. However, to really find out if you’re eligible, we’d recommend you get in touch with your supplier directly. Also, the Energy Saving Trust (EST) can direct you to some organizations who can assist you in the determination of your eligibility.

As a home and property owner living in England, you can also check out the Each Home Counts Advice Website which is committed to giving impartial energy efficiency advice.

At the end of the day, if it turns out you happen to be ineligible for a free external wall insulation, you can still go ahead to contact a professional installer for a help at a competitive price to enjoy the several benefits that comes with home insulation.

Any residential building work requires a general builder. The term Residential building work means any work which is involved in building a house or changing or adding to a home. It also comprises of mending, refurbishing, ornamenting or applying shielding treatment to home. A dwelling is defined as a building or a part where people live. This might include an apartment, house or a townhouse.

Here is a list of some of the works that require a building licence:

• construction of a garage, carport or a shed

• renovation for bathroom, kitchen or laundry

• structural landscaping and building swimming pools

• construction of conservatories and atriums

• house lifting for example, raising the height of an existing structure permanently

• removing and resitting dwellings

• steam rooms and saunas.

General building contracts might also involve work that needs a specialist. These works can be appropriately subcontracted. However, this work must be carried out by the container of a permitted contractor licence or competent administrator certificate in that specialist category.

There are a number of different categories of licences that are available depending on whether you want to oversee the work or have an agreement with another party. When you have a contractor licence, you will have the option of submitting a contact to bid on the work. You can only do the categories of work designated on your licence card. Contractor licences can be allotted to people and businesses and partnerships.

With a certificate of a qualified supervisor, you will be able to supervise the type of work specified in the certificate. Such certificates are only issued to individuals and do not allow you to contract for work.

The licence of an endorsed contractor is issued to those individuals who have applied for a contractor licence but also possess the necessary qualifications and experience to become a qualified supervisor.

A lot of an uninsulated property’s heat is lost through the roof and that’s even more alarming, when you realize this figure is up to a quarter of the total heat of the house. Hence, the tremendous importance of preventing this heat loss through loft insulation which will go a long way to help you against spending unnecessary thousands of pounds on heating bill as well as energy loss.

Loft insulation is an effective method to achieve the desired result, however the question is, how exactly does it work? Well, it’s time to find out!

Using either a fireplace or central heating to heat up your home, a large quantity of that heat would be lost through the roof of your home. Generally, heat rises and when it does, there’s simply no way to prevent it - it’s just science. Escaping by both the conduction and convection methods via your roof, the heat escaping through your ceiling, into the loft space and out into the open air outside can only be significantly reduced by laying loft insulation.

Generally, the added layer of insulation works by trapping the heat inside the room below the loft so as to enable the air within your house to stay warmer for longer. What’s more? The layer of insulation also keeps cold air from the outside from entering your home. As a result, you don’t have to heat your home as much in order to achieve the same temperature for each individual room. Over time, just by doing this you can potentially save hundreds pounds. Getting it installed in your home may actually seem a bit expensive at first, but it’s something that’ll eventually pay off.

It can be very hurtful when you’re looking to get a house and then identifies one that’s almost perfect, but that one thing that’s lacking is significant enough to prevent you from making an offer. For instance, you may like neighbourhood, the lot’s size, the number of bedroom and lots more. However, the only thing that’s holding you from making an offer is the outdated kitchen. This is the point where you wonder whether a mortgage can include the cost of renovation. In this article, we’re going to give you a good insight into this and more. Let’s have a look!

One of the major things your lender will put into consideration when you apply for a mortgage is the price of the property in question. For instance, so you’ve found your “almost perfect home for let’s say £400,000 and the cost of your intended renovation work runs up to about £150,000. In this event, you’re definitely going to find lenders who wouldn’t be too keen to let go of their cash. And that’s mainly due to the fact that lenders are only able to afford you, at best, 95 percent of the purchasing price. In other words, if you really want the house, you’ll have to finance it yourself no matter how much potential you think the house possesses.

This, however, does not mean that you can’t find some mortgage lenders who’ll allow for building costs. They exist, but this will mostly take place when the work is complete and the property is revalued. You may also be lucky enough to get a purchase plus improvements mortgage which allows you to renovate now and pay off the renovations over time at a better interest rate than other loan types.

In the event whereby you’ve got big refurbishment ideas for your house but a small budget, then you know it’s time to be a bit more creative and apply some cheap and simple tricks. The best possible way to go about this is to invest time in acquiring new skills rather than trying to save up more money to pay a pro to deliver the results you want. After all, the most significant cost when it comes to house refurbishments is usually the labour cost.

The key to making cheap tricks a lot effective in the refurbishment process is by undertaking small tasks that’ll make a huge impact. A great way to start would be by taking it one task at a time rather than rushing to complete all at once. This way, you’ll have enough time to perfect your skills before moving on to the next.

✓ Paint the interior walls. Although this is a simple task but it’ll save you a lot of money if done as a DIY project. To get started, you’d have to text colour options by painting samplex on the wall first. Once done, you can go for the one that adds warmth, dynamism as well as energy to the room.

✓ Fix up your furniture. This involves re-upholstering and refinishing any piece of furniture that appears tired or overly worn (you can leave out the ones that you do not really like or unnecessary items).

✓ Spruce up small but important items used on a daily basis. This includes spray-painting inexpensive picture frames, recovering lampshades with a vibrant paper or patterned fabric, adding throw pillows to armchairs and couches and the likes.

✓ Fix all small things that are broken. This includes activities like patching the nail holes in the wall, repairing the latch on the kitchen cabinet, fixing the gutter, putting a new handle on the door and lots more.

How To Convert Your Loft Into A Room

The loft is the space on top of a home that’s most often ignored by home owners due to having to consider the space’s configuration, the lighting as well as energy efficiency. However, when successfully converted into a room, it can serve several purposes which would even add more value to your property. So how can you convert your loft into a room? Let’s have a look.

• Take Into Account The Size Of Your Loft

The size of your loft is a major determinant of the type of room it can be converted into. A small-sized loft there’s a chance it can still be converted into an extra bathroom or home office while bigger lofts can be converted into an additional bedroom. The minimum head height is 2.3m, if your loft is lower than this, you’d have to get a planning permission to detach some parts of the room for extension.

• Include A Skylight

When a loft is poorly designed, the room become dark, shady and airless. Adding a skylight to your loft will let in fresh air, deliver better ventilation and more light.

• Insulate Your Loft

Loft insulation will not only prevent heat from escaping through the roof, but also lead to an improved energy efficiency which ultimately helps you save up on your heating bills.

• Use Modern Colourization

When you use bright, neutral and modern colours to paint your loft, you’re adding that elegant look to the space. As a result, the loft looks a lot more attractive and comfortable by the time you’re done with the conversion.

The conversion of your loft into a room can be a very tedious task if you wish to do it by yourself. We’d recommend you employ a seasoned professional for help in order to ensure the best results and also to avoid making costly mistakes.

Are you considering a dormer loft conversion for your home? If yes, then you’d probably want to know how much it costs. Unfortunately, due to the several variables and influencing factors, a precise answer can not be provided for all dormer loft conversions. In this article we’ll give you a vague idea of the general cost so you can set a more realistic budget and start planning.

There are three main types of loft conversion which includes the Velux, Dormer, and Mansard. Out of the three types, the dormer happens to be the most common type and possesses a small flat roofed extension with a window. The dormer loft conversion will usually cost within the range of £25,000 to £30,000.

The price for a smaller dormer loft conversion, mid range dormer loft conversion and large scale dormer loft conversion will be at £2,000 to £7,000, £10,000 to £30,000 and £40,000 to £60,000 respectively. However, you should take note that the prices given are all based on varying influencing factors such as the type of installation that is selected, the type of the rood, en suite conversion as well as other customization. Changes in price can be as a result of the materials required and the extra time per labour that’s needed to complete this home improvement project by the tradesmen employed.

Furthermore, a dormer loft conversion average cost will also depend on the type of dormer you opt for. Here is a list of the most common applications:

✓ Blind dormer loft conversion - £3,200 to £4,400

✓ Recessed dormer - £1,300 to £1,850

✓ Barrel roof dormer - £3,000 to £4,600

✓ Gable dormer - £5,500 to £7,500

✓ Hipped roof dormer - £5,600 to £6,660

✓ Pedimented dormer - £12,700 to £23,100

✓ Flat roof dormer loft conversion - £13,800 to £21,600

The best type of insulation for your property will depend on the type of walls and any insulation that’s already present. It’s usually a good idea to have some form of wall insulation as well as loft insulation, as this helps to prevent heat loss in both areas.