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It can be very hurtful when you’re looking to get a house and then identifies one that’s almost perfect, but that one thing that’s lacking is significant enough to prevent you from making an offer. For instance, you may like neighbourhood, the lot’s size, the number of bedroom and lots more. However, the only thing that’s holding you from making an offer is the outdated kitchen. This is the point where you wonder whether a mortgage can include the cost of renovation. In this article, we’re going to give you a good insight into this and more. Let’s have a look!

One of the major things your lender will put into consideration when you apply for a mortgage is the price of the property in question. For instance, so you’ve found your “almost perfect home for let’s say £400,000 and the cost of your intended renovation work runs up to about £150,000. In this event, you’re definitely going to find lenders who wouldn’t be too keen to let go of their cash. And that’s mainly due to the fact that lenders are only able to afford you, at best, 95 percent of the purchasing price. In other words, if you really want the house, you’ll have to finance it yourself no matter how much potential you think the house possesses.

This, however, does not mean that you can’t find some mortgage lenders who’ll allow for building costs. They exist, but this will mostly take place when the work is complete and the property is revalued. You may also be lucky enough to get a purchase plus improvements mortgage which allows you to renovate now and pay off the renovations over time at a better interest rate than other loan types.

How To Repair A Pothole In Gravel Driveways

When the integrity of your gravel driveway is impaired not only does it have a negative impact on the curb appeal of your property, but also makes your driveway a danger zone. If your driveway needs to be repaired, you’d simply have to grab the bull by the horn and get it done - the sooner, the better to avoid the problem getting worse and to have your beautiful gravel driveway back as soon as possible.

The major cause of potholes in driveways is usually water, when it gets trapped beneath the surface of the driveway. Therefore, you may also want to enhance the drainage in the area as part of your repair. The repair process is quite simple for confident do-it-yourselfers, but if otherwise, then calling in a reliable professional will save you some time and extra money that can result from possible errors. So how do you repair gravel driveway potholes?

✓ Prepare the area. This involves removing all forms of debris from the pothole. To achieve this, you can rake, shovel or brush the loose stones, soil and other debris from the pothole.

✓ Fill the pot hole. Make use of a coarse gravel to fill up the pothole to a depth of about 3 inches beneath the driveway’s level. Upon the filling, simply tamp down the coarse gravel using a commercial tamper or any available homemade option. Once done, the final 3 inches to the surface of the gravel driveway should then be filled up with gravel which perfectly matches the colour and texture of the remaining driveway.

✓ Compact the patch. To achieve this in an easy and fast way, simply run your car’s wheel up and down over the repaired spot gently a couple of times. This will be enough to compact the patch and seal the pothole.

A patio is an outdoor space which can be used for a variety of stuffs which includes fun time with family and friends, reading time or just relaxing as the fresh breeze blows. With all these benefits and more, it’s becomes more obvious that there’s a need to keep your patio in a tip top condition at all times. If otherwise, you may not be able to enjoy your patio to your satisfaction and probably, for as long as you would want. You simply have to provide it with a regular maintenance which involves inspecting and identifying the damages that needs to be repaired before it gets out of hand. Fortunately, the minor repairs can be done by yourself if you’re confident enough. However, for bigger damages it’s advisable to call in a professional for help. In this article, we’ll take you through the patio reparation process.

✓ Prepare the area. This involves removing the problem piece gently and carefully. If there’s a piece you think can still be useful, store it in the re-use pile or you can start a new one. Once you’re done removing the pieces, the next thing to do would be to start removing anything that’s unwanted from the damaged area like debris, unwanted soil etc, and start sand fitting with some fresh sand. This should be levelled out to ensure there’s no bumps.

✓ With the sand down, you can start by putting the pieces back in together. This should be done gently to avoid any further damage. Do this until your patio

✓

This is an individual who is trained in the art of working with concrete blocks or bricks, clay bricks as well as other kinds of mortar building materials. In a combination of these materials and good bricklaying skills, a bricklayer can build and repair veneer as well as full brick construction, arches, partitions and other structures.

Contrary to many beliefs, a bricklayer actually does more than laying of bricks. There’s more to being a bricklayer than you can probably think of. A single bricklaying projects requires a wide array of skills. Let’s have a look at these skills!

• Using damp resistant materials to seal foundations.

• Spreading mortar between joints and applying them to serve as a thick layer binding the bricks together in rows.

• Reading and working from specifications as well as plans.

• Working with brick-cutting machines.

• Taking charge and caring for cement blocks or bricks, clay bricks and the likes.

• Construction of scaffolding - subject to possession of some licenses in some states.

A bricklayer mostly works outdoors, in the field and may also work at heights. Depending on the job, a bricklayer can work as part of a team or be in contact with the public. They are mostly recruited by building and construction companies and bricklaying sub contractors. However, they can also set up their own private construction firm or become a self employed tradesperson.

A bricklaying qualification is one of just two construction trades which can continue to become a registered builder. And regardless of the form a bricklaying employment takes, there are certain qualities that makes a really good bricklayer. These includes:

• Ability to work at heights and outdoors

• Enjoy practical work

• Technical aptitude

• Good hand-eye coordination

• Independent and yet a team player too

• Top physical fitness

• Attitude and attendance.

It depends on the style and size of the conversion, but in general, a loft conversion will take between 1-2 months. A loft conversion is a substantial building project, and plans will need to be drawn up. This may add to the time it takes to complete your loft conversion.

A double house extension is basically a construction to any aspect of your house that elevates up to offer two floors of space. It can be structured to suit your existing home in two storeys or as a side wing on a taller property. If you’re considering building a double house extension, then estimating the cost is a very important task to do before commencing the project. In this article, we’ll give you an idea of the cost of a double house extension so you can estimate yours accordingly.

The double house extension cost depends on several factors that’s specific to your home as well as your design choice. These includes:

• Location of your property. Places like London and the southeast will generally cost more than the other regions due to higher demands.

• Accessibility of the site. The ease of your site’s accessibility also plays a key role in the price.

• Size of the extension. The more the extension’s size in footprint and square metres, the higher the possible costs.

• Materials used in making the roof as well as the complexity of the roof design.

• Your choice of finishing. These includes flooring window and door frames, glazing, underfloor heating and roof lights.

• Your property’s soil type. Different types of soil requires varying treatments as well as materials to develop solid foundations.

Constructing a double house extension is a quite simple build in terms of technicality when its to the side or rear of your house as this can also help you save some money. Generally, considerably expanding your home’s space by building a double house extension will cost within the range of £1,500 per m2 to about £2,800 per m2.

No matter how big or small a building is, it can only be as good as it’s foundation - and that’s a fact! It all starts from the footing and when it isn’t deep enough, unlike badly installed gutters or gapped hardwood flooring, can make the whole building collapse to the ground. Just like any code recommendations, the depth of the footings of your porch is a parameter that must be complied with and adjusted to suit your local code requirements.

As a rule of thumb, you should always dig below the frost line when excavating your footings. At this depth level, the moisture present in the soil will be frozen. Ultimately, this will help the ground to act as a barrier to insulate the soil below the footing from freezing during the cold months. As a result, in regions where the weather is almost always very cold the depth of your footings is expected to be at least 48 inches. But in areas featuring a warm climate, you may be allowed to install your footings on grade.

In addition, it’s compulsory that your footings must be installed at a minimum depth of 12 inches below unsettled soil. However, if you’re constructing the structure into a steep hill’s side or by the side of a retaining wall, it’s required that you maintain the least distance to grade both vertically and laterally. In the event whereby you need to achieve a good lateral barrier, you’ll need to have your foundation dug a lot deeper compared to if it’s on a flat surface. For a more accurate and updated information, you can consult your local building inspection department to get familiar with the requirements in your area.

Before the commencement of any project, it’s always best to get an estimation of the cost. However, determining the cost of an external solid wall insulation is not the easiest of tasks as it relies on varying components such as the insulation materials to be used, labour cost and installation as well as the type of decorative finish to be incorporated. And depending on your choice of insulation material, some may need some adhesives while others may require some fixings which also contributes to the differences in price. As a result, the determination of the material cost alone can be tricky and even more so when various materials cover varying areas.

With that in mind, the cost of external solid wall insulation generally ranges between £80 to £100 per square metre2. As a result, a small flat can cost from £6000 to £9000 whereas a large detached house can have a price ranging between £21000 to £23000. To earn back your investment in terms of energy bill savings can take a couple of years, but it’s surely worth the try as there are several other benefits associated with installing an external solid wall insulation system. What’s more? Another huge factor that can influence the cost of your system is also the amount of work that’s required, how easy it is to be accessed by the installers and lots more

If you’re looking to cut down on the cost of your external solid wall insulation, then the best time for an installation might just be when you’re having another decorating or building project done such as fitting a new roof, window painting, installation of solar PV panels and more. This way, you’ll be able to spread the cost and have a greater value for each penny expended.