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The best type of insulation for your property will depend on the type of walls and any insulation that’s already present. It’s usually a good idea to have some form of wall insulation as well as loft insulation, as this helps to prevent heat loss in both areas.

This is a very great opportunity to not only get free external wall insulation, but also cut down your energy bills depending on the type of property you live in. Generally, to enjoy free external wall insulation you must at least be part of the group receiving one of the benefits listed below and also depends on the amount of money you earn. The benefits include:

• Income based jobseeker’s allowance (JSA)

• Income support

• Income-related employment and support allowance (ESA)

• Tax credits

• Pension credit guarantee credit.

• Universal credit.

There are also other important factors that determines if you can have a free insulation fitted on your property. These includes the place you reside, the carbon level of your home and according to some suppliers, the level of beneficial impact the insulation will have on your home. In order to have a free external wall insulation installed, you must either be the owner of your home or at least obtain the go ahead from your landlord before any external wall insulation activity can be made.

Good news is, if you fit the aforementioned criteria and you’ve already installed an external wall insulation, you just may be entitled to receive a refund for the good job done. However, to really find out if you’re eligible, we’d recommend you get in touch with your supplier directly. Also, the Energy Saving Trust (EST) can direct you to some organizations who can assist you in the determination of your eligibility.

As a home and property owner living in England, you can also check out the Each Home Counts Advice Website which is committed to giving impartial energy efficiency advice.

At the end of the day, if it turns out you happen to be ineligible for a free external wall insulation, you can still go ahead to contact a professional installer for a help at a competitive price to enjoy the several benefits that comes with home insulation.

How To Repair A Pothole In Gravel Driveways

When the integrity of your gravel driveway is impaired not only does it have a negative impact on the curb appeal of your property, but also makes your driveway a danger zone. If your driveway needs to be repaired, you’d simply have to grab the bull by the horn and get it done - the sooner, the better to avoid the problem getting worse and to have your beautiful gravel driveway back as soon as possible.

The major cause of potholes in driveways is usually water, when it gets trapped beneath the surface of the driveway. Therefore, you may also want to enhance the drainage in the area as part of your repair. The repair process is quite simple for confident do-it-yourselfers, but if otherwise, then calling in a reliable professional will save you some time and extra money that can result from possible errors. So how do you repair gravel driveway potholes?

✓ Prepare the area. This involves removing all forms of debris from the pothole. To achieve this, you can rake, shovel or brush the loose stones, soil and other debris from the pothole.

✓ Fill the pot hole. Make use of a coarse gravel to fill up the pothole to a depth of about 3 inches beneath the driveway’s level. Upon the filling, simply tamp down the coarse gravel using a commercial tamper or any available homemade option. Once done, the final 3 inches to the surface of the gravel driveway should then be filled up with gravel which perfectly matches the colour and texture of the remaining driveway.

✓ Compact the patch. To achieve this in an easy and fast way, simply run your car’s wheel up and down over the repaired spot gently a couple of times. This will be enough to compact the patch and seal the pothole.

When it comes to laying of bricks, it is essential to get the right mortar mix. It is vital, be it for construction or maintenance projects, so far mortar is required. There are several materials incorporated in getting mortar which includes both cement and sharp sand, soft sand or plasterer’s sand and lots more. Here, we are going to look at the right ratio for cement and sand mix in bricklaying.

Cement include ingredients such as iron, aluminium, as well as silicon and it is mainly used for mortars like aerated cement mortar, Portland cement mortar and gauged mortar. Sand, on the other hand, comes in different forms such as sharp sand, soft sand and plasterer’s sand. The sharp sand consists of a larger grain size than the others and is usually incorporated in the construction areas that requires more strength as well as flexibility. Soft sand is the most common one used in mortar and it’s also referred to as bricklayers’ sand. These are used to make all types of mortar. Finally the plasterer’s sand which neither has the sharp sand’s coarseness nor the fineness of the soft sand, but can also be used for any form of mortar.

Cement and sand mortar is used for a plethora of bricklaying jobs serving as a glue for bricks, walls and pillars, while also repairing or maintaining old listed buildings. The preferred ratio here is 1:3 to 1:5 of cement and building sand. Meanwhile, to get a sand cement mix, essential materials that are required includes water, soft building sand as well as cement. However, you must also note that a sand and cement mortar is not used for structural projects, rather a concrete ratio is used.

In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

If you’re planning to build a single story house extension, this is one of the first questions that usually comes to mind to help you set a budget and start to make plans. But as simple as it seems, a single accurate answer can not be provided due to the fact that there are several variables that can play a key role in influencing the price of a single story house extension. These variables includes the size, location, design or specification as well as the build route. In this guide, we’ll provide you with a rough estimate that you can work with to put you on the right path.

The main determinant of the cost of a single storey extension is the size of the build, while the next most relevant factor is the quality of the finish you opt for. For a small extension, you can expect to spend a sum within the range of £14,000 to £17,000. Meanwhile for a larger single storey extension, if you opt for a large wrap around the extension with a great amount of glass to be incorporated in both the walls and roof, you can expect to pay a sum within the range of £80,000 to £120,000.

Overall, the average cost of a single story house extension is usually within the range of £34,000 to £37,000. For this price, you should get a standard sized rear or side extension which also includes the cost of a kitchen - it’s the most commonly use for a single story extension especially in the UK.

There are some additional costs you may also need to factor in to your extension budget. These includes surveys, architect fees, planning application fee (if needed), insurance and Party Wall Agreement (if needed).

After making the decision to refurbish your home or property, the next obvious step is finding the right builder to get the job done. The process of getting a good and reliable builder can be a very tricky one especially when you don’t plan ahead. And in truth, the outcome of your house refurbishment project can only be as good as the contractor your hire. Consequently, finding the perfect builder for your task should be a top priority to get the best return on investment. Here are a few sources that will put you in the right direction to finding a reliable home refurbishment company.

✓ Friends, Relatives & Neighbours

If you have a friend, relative or neighbour that have recently completed a home refurbishment project, you can go for a visit to check out the work done. If you’re pleased with the work, you can proceed to ask about the work ethics of the builder and get the contact if satisfied.

✓ Internet

With the rapid rise of online technology, there’s hardly a service you can’t find on the internet. Websites like HomeAdvisor have been helping people find their desired service providers with relative ease for so long. To get the right building contractor online, it’s advisable to check reviews as well as testimonials before moving forward. Nowadays, you’re most likely going to find so many positive online reviews as some businesses now go to the extent of dubiously writing good reviews for their companies. As a result, it’s recommended to pay closer attention to the negative reviews and check if it’s something you can cope with before hiring a contractor.

✓ Store Contact Lists

You’ll discover a long list of building contractors on several stores trading building materials. These builders may not be affiliated with the store owners, but many stores see it as their responsibility to point you in the right direction so that the building materials acquired from them can be put to good use.

A porch is a small and low structure (with a roof) located at the main entrance of a building or house. It’s typically without a window (although newer variations may come with one) and can either be screened-in or enclosed to prevent unwanted access from insects and extremes in weather. In addition, some homes may have a three-season porch or sun porch. This may be situated by the side of the house and covered by the roof overhang - they’re usually screened in to offer good access all year round.

Generally, porches serve a wide range of purposes. They include:

• Provision of an outdoor living space to relax during the summer months

• It’s an informal extension of the the living room.

• It serves as a great place for social gatherings especially in small towns.

• You can take off your dirty shoes and dry a dripping wet dog before entering into your living room.

• It can be incorporated for relaxation purposes and watching street activities.

• It can serve as a reception area for guests.

• It can also be used for outdoor storage.

Pros & Cons Of A Porch

Pros

• Due to the fact that they’re covered, porches may require little maintenance practices.

• It can go a long way to improves the curb appeal of your property.

• It protects against the extremes of the weather.

• It can be constructed using a wide range of materials.

Cons

• It does not improve the use of the property

• It can be quite expensive to install depending of the material required as well as size of the porch.

• It does not add to the value of the home unlike several other home improvement projects

• It may not be safe to be used by a child or pet.