Find a Builder you can trust in Folkestone.

In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

It’s a fact that a garage conversion can go a long way to add a resale value to a home or property. Therefore, in the event whereby your home already has parking facilities in place you can put into consideration converting your garage into a habitable space which will add to the sales price of the house by adding an extra room or increasing the floor space. So exactly how much does a garage conversion add to your home’s resale value?

Garage conversions can be seen as a cost effective means of adding more space to your house. However, not only does it add space, but can also add up to 20 percent to the value of your home. It’s also a way of adding an extra living space to your home that’s not under strict planning complication unlike the alternatives. Generally, if your garage happens to be connected to your house, the cost of converting it to another room should between £10,000 to £20,000. As a home owner, converting your garage into an extra room can help increase the value of your home by up to £45,000. And if you’re to comply with the set rules under permitted development rights, you may not even require to submit a planning application.

In the event whereby your garage is detached from your house or perhaps you live in a flat ( or maisonette) or a listed building , you’ll need to apply to the local authority before commencing your project. It’s always wise to check if there aren’t any planning conditions attached to your home or property.

Builders are everywhere, but finding one for your project can be tricky and stressful, with both cost and reliability coming into question. This is even more worrisome when you’re fully aware that your house extension can only be as good as the builder. If you’re also facing the same challenge, then you’ve come to the right place. In this article, we’ll share with you some tips on how to choose a professional and reliable builder who’ll ensure you get immense value for every penny spent. Let’s take a look!

✓ Ask for recommendations. To find a tradesperson, not just a builder, personal recommendations is the best way to go. Building a house extension is a major undertaking which comes with a lot of costs, so if you’re going to do it the least you can do is ensure you do it right. Carry out your research, ask friends and family, neighbours and loved ones if the know of any reliable builder in the local area. If they’ve have one they’ve used, you can request for the cost, quality of the job done, the duration of the project and any other detail you feel you should know.

✓ Search Online. Use our search feature to look at the builders available or submit and enquiry and we will find you one. Our site holds details of numerous builders and building companies which you can go through their ratings to select the best.

✓ Select a reliable builder from trading association. Most reliable builders are usually a member of a recognized trading association or the other. Though this is not obligatory for builders, but it can be used as a dependable medium to find a good builder. We list what trade association the builders are a member of.

A barn conversion is where an agricultural building is altered to serve a different purpose. Lots of barns conversion projects involve converting an old barn into one or more homes. However, barns can also be converted into other types of commercial building, like offices.

Generally, a paved driveway is always subjected to regular usage and yours isn’t likely to be an exception, otherwise you won’t be here. Regular usage automatically necessitates regular maintenance of the driveway in order to extend its lifespan, make your property safer and add more value to it. This maintenance will involve a frequent inspection of the paved driveway so as to identify and repair divots, cracks as well as rutting. Paved driveways usually have a lifespan ranging between 15 to 20 years, but this can only be guaranteed when backed by regular maintenance activities. Failure to provide your paved driveway with a regular maintenance will lead to a rapid deterioration within just a couple of years after installation.

The issues commonly faced by paved driveways is usually different based on several factors such as the weather, your location, your property’s sub base as well as some other elements. The ability to identify the problems and solve or repair them on time is key to success while it’s also save you some time and money. In this article we’re going to look at how to go about do-it-yourself tasks that involves minor cracks. More intense damages are advised to be handled only by professionals.

✓ Prepare the area. Clear the debris, weed the plants or vegetation (if any).

✓ Use a strong spray from a garden hose to wash clean the cracks

✓ In the event whereby the crack is deep, simply fill it until it reach about a quarter inch of the surface with sand.

✓ Tamp down the sand to make it more compact.

✓ Apply a patching compound to the surface of the cracked paved driveway.

✓ Leave it for some time to cure.

✓ Once cured, you can then apply your sealant.

Whether a basement is worth converting depends on your location and how much work it requires.

A basement conversion can be a great way to add space to your home, and can raise your property value. However, it can also be one of the most expensive ways to do this, so if there’s a possibility to extend your property, or convert a loft or garage, it’s worth considering this first.

You should also compare how much your basement conversion will cost with the amount it could raise your property value by. In some areas, a quality basement conversion could earn you money in the long run, but in others it’ll only cost you. If you’re planning on staying in your property for a long time this might not matter to you, but if it’s not your forever home then it’s an important thing to think about.

Often referred to by many as the holy grail of home improvements, house extension comes with a wide range of benefits which makes it easy to see why the extension could be a great uptick in the potential price of your property in terms of sales. So if you’re looking to build a new home extension but still not convinced about the project, we’re here to help you. Being fully aware any home construction work is usually a heavy investment, there’s a huge need to be set on your decision before scheduling the commencement of any work. So are house extensions worth it? Below are some of the top benefits offered by house extensions to help you decide if it’s the most suitable route for you.

• Add To Your Home’s Value

Building an home extension is a great way to add value to your home before selling. Increasing the living space of your home is an incredible appeal to many buyers which significantly increases your property’s total value. However, you must ensure that the extension is impressively designed using top quality materials in order to generate more value.

• Good Alternative To House Moving

The most common reason for moving is usually due to a lack of sufficient space, but with house prices steadily on the increase a cost effective alternative is highly sought after. This alternative is house extension which creates more space for the household to spread out and have more privacy.

• You May Not Require A Planning Permission

You can extend your house and still not need to apply for a planning permission. To achieve this, simply comply with the laid down rules set under the permitted development rights.

• Extra Living Space

If you fill you’re starting to outgrow your existing structure and do not buy into the idea of moving, then your best bet might just be to extend your home.

With the numerous benefits that comes with the installation of an external wall insulation in a building, it’s also important to find out whether it’s also safe before proceeding to fit one in your home. Firstly, to ensure that external wall insulation systems are safe, they must be BBA approved, which means they’ve been subjected to a thorough testing by the British Board of Agrement and therefore, suitable for use in UK homes.

Given the fact that cladding materials have recently generated a lot of debate and negative press about how reliable some particular materials are, questions are being asked of the safety and reliability of external wall insulation. However we must clarify that, although external wall insulation can be classified under cladding, it is very different to rainscreen cladding - which caused the Grenfell fire tragedy.

External wall insulation is completely safe. However, when it comes to fire, the safety of your system depends largely on the insulation type in question. The safest type of insulation you can have installed is the Rockwool insulation boards which are rated as Euroclass A1 non-combustible. The board is specially designed in such a way that it contains fire - preventing it from reaching the other areas of the building. They also do not produce harmful emission or smoke when impacted by fire.

Meanwhile, the Wood Fibre, is also a great insulation which is known to char and not burn. Contrary to many beliefs, it actually burns slowly creating this charring effect which produces an oxygen barrier that helps reduce the spread of fire.

To make your system safer, you can also make use of Fibreglass Mesh for reinforcement. It helps to improve the strength of the tensile which promotes the security of the boards attached to the wall.