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It can be very hurtful when you’re looking to get a house and then identifies one that’s almost perfect, but that one thing that’s lacking is significant enough to prevent you from making an offer. For instance, you may like neighbourhood, the lot’s size, the number of bedroom and lots more. However, the only thing that’s holding you from making an offer is the outdated kitchen. This is the point where you wonder whether a mortgage can include the cost of renovation. In this article, we’re going to give you a good insight into this and more. Let’s have a look!

One of the major things your lender will put into consideration when you apply for a mortgage is the price of the property in question. For instance, so you’ve found your “almost perfect home for let’s say £400,000 and the cost of your intended renovation work runs up to about £150,000. In this event, you’re definitely going to find lenders who wouldn’t be too keen to let go of their cash. And that’s mainly due to the fact that lenders are only able to afford you, at best, 95 percent of the purchasing price. In other words, if you really want the house, you’ll have to finance it yourself no matter how much potential you think the house possesses.

This, however, does not mean that you can’t find some mortgage lenders who’ll allow for building costs. They exist, but this will mostly take place when the work is complete and the property is revalued. You may also be lucky enough to get a purchase plus improvements mortgage which allows you to renovate now and pay off the renovations over time at a better interest rate than other loan types.

There’s a huge range of different types of loft conversions. The most common are dormer and skylight or Velux conversions. There are also hip to gable and mansard conversions. The type of loft conversion that’s most suitable for your property will depend on the style of roof and the size of your loft.

Over the years there has been an increase in the recommended thickness of loft insulation by the government. Obviously, the reason behind this is pretty simply - the thicker the layer of your loft insulation the bigger your savings. The UK government is very keen to every house in the country to have loft insulation fitted where possible as it helps to minimize the heating demands of these properties. Households get to benefit from loft insulation in so many ways which includes reduced energy energy bills as well as having a home that stays at a more comfortable temperature for longer.

Generally, for the government energy efficiency is crucial as it implies that the highest demand ( which is usually the time of the day when gas or electricity use is at its peak ) reduces, since each building requires slightly less energy. Overall, that ultimately implies that new power plants don’t have to be built which is some nice cost savings for the government.

In the 1980’s, any thickness of loft insulation from 25 mm to 50 mm was considered the standard. But then, building regulations stated that homes should have as much as 100 mm of loft insulation. Over time, this gradually increased to 270mm for new builds and also recommended for other properties, although not essential. As a result of this, there’s always a need to check how much insulation you currently have in your loft before you decide to purchase more. You may discover that you already have something within the range of 20 mm to 200 mm up there and knowing this and the insulation values will assist in determining how much more you’ll need to purchase, if any at all. You should also note that some modern materials can offer the same thermal insulation whilst not being as thick.

Tiling a porch roof is a very important but laborious and difficult task. A project of this magnitude will require a large investment in planning and preparation way before the actual installation process takes place. It can be a brand new porch roofing tile or a replacement of the existing one, either way it’s crucial to get the right technique. If you lack proper training or experience in this field, we’d recommend you hire the services of a reliable professional probably within your local area to guarantee the best results and to save yourself some time and money. This guide will give you a good insight into the porch roof tiling process. Let’s have a look!

• With the crown looking upwards, put the first tile on the batten and centre the tile from side to side.

• Hammer a 10d nail at the base of the tile and into the batten (make sure not to overdrive the nail).

• To provide a much needed support, apply a little mortar under the first tile.

• Identify the inner end of the first tile and place another tile on top. Take a measurement from the outer end and adjust the end of the second tile to fit.

• Just like you’ve done with the first tile, nail the second tile into the batten.

• Position two tiles at the both ends of the ridge and proceed with the installation just as you’ve done with the previous tiles.

• Take a measurement of the distance across the ridge from the first tile’s outer end. Once done, you can then calculate the number of tiles required by subtracting 16 inches from your measurement and divide the answer by 8.

• Beginning at the second tile on one end of the ridge, install the half the number of ridge tiles towards the centre of the ridge. Now install the remaining tiles working from the opposite end to the ridge’s centre. At the centre of ridge should be a key tile with mortar.

Typically, loft conversions do not require planning permission except in certain situations. They’re usually covered under what’s known as Permitted Development. Certain building works like loft conversion, rear extension and conservatories are granted planning permission by local authorities. Permitted Development, however, gives you a free range to improve your home without having any issues from the councils or regulations. Before your planned loft conversion can be covered under Permitted Development, there are some certain criteria that must be met. This criteria includes the following:

✓ The extension must not go beyond the existing slope of the roof at the front of the house.

✓ The loft space converted must not go beyond 40 cubic metres in a terraced house.

✓ The roof’s height must not be increased by the extension.

✓ The loft space converted must not reach beyond 50 cubic metres in a detached or semi detached house.

✓ The plan for the extension mustn’t involve structures like balconies, verandas or anything other structures of this nature.

✓ The roof extension should be positioned as far back as possible or at least 20cm from the existing eaves.

✓ The side that faces the window openings should be at least 1.7m beyond the floor and the windows should also be obscured.

✓ The roof extension must not overhang the existing roof or wall of the house.

✓ The materials that are to be used must be similar or the same to the materials that has already been used on the house’s exterior.

However, you should bear in mind that there are some properties that are exempt from Permitted Development. Examples of these type of properties include conservation areas, Areas Of Outstanding Natural Beauty and World Heritage sites. Permitted Development does not also provide coverage for listed buildings.

Is there a hole in your asphalt driveway you feel you can repair yourself? If it’s something you know you can confidently do then this step by step guide is just for you. If otherwise, then we’d recommend you hire the services of a reliable professional who can guarantee the best results while also saving you some time and extra money that could result from possible errors. In this article, we’d go over the reparation process of an asphalt driveway with a hole in it.

✓ Get the necessary tools. You’re going to need a broom ( to clean the area), caulking gun ( to fill the hole), a hand tamp a plate compactor or a hammer ( to level the filled in hole) and a weeding glove (just in case there are weeds growing in the hole).

✓ Prepare the area. Do this by weeding the plants or weeds that might have grown inside the hole and identify your asphalt filler.

✓ Wet your soil, if necessary. It’s important to note that this is only necessary if your soil is dry to help the filler stick properly.

✓ Fill in deep holes. If the hole goes down about 3 to 4 inches or more, simply fill it with any material like rocks, clay etc.

✓ Apply the asphalt filler. Fill the hole with the asphalt filler to about half an inch higher than the surface of the driveway.

✓ Level the filler. For a large hole, make use of a plate compactor or a hand stamp, but a hammer will be sufficient for smaller holes.

✓ Cover the hole, if necessary. If your home isn’t level, covering your hole with a piece of plywood is advisable.

✓ Clean off the seal. After the asphalt looks done and in place, simply brush away the debris from the seal to finish off the project.

What Is Plasterboard?

The plasterboard is unarguably one of the most common building materials across the globe. Sometimes referred to as gypsum board, gyprock, drywall or wall board, the plasterboard is mostly incorporated for ceiling cladding and interior walls in several homes and offices in recent times. However, despite its global acceptability, it’s a very misunderstood building material.

The plasterboard is manufactured using a gypsum core with a heavy paper covering both sides of the sheet. The measurement of a standard plasterboard sheet is a length of 2.4 metres in and a width of 1.2 metres, with a thickness of about 13mm. The board usually have either a bevelled or a bit flat edge. The bevelled edge makes it easy for the installers to use a plaster to smooth out the surface after nailing the sheets to walls and ceilings as well as taping the edges.

The plasterboard comes in different types. Although various manufacturers provide a unique name for their products, but they’re all included in one of the following categories:

• Water Resistant Plasterboard - This type of plasterboard are best suited to be used in water areas like bathroom, laundry rooms and kitchens.

• Acoustic Plasterboard - Due to its sounding proofing qualities, this type of plasterboard is preferred to be used in home theatres or noisy areas.

• Flexible Plasterboard - This is to be incorporated on curvy surfaces.

• Fire Resistant Plasterboard - Just like the name implies, this type of plasterboard is best suited for use in high fire hazard areas.

If you’re about to kick start some small renovations around your house or office, using a plasterboard to clad your walls is a very simple and worthwhile task. However, if you want to do major renovations or need to apply plasterboard to your ceiling, the best option would be to leave it to a seasoned professional.

A garden room extension, also referred to as Sunroom or Solarium, is basically a stand alone garden building that’s totally detached from the home. They are typically semi-glazed building that features a tiled roof rather than glass. What would have been good examples of garden rooms extensions include conservatories, orangeries as well as pool houses, however they are constructed with the help of different materials and features which ultimately makes them different to garden rooms.

Garden room extensions are built with the major purpose of adding extra functional living spaces for a wide range of room options such as a second living room, dining room, study space, home garden office or a rehearsal space - the options are numerous. In other words if you’re looking for an additional usable space within your home or property, a garden room extension can be designed to suit your needs. So whether you need comfy sofas for evening relaxations, a sturdy office desk for work or large dining room table for dinners with family and friends, a garden room extension can be all that you need to achieve to your living space goals or just to add more value to your property.

Garden rooms extension has multiple alternatives such as a conservatory, garage conversion, loft conversion, extension and garden rooms. However, it has some great benefits over its alternatives. These benefits include, being very cost effective, hassle free, can be built within 5 to 9 days, rarely requires planning permission, does not require building regulations approval, includes a full professional installation and management without any need for subcontractors, modern and unique as well as being very versatile. Overall, if you’re looking to create an additional space in your home without having to break the bank, then garden room extensions may be your best bet.