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Do you want to beautify and increase the value of your home? If yes, a refurb and house extension is definitely a great option to consider. Depending on your home extension project, the value that’ll be added to your home’s resale value varies. However, the cost of completing a house extension project can be huge, so you just might want to consider your financing options. Fortunately, there are various options through which your house extension project can be funded with each having its own pros and cons. Your specific circumstances will determine the one that’s going to work best for you, so let’s take a look at some of the best options to help you fund your project.

• Home Remortgaging

The process whereby a mortgage is transferred from one provider to the other is known as remortgaging. This is usually done to generate funds for a project by entering a more lengthy repayment term commitment when switching. If you want to raise your funds in a quick manner, this process works best.

• Savings

This is a good reason to cultivate a good saving habits. If you’ve been able to save up some mega bucks then you’d probably won’t have to borrow money to finance your house extension.

• Unsecured Loans

If you do not buy into the idea of borrowing more against your property, you may just be able to apply for an unsecured loan especially if you have a good credit record. A secured loan makes use of collaterals like a car or house to serve as a cover for the lender, meanwhile an unsecured loan is based mainly on the credit managing history of the borrower.

• Credit Card

There are some great benefits that comes with financing your small or medium scale extension project with your credit card. Not only does it offer some real lifeline if problems arise during the project, but you can also avoid paying excessive interest on the investment by ensuring your deal has a 0% introductory rate.

When it comes to extending a home, the rear of the house often comes to mind a lot more than the front. However, this doesn’t mean that you can’t extend the front of your house. This can be done either as part of a renovation project whereby the entire house is incorporated or it can also be done in isolation. It’s possible to extend the front of your house without the need to apply for a planning permission, however, there are a bunch of limitations you’d have to comply with if you wish to carry out with such a project. Sometimes, this may imply that extending to the front of your home is more tedious and tasking than extending your home’s rear. So exactly how far can you extend the front of your home without planning permission?

The short and simple answer to this question is 2 metres square area with a height not more than 3 metres. Generally, you do not need a planning permission to build a front porch as long as its area doesn’t go beyond 2 square metres from a public road or walkway. Also, a tiled or slated roof can be as much as 4 metres but other roofs must not go beyond 3 metres in height. If you want to extend the front of your home beyond the restrictions specified, then you’ll have to apply for a planning permission.

Extending the front of home can be quite costly, but this can be controlled by not building to the extension to the highest specification, not including an extension on kitchens or bathrooms and more.

Are you thinking about converting your garage into a new space? Be it a new bedroom, gym, library or playroom, one thing you’ll have to consider before getting started is whether or not you’re going to require a planning permission. Unlike extensions that needs additional space, garage conversion is all about changing the existing structure of a space that’s already available to you - your garage. As a result, these projects are mostly covered by a planning policy that’s a bit different.

For a garage conversion, it’s very unlikely that you’ll need a planning permission. As a matter of fact, only 10 percent of garage conversions has been estimated to need a full planning permission, with the others coming under the permitted development rights. The permitted development rights, however, only provides coverage for home improvements that’s internal which implies that so far you’re not trying to enlarge your garage, you’ll not require a planning permission. But if otherwise, you’ll have to submit an application before commencing your project.

If you’re looking to comply with the permitted development rights, then your project must comply with some specific guidelines. These rules include the following:

• The work should be internal. No plans to enlarge or extend the existing garage.

• You should make sure that the materials used in carrying out the garage conversion is the same with the materials used in building the existing house.

• The building should not be extended.

You may, however, require a planning permission if you’re going to change a detached garage into a living space which could be a bedroom, small annexe or a living room.

Some houses excluded from the permitted development rights include flats, listed buildings, some new developments and most homes in a conservation area.

In recent times, more and more home and property owners are starting to come to terms with the large returns and little investment in cavity wall insulation provides. For a relatively little amount you can achieve a lot, from an increase in your home’s energy efficiency and reduction in heating bills to a huge boost in your property’s resale value and lots more. This makes you wonder how an ordinary insulation can help you achieve so much, right? Well, you’re definitely not alone! Several other potential investors are also eager to know exactly how the cavity wall insulation works to deliver all these juicy benefits. In this post, we’re going to go provide you with a detailed insight on how cavity wall insulation works. Let’s take a look!

Typically, cavity wall insulation works as acting as a shield which prevents the escape of heat from your home. It features a reflective surface which serves as a barrier to reflect heat from one side of the panel, effectively minimizing the amount of heat conduction that escapes through. This protection of your home from heat penetration comes with a couple of benefits with the obvious one being an incredible thermal efficiency. An insulated home or property is able to maintain a much more balanced temperature throughout the year – staying a lot cooler during the summer months and retain the heat generated during the winter months. However, a less talked about benefit is the fact that when an insulation is done during the construction of a house, the whole development phase can be completed a lot quicker. This is mainly because insulation offers total protection against weather conditions which enables internal trades to continue without the need to wait for brickwork or cladding to be completed.

Yes. Most extensions will add substantial value to your home, and you may find that the extension adds more value than it cost. However, it’s important to be sure that the home remains balanced. Extending your garage and leaving your property with no parking spaces, for example, may impact your ability to sell.

If you have a loft, then the next thing that’s crucial is a loft insulation. Asides from cutting down on your carbon footprint, when you’re able to install an effective loft insulation you can slash your heating bills by up to £250 per year. What’s more? Besides making your home more energy efficient, it can also increase the value of your property a great deal. So if you’re also considering the insulation of your loft, one of the few things that comes to mind is, what loft insulation is the best to incorporate? In order to help you make the best informed decision possible, this post is going to address this issue and put you on the right path.

In truth, there’s no way to say exactly which type of insulation is the best as all types usually have a different purpose as well as usage. The insulation you choose for your home’s loft is be based largely on the how you’re going to make use of the space as well as any unique challenges you might face given the shape of your home’s loft. Below are some types of insulation to give you a better idea:

• Blanket insulation. This is the most common type that comes in rolls of rock, glass or mineral fibre ( or foil-backed felt ). It normally the most affordable and also a good all-purpose insulation which is easy to fit although not suitable for the roof.
• Loose-fill insulation. This type of insulation features a loose, lightweight material such as cork granules, cellulose fibre, mineral wool etc. It can either be incorporated as a top up or on its own. The primary drawback is it isn’t very secure and can also be very messy.
• Sheet insulation. This is the best solution for the roof’s underside as it offers a highly effective insulation for your loft space and can also be decorated over. The drawback here is that it’s usually the most expensive type to purchase and install.

Storage space is a major consideration for most home buyers and even more so, when there’s the presence of fitted wardrobes. Fitted wardrobes can be installed in just about any room in the house and even in rather obscure places such as under the stairs, inside a loft, around chimneys as well as into alcoves. As a result, they’re important assets to have as they can go a long way to increase the value of your home or property.

Fitted wardrobes are usually made from various types of woods as well as wood finishes. Typically, they’re installed with either sliding or hinged doors depending on the space as well as the styling you opt for. Fitted wardrobes can be personalized through the addition of elegant features such as custom lighting, mirrors as well as internal extras like pull out shoe racks and pull down hanging rails.

For high end customized fitted wardrobe like Sharps, the best quality, most practical and also robust materials are being incorporated. They make use of the following materials given below:

✓ Fibreboard. This is a modern material that’s used for its ability to produce a smooth routed and detailed design. It’s also very solid and robust which makes it perfect for large furniture pieces as they don’t warp or dent. What’s more? Fibreboards meets the European forestry sustainability standards and it also allows for the board to be profiled with a top notch finish.

✓ Particleboard. This material is used for the parts of the furniture which will normally be cut in your home like facings and side panels. Due to it’s lightweight, they’re very easy to cut and doesn’t produce as much dust as other materials. The material is also a highly controllable contemporary material which can be precisely cut arounf skirting boards, covings as well as period features to ensure a perfect fit.

With the numerous benefits that comes with the installation of an external wall insulation in a building, it’s also important to find out whether it’s also safe before proceeding to fit one in your home. Firstly, to ensure that external wall insulation systems are safe, they must be BBA approved, which means they’ve been subjected to a thorough testing by the British Board of Agrement and therefore, suitable for use in UK homes.

Given the fact that cladding materials have recently generated a lot of debate and negative press about how reliable some particular materials are, questions are being asked of the safety and reliability of external wall insulation. However we must clarify that, although external wall insulation can be classified under cladding, it is very different to rainscreen cladding - which caused the Grenfell fire tragedy.

External wall insulation is completely safe. However, when it comes to fire, the safety of your system depends largely on the insulation type in question. The safest type of insulation you can have installed is the Rockwool insulation boards which are rated as Euroclass A1 non-combustible. The board is specially designed in such a way that it contains fire - preventing it from reaching the other areas of the building. They also do not produce harmful emission or smoke when impacted by fire.

Meanwhile, the Wood Fibre, is also a great insulation which is known to char and not burn. Contrary to many beliefs, it actually burns slowly creating this charring effect which produces an oxygen barrier that helps reduce the spread of fire.

To make your system safer, you can also make use of Fibreglass Mesh for reinforcement. It helps to improve the strength of the tensile which promotes the security of the boards attached to the wall.