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In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

Many types of loft are suitable for a loft conversion. In general, you will need at least 2.3 metres of headroom in your existing loft. This is to make sure there is enough headroom after the conversion. Speak to a conversion specialist about the probability and possibility of doing this in your house.

Yes. Most extensions will add substantial value to your home, and you may find that the extension adds more value than it cost. However, it’s important to be sure that the home remains balanced. Extending your garage and leaving your property with no parking spaces, for example, may impact your ability to sell.

Is your driveway damaged or starting to show some signs of cracks and gaps? If yes, then you’d probably be thinking of repairing it before it gets even worse. Repairing a driveway is largely an unknown process but also a very tedious task as well. So if you’re looking to hire a professional for help, just how much is the repair going to cost? In this article, we’re going to look at the various factors that can determine the cost of a driveway repair.

In the UK, the average price of repairing a driveway is usually within the range of £1,400 to £1,800, where as the normal price of a driveway repair will range between £700 to £2,400. although some small repairs tasks can be as low as £250, while huge driveway repairs can skyrocket to about £4,200.

However, in general, the overall cost of repair a driveway can not be determined as each driveway is unique with their special repair needs. The factors that can influence the price of a driveway repair includes the material used, the perimeter of the driveway as well as the condition of the foundation. The only factor that’s not unique to any one driveway is the materials used, so let’s take a look at the differences in price using the based on the various types of materials available.

✓ Concrete. The average cost of repairing a concrete driveway is usually between £250 to £3,200. Have it in mind at most times the price of fixing an overly damaged driveway can be more than the cost of buying a new one.

✓ Asphalt. The average cost of repairing an asphalt driveway is usually between £750 to £2,800.

✓ Brick. The average cost of repairing a brick driveway is usually between £700 to £1,700.

✓ Cobblestone. The average cost of repairing a cobblestone driveway is usually between £500 to £1,600.

A barn conversion can be a great investment for lots of reasons. When done well, barn conversions can be great at holding their value, meaning you could sell yours for a great price. They can also look fantastic, often with period features coupled with large areas of glazing. This can make them a great place to live, especially if you enjoy being in the countryside.

However, barn conversions do have their disadvantages. They may require extensive renovation work to bring their energy efficiency levels up to standard, which can be very expensive. It’s also important to be aware of their location – they might be on a working farm or close to several other converted buildings.

It’s essential to get a survey conducted before you buy a barn you plan to convert. This can tell you about any structural problems it might have and give you an indication of whether you might be able to get permission to convert it. You can also buy barns with planning permission already in place.

How To Plasterboard A Wall

If you’re looking to plasterboard your wall, one of the essential things to have in mind is that the plasterboard must be hung horizontally and not vertically. Due to the way they’re manufactured, plasterboard sheets normally possess a “grain along the length. This implies that, it’s only when they’re firmly placed perpendicular against the wall that they’re able to achieve their maximum strength. Materials you’ll need to complete this task includes: Tape measure, stanley knife, pencil, spirit level, drill driver or screw gun, surform, drywall screws and handsaw. Now let’s have a look at the wall plasterboarding steps!

• To plasterboard a wall the first step to take is to place each board in such a way to make the edges the centre of the noggins and upright. Also, the the adjoining walls and door openings should fit closely to the edges.

• Work from the door opening to the ending wall. From the the stud’s edge to the noggin’s centre, use your tape measure to measure a cut board and as a rule to mark up.

• Place your spirit level on the marks and use the Stanley knife to run a line along the intended cut. Once done, turn the board on its edge and give a sharp push on the back to split.

• Cut the paper left with the knife after folding the split edge back on itself. This way, you should get a nice and clean edge.

• In its right position, place the board up against the studwork. Install the screws on the board’s edges where a noggin or upright can be seen.

• Mark lines down across the board at the stud’s centre.

• Cut the end boards to length.

• Install the remaining boards as mentioned above. While doing this, make sure the factory edges are together.

• Cut any board extending into an opening and finish the edges using a surform.

We’d recommend you hire the professional services of a plasterer for the best results especially if you lack the necessary training or experience. Plasterboarding a wall can be a tricky challenge and you’d save yourself some time, money and effort by getting it right on the first trial.

How To Lay Loft Boards

Do you need more storage space in your home or property? If you live in a tiny space especially where extensions can’t be made sideways, why not look to the topmost area of your home and consider boarding out your loft to make it usable?

Boarding your loft can make for a fairly easy DIY project but like every other home improvement tasks, it requires some specific skill sets as well as knowledge for a successful construction. Therefore, we’d recommend you hire the services of a reliable professional in order to guarantee the best possible outcome, especially if you lack proper training or experience that’ll help you avoid some costly mistakes. Here, we’ll give you a good insight into the loft board laying procedures.

• Get The Right Tools & Equipment

The materials and supplies you’ll need to lay loft boards include loft boards, screws, tape measure and pencil, drill, hammer, saw, protective gear such as gloves and dust mask.

• Work Out The Area

Measure up the area you need the boards to cover. The standard loft features two different sizes (both are 18mm thick) which include 2400mm x 600mm and 1220mm x 320mm. You should ensure that the board you opt for fits through the loft hatch perfectly.

• Start Laying

Once you’re done working out the area, the next step is to put on your protective gear and start putting the boards in place. You should lay the boards in a staggered pattern so as to give a better strength. While doing this, watch out for any wire running through your loft so they don’t get trapped, you should also cut the boards for easy access to the light fittings’ top.

• Make It Permanent

Upon the successful placement of the boards in a way that offer a safe area to store things and stand on, you’ll have to screw them in place. Start by drilling 2 or 5 holes along the edge of individual boards in such a way that lines up with the centre of the joist below. Once done, then you can fix them in place with screws.

How To Put Up Plasterboard

Putting up a plasterboard is a vital process when it comes to home renovations. However as daunting as it may seem, with a good guide and regular practice you can master the skill within a small period of time. If you lack proper training and experience, we’d recommend you hire a seasoned professional plasterer for help so as to get the best result and also avoid additional costs due to possible damages.

Putting up plasterboard is way quicker than wet plastering and also significantly reduces the drying time that can slow down your renovation plans. With a plasterboard, you can delve straight into the decorating stage and achieve a smooth finish. Below are the steps required to put up a plasterboard.

• The first step is cutting the plasterboard to shape which be one of the most challenging parts of the process. This is because you’ll need to fit the board around things such as plug sockets and window sills. As a result, this involves cutting complex shapes rather than just a simple straight line. To get this done, simply mark out the cut required with the use of a tape measure, combination square and spirit level for a better precision. Once done, you can then use a plasterboard pad saw to cut along the marked spots.

• After you made the required cuts, the next step is putting up the plasterboard. And depending on where the boards are going to be put, this could be a very challenging task. If you’re going to put the boards on the ceiling or somewhere very high up, you’d probably need an extra pair of hands for help. To get this done, use the appropriate screws to secure the boards in place if you’re installing them directly on studs. However, if you’d be fixing them onto bricks or blocks, a drywall adhesive is your best bet.