Find a Builder you can trust in Invergordon.

In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

With homeowners now a lot more unwilling to move or make any costly extensions due to the uncertainty that lies ahead in the property market of the UK, a garden building which represents a cheaper alternative seems to be the best option available. Not only is it one of the most affordable ways to add space to your home while staying within your budget, but it’s also one of the best ways to add immense value to your property as more and more potential home investors are now seeking properties with an outdoor garden room. They’re the perfect investment for those looking to expand their space without having to carry out huge extension projects which normally consumes both time and money.

Garden rooms are best built by professionals to guarantee the best results. However, if you feel confident enough to undertake the project, then this guide will give you an idea of the process.

✓ Build the foundation. Here you can build the foundation using concrete, but in cases whereby there are root systems closeby then you can make use of low impact screw piles.

✓ Start the construction process with timber frame, SIP panels as well as other modular components and materials

✓ Once you’re done with the construction process, the next course of action will be to develop and position the roof structure on to the top of the newly constructed garden room. Here, you can also decide to use sun pipe and solar heating or PV panels. You can also protect the construction from the elements by making use of cedar cladding.

✓ Doors installation. The best type of doors to use here are draught sealed doors which can also be treated hardwood or powder coated aluminium .

✓ Make the finishing touches here and there and make sure all connections are complete.

Do I Need Planning Permission For A Loft Room?

The answer to this question is maybe. Generally, loft rooms are covered under “Permitted Development which means you won’t need to apply for a planning permission to build a loft room. This is like an advance planning permission provided by local authorities to allow some particular building works to be done such as loft conversions, rear extensions and more. When you’re covered by a “Permitted Development, you’re given the free range to oversee your home’s development without much interference from the regulations or the council. However, for permitted development to apply, there are some specific criteria that must be met. Therefore, if your loft room does not meet the following requirements given below, then you must complete a planning application before proceeding.

• In a terraced house, the converted loft space must not be more than 40 cubic metres.

• In a detached building or semi detached house, the converted loft space must not be more than 50 cubic metres.

• The existing roof slope at the front of the house must cover the extension made.

• The extension should not increase the height of the roof in any way.

• Verandas, balconies and any other structures of this nature must not be included in the extension’s plan.

• The side facing window openings should be at a minimum of 1.7 metres above the ground. The windows must be obscured as well.

• The roof extension should be set back as far as practically possible. It should be at a minimum of 20cm from the current eaves.

• The roof extension should not overhang the house’s roof or it’s wall.

• The materials to be incorporated must be the same or at least similar to what you already have on the house’s exterior.

Builders are everywhere, but finding one for your project can be tricky and stressful, with both cost and reliability coming into question. This is even more worrisome when you’re fully aware that your house extension can only be as good as the builder. If you’re also facing the same challenge, then you’ve come to the right place. In this article, we’ll share with you some tips on how to choose a professional and reliable builder who’ll ensure you get immense value for every penny spent. Let’s take a look!

✓ Ask for recommendations. To find a tradesperson, not just a builder, personal recommendations is the best way to go. Building a house extension is a major undertaking which comes with a lot of costs, so if you’re going to do it the least you can do is ensure you do it right. Carry out your research, ask friends and family, neighbours and loved ones if the know of any reliable builder in the local area. If they’ve have one they’ve used, you can request for the cost, quality of the job done, the duration of the project and any other detail you feel you should know.

✓ Search Online. Use our search feature to look at the builders available or submit and enquiry and we will find you one. Our site holds details of numerous builders and building companies which you can go through their ratings to select the best.

✓ Select a reliable builder from trading association. Most reliable builders are usually a member of a recognized trading association or the other. Though this is not obligatory for builders, but it can be used as a dependable medium to find a good builder. We list what trade association the builders are a member of.

Presenting with its unique sets of components, the price for every house renovation project varies considerably. Though giving a proper price for the house renovation is not possible, you can generally expect to pay anything between £40,000 and £75,000 for renovating a three-bedroom house.

You must list out all the changes needed since renovation comes with several potential costs. This makes it easier for you to calculate the renovation costs and start planning your budget accordingly.

Let us take a look at some of the crucial factors that affect the cost of renovating a house

• Property size

• Property’s condition and age

• Complexity oof the job

• Structural work

• Building extension work

• The quality of materials, fixtures and finishing

• Decoration

• Location

When it comes to renovating a three-bedroom house, the average cost is around £ 57,000. A new gas supply will cost you around £1,500, depending on the route of the supply. There may other additional costs involved if you are looking to do any work to extend the gas supply line.

The cost of rewiring a house is in the region of £5,750. That price will also be dependent on the complexity of the electrical systems in your house and the size. If you are looking at installing a new set of windows, it can cost you up to £6,000, with the average cost being about £4,250. Replastering walls will add another £2500 to the total budget. A new kitchen will set you back around £7,000, on average including the cost of design, materials and installation. Most renovations will need a new bathroom. Installing a new bathroom will cost you around £4,250.

Refurbishing a house brings about a plethora of benefits. These includes an increased sale value, an improvement on your quality of life or even simply to make it more visually appealing. All these are great when you look at them, but one thing that happens to be an hindrance for several homeowners is the cost of getting the project done. You may wish to set a budget, plan and prepare before commencement of the project, but the fact remains that, when it comes to refurbishing a house, nothing is certain. In fact, it’s advised to always expect the unexpected and have a lot of cash in reserve just in case something goes wrong. There are a wide range of factors that can play a key role in the overall cost of a house refurbishment. Minor refurbishment that should cost around £30,000 can easily go up to over a whooping £150,000 for a total transformation. Most of this cost will be expended on labour, and the next most significant expense, which is sourcing materials.

In general, the cost of your refurbishment project will depend on some factors which includes the size of the project, the materials used, the refurbishment or renovation level, the location of the property, the quality of the contractor hired and lots more. To estimate the cost of refurbishing your property, you can follow these simple steps:

✓ Write down a detailed list of all the things that needs to be done per room and try to be as specific as possible.

✓ Carry out a research of the labour cost in your area as well as the raw materials’ cost (here, you can make use of guides such as home advisor).

✓ Add an extra 10 to 15 percent on top of the calculated estimate for uprisings and repairs.

✓ Talk to your contractor to get a more accurate quote.

The simple answer to this question is... they can be! Although there are many types of porch designs that are available in the market, the uPVC porch happens to be one of the most loved and cost effective. Most home and property owners prefer the installation of a uPVC porch for a number of reasons. These includes:

• Value for money

It’s no coincidence the uPVC is widely accepted across the building industry with a plethora of uses. Not only is it relatively inexpensive to manufacture, but even the recycled uPVC is now becoming more and more useful. UPVC’s main rivals are wood and aluminium, and both are way more expensive to incorporate for frame profiles. Therefore, making use of uPVC is going to make your initial costs relatively low.

• Life Span

Although the main rivals in both hardwood and aluminium can also boast a lengthy lifespan just as uPVC. However, considering the price that you can get a uPVC, the lifespan is just incredible as it can be measured in decades.

• Aesthetic Appeal

UPVC gives you a wide range of foil colours that’ll fit your home perfectly well while also enhancing it’s visual appeal. You can actually get a porch that looks exactly like it’s manufactured from timber frames. To achieve this, all you need to do would be to make use of a wood grain surface finish. This is also long lasting, strong and resistant to fade.

• Little Maintenance

This is a very common feature of uPVC that makes it even more advantageous when used in making a porch. Unlike timber or wood which swells due to absorption of water or shrinks, you’ll never need to worry about all these distortions and more with uPVC. No painting, no sanding and ultimately, low maintenance required.

After making the decision to refurbish your home or property, the next obvious step is finding the right builder to get the job done. The process of getting a good and reliable builder can be a very tricky one especially when you don’t plan ahead. And in truth, the outcome of your house refurbishment project can only be as good as the contractor your hire. Consequently, finding the perfect builder for your task should be a top priority to get the best return on investment. Here are a few sources that will put you in the right direction to finding a reliable home refurbishment company.

✓ Friends, Relatives & Neighbours

If you have a friend, relative or neighbour that have recently completed a home refurbishment project, you can go for a visit to check out the work done. If you’re pleased with the work, you can proceed to ask about the work ethics of the builder and get the contact if satisfied.

✓ Internet

With the rapid rise of online technology, there’s hardly a service you can’t find on the internet. Websites like HomeAdvisor have been helping people find their desired service providers with relative ease for so long. To get the right building contractor online, it’s advisable to check reviews as well as testimonials before moving forward. Nowadays, you’re most likely going to find so many positive online reviews as some businesses now go to the extent of dubiously writing good reviews for their companies. As a result, it’s recommended to pay closer attention to the negative reviews and check if it’s something you can cope with before hiring a contractor.

✓ Store Contact Lists

You’ll discover a long list of building contractors on several stores trading building materials. These builders may not be affiliated with the store owners, but many stores see it as their responsibility to point you in the right direction so that the building materials acquired from them can be put to good use.