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Do you want to beautify and increase the value of your home? If yes, a refurb and house extension is definitely a great option to consider. Depending on your home extension project, the value that’ll be added to your home’s resale value varies. However, the cost of completing a house extension project can be huge, so you just might want to consider your financing options. Fortunately, there are various options through which your house extension project can be funded with each having its own pros and cons. Your specific circumstances will determine the one that’s going to work best for you, so let’s take a look at some of the best options to help you fund your project.

• Home Remortgaging

The process whereby a mortgage is transferred from one provider to the other is known as remortgaging. This is usually done to generate funds for a project by entering a more lengthy repayment term commitment when switching. If you want to raise your funds in a quick manner, this process works best.

• Savings

This is a good reason to cultivate a good saving habits. If you’ve been able to save up some mega bucks then you’d probably won’t have to borrow money to finance your house extension.

• Unsecured Loans

If you do not buy into the idea of borrowing more against your property, you may just be able to apply for an unsecured loan especially if you have a good credit record. A secured loan makes use of collaterals like a car or house to serve as a cover for the lender, meanwhile an unsecured loan is based mainly on the credit managing history of the borrower.

• Credit Card

There are some great benefits that comes with financing your small or medium scale extension project with your credit card. Not only does it offer some real lifeline if problems arise during the project, but you can also avoid paying excessive interest on the investment by ensuring your deal has a 0% introductory rate.

Have you decided to improve your property instead of moving? The common problem most homeowners face after deciding to embark on a home extension project is not knowing where to start. In this article we’ll walk you through everything you need to consider and put in place before commencement of your home extension project.

• Is the extension worth it?

Before breaking the bank, you must be sure that the project will add good value to your home. In terms of “value, this is not only limited to the financial gain after disposal of the property, but also several other juicy benefits to be derived from extending your home like an extra living space for the household to spread out and more.

• Do you need a planning permission?

Check with your local authority to determine whether or not you’ll require to submit an application. You can also consult a building expert like an architect for advice.

• What are the building regulation?

Even though planning permission can be dodged, you can not avoid building regulations. These regulations are the set national minimum standards for construction and design which you must comply with to ensure the safety of the individuals in and around it.

• Who will design the extension?

You have to decided whether you’ll hire a professional architect to design the extension or not.

• Who will manage the building work?

If your home extension project is designed and built by a professional company, they’ll be responsible for the management. However, if you decide to use an architect or designed it yourself, you’ll have to hire a main contractor to manage the build.

• How to set the budget?

There are so many factors that can affect the cost of an extension, so it’s better to get the costs from your builder before proceeding.

• Do I need yo inform my home insurance firm?

Absolutely! This is very important as the new extension may affect the rebuilding cost of your property which could have an impact on the policy premium.

• Do I need to inform my neighbours?

It’s very important to discuss your plan with your neighbours before applying for a planning permission and communicate about the concerns they might have.

Planning permission is not normally needed for a loft conversion as they are covered by permitted development rights. A conversion company will tell you if you do and help you with this. For more information, see our article about planning permission.

Do you know about 25 percent of heat that escapes from an uninsulated house are lost through the roof? Fortunately, roof insulation is something that can done by all DIYers irrespective of their experience levels. However, if you happen to lack the confidence necessary to pull off this, then it’s strongly recommended that you hire the services of a professional who can guarantee the best results and also save you time and money that could arise from potential cost mistakes. Let’s take a look!

• Clear out all clutter. This involves taking out all the rubbish and clutter from the loft. In order to work effectively, you’ll need a totally clear and empty loft space.
• Ensure that there’s sufficient insulation. The importance of a good ventilation cannot be overstated. Poor ventilation will result in forming of condensation and this condensation can make the roof timbers rot and compromise the structural integrity of the entire roof. If there are no roof windows which is the easiest way to provide a loft ventilation, the next best option would be to follow the loft floor along to the point where the roof comes down to meet it. There should be a gap at this point, also referred to as the eaves, between the outside wall and the underside of the roof.
• Measure your loft area. Take a measurement of the loft space in order to calculate the amount of insulation as well as the type you need. If you’re not sure, always get more that it’s required as skimming on the amount you use will only back fire in form of increased energy costs
• Check for water pipes.

To get started, simply make sure all cracks and gaps in the ceiling are filled using a standard filler or decorator caulk. Once done, clean the gaps in the joists and even to the point of hovering all the dust up. Finally,check for the hazards that can cause you problems before laying the loft insulation.

Rendering a house comes with a plethora of benefits. Not only is it able to brighten up houses that looks tired especially those with damaged brickwork or having discoloured render, but its also the final step of external wall insulation.

If you own a 3 bed house, you’ll probably want to know just how much it’ll cost to have it rendered. If yes, then you’ve come to the right place! In this article, we aim to look at the cost of rendering a house using the standard 3 bed house as an example. Firstly, it should be stated that there are numerous factors that affects the price of a rendering a house which includes the rendering type, the size of the house, the ease of access, the prep work required, whether or not scaffolding will be needed as well as your location and the quality of the contractor your hire. Out of all these factors, the most significant variables are probably the type of rendering you go for and the size of the house.

There are three types of render and the one you opt for will play a key role in the price of your 3 bed house. In this article, we’re basing our cost estimate for a 3 bed house (3 bed detached) on the size ranging from 110 per square metre to 160 per square metre. Now let’s look at the cost per square metre of each rendering type.

✓ The silicone or acrylic thin coat render is usually the most expensive option of the lot due to the fact that they’re the newest and also the best type of render. This rendering type usually costs within the range of £45 to about £75 per square metre.

✓ The monocouche modern through coloured rendering type are able to offer a decorative and waterproof finish for walls. They usually costs within the range of £35 to about £70 per square metre.

✓ Sand and cement render type is the traditional type which has been applied for several years. This rendering type usually costs within the range of £20 to about £45 per square metre.

Whether a basement is worth converting depends on your location and how much work it requires.

A basement conversion can be a great way to add space to your home, and can raise your property value. However, it can also be one of the most expensive ways to do this, so if there’s a possibility to extend your property, or convert a loft or garage, it’s worth considering this first.

You should also compare how much your basement conversion will cost with the amount it could raise your property value by. In some areas, a quality basement conversion could earn you money in the long run, but in others it’ll only cost you. If you’re planning on staying in your property for a long time this might not matter to you, but if it’s not your forever home then it’s an important thing to think about.

If you’ve converted a non-residential barn into a home, you might be able to reclaim some of the VAT that you’ve paid for your project. This includes money spent on:

• Construction materials

• Flooring

• Light fittings

• Kitchen units and worktops

• Electrical, heating and plumbing materials

To reclaim your VAT from HMRC, make sure you request and keep all of your invoices. You’ll also need proof of planning permission and evidence of completion. You should then submit your claim with all relevant paperwork within three months of receiving your completion certificate. You’re only allowed to submit one claim, so you’ll need to make sure you get it right first time.

If you’re currently experiencing some structural issues with your building or property and you’ve heard a thing or two about the several benefits associated with getting underpinning done, you may be wondering if underpinning might just be the answer to your worries. Well, one thing you should when it comes to underpinning is the fact that, while there are some structural issues that may actually warrant an underpinning job, there are also some situations that can not be fixed by underpinning. In this post, we’re going to consider the events whereby underpinning of your house will be required. Let’s take a look!

First and foremost, you should know that underpinning isn’t required for issues related to slab heave. Footing movements which are likely to reverse normally occur when the content of the soil moisture changes unevenly which gives rise to slab heave. This movement results for a reversible effect.

Generally, underpinning is done to remedy problems related with the movement of the footings of a building or property, but as stated above – not all movements require underpinning. So, when is underpinning required? More often than not, a situation that’s resolved by underpinning is the event whereby the footings of a building or structure drops or subside as a result of some reasons that are irreversible. For example, footing movements caused by a footing set on a soft or loose soil which may be irreversible.

In the event whereby the footings of your house haven’t been installed as deep as required during the initial construction, then you will need to have your building underpinned to make it more stable. If you’re also looking to increase the load on your foundation like adding another storey, you may also need to have your house underpinned to support the extra weight added.