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It can be very hurtful when you’re looking to get a house and then identifies one that’s almost perfect, but that one thing that’s lacking is significant enough to prevent you from making an offer. For instance, you may like neighbourhood, the lot’s size, the number of bedroom and lots more. However, the only thing that’s holding you from making an offer is the outdated kitchen. This is the point where you wonder whether a mortgage can include the cost of renovation. In this article, we’re going to give you a good insight into this and more. Let’s have a look!

One of the major things your lender will put into consideration when you apply for a mortgage is the price of the property in question. For instance, so you’ve found your “almost perfect home for let’s say £400,000 and the cost of your intended renovation work runs up to about £150,000. In this event, you’re definitely going to find lenders who wouldn’t be too keen to let go of their cash. And that’s mainly due to the fact that lenders are only able to afford you, at best, 95 percent of the purchasing price. In other words, if you really want the house, you’ll have to finance it yourself no matter how much potential you think the house possesses.

This, however, does not mean that you can’t find some mortgage lenders who’ll allow for building costs. They exist, but this will mostly take place when the work is complete and the property is revalued. You may also be lucky enough to get a purchase plus improvements mortgage which allows you to renovate now and pay off the renovations over time at a better interest rate than other loan types.

If you’re thinking about refurbishing your house or property but don’t know how to go about it, then you’ve come to the right place. In truth, not every home refurbishment works goes in exactly the same order, however it’ll do you some good to abide by a specific plan in order to avoid both unnecessary works as well as expenses. For instance, how would it feel if you have already closed walls and paint only to realize that there’s a need to include a new plumbing stack that has to go behind the wall? Not good, right? Well, this guide is designed to help you avoid such frustrating situations. Let’s have a look!

✓ Establish a plan. This involves carrying out a good assessment of what you’d like to refurbish and set the priorities like deciding where to start and making sure you have both the time and budget to complete the project.

✓ Set a budget. Establish a final amount that’ll be the threshold to your spending. It’s always good to add an additional 10% to 15% to cover unexpected costs.

✓ Hire a contractor. Carry out a research, reach out to many contractors, compare their prices, work quality as well as integrity before hiring.

✓ Talk to your insurance company. Find out if you have the amount of coverage that suits your needs from your insurance company before and after your project.

✓ Secure permits and order materials. Make sure you check with the latest regulations before commencement. Once done, you can start ordering the required materials.

✓ Start demolition. This is optional as it only applies if space is being added.

✓ Work behind the walls. This include doing all the works necessary behind the walls like plumbing, electrical, heating etc.

✓ Paint and install flooring

✓ Fit in the cabinetry

✓ Add finishing touches. This includes the last details and decorations.

Aside from the cold weather not being the most pleasant condition to work in, the winter weather can also cause a lot of problems for construction workers and even more so when you’re working with render. Poor weather conditions can generally cause a lot of harms on the final finish of a render. Below are some of the reasons why you should not consider rendering in a bad weather.

✓ Lime bloom. Render can be impacted by lime bloom as they are subjected to damp conditions and low temperatures while curing. This is due to the fact that cement are intolerant to slower drying conditions especially immediately affect its application.

✓ Top coats can be compromised. Coating are likely to get washed off before they’re even afforded the chance to set if drying conditions are low.

However, because its cold out there doesn’t necessarily imply that work must stop. It’s very possible to render during the winter months but to avoid potential pitfalls, we’ve got some tip that can be of great help. Let’s have a look!

✓ Check the weather forecast. Determine the drying and curing time and watch the forecast for the temperature dropping at night.

✓ Select the most suitable render. There are renders that are suitable for application in low temperatures to about 5℃ or even as low as 1℃. These types of render are fast setting which makes them perfect for the cold condition.

✓ Watch out for frost. Frost and render are enemies. Therefore, it won’t be wise to work with frosted materials, on frosted subtrates or apply below the recommended temperature that’s written on the product’s datasheet.

✓ Protect the finish. Make use of artificial enclosures around the scaffolding to battle adverse weather conditions.

How To Plasterboard A Wall

If you’re looking to plasterboard your wall, one of the essential things to have in mind is that the plasterboard must be hung horizontally and not vertically. Due to the way they’re manufactured, plasterboard sheets normally possess a “grain along the length. This implies that, it’s only when they’re firmly placed perpendicular against the wall that they’re able to achieve their maximum strength. Materials you’ll need to complete this task includes: Tape measure, stanley knife, pencil, spirit level, drill driver or screw gun, surform, drywall screws and handsaw. Now let’s have a look at the wall plasterboarding steps!

• To plasterboard a wall the first step to take is to place each board in such a way to make the edges the centre of the noggins and upright. Also, the the adjoining walls and door openings should fit closely to the edges.

• Work from the door opening to the ending wall. From the the stud’s edge to the noggin’s centre, use your tape measure to measure a cut board and as a rule to mark up.

• Place your spirit level on the marks and use the Stanley knife to run a line along the intended cut. Once done, turn the board on its edge and give a sharp push on the back to split.

• Cut the paper left with the knife after folding the split edge back on itself. This way, you should get a nice and clean edge.

• In its right position, place the board up against the studwork. Install the screws on the board’s edges where a noggin or upright can be seen.

• Mark lines down across the board at the stud’s centre.

• Cut the end boards to length.

• Install the remaining boards as mentioned above. While doing this, make sure the factory edges are together.

• Cut any board extending into an opening and finish the edges using a surform.

We’d recommend you hire the professional services of a plasterer for the best results especially if you lack the necessary training or experience. Plasterboarding a wall can be a tricky challenge and you’d save yourself some time, money and effort by getting it right on the first trial.

Well, just like many other team work, a bricklayer is only as good as his supporting cast. And a hard-working labourer should be able to keep three bricklayer gangs happy. But even when he gets to serve just one bricklayer, the site conditions and nature of the wall can also play a huge role in determining the number of bricks that can be laid within 24 hours.

With the best possible site condition, hard-working labourer and best scenario with no pillars, no face brick, long straight wall and no wall ties, a well trained bricklayer should be able to lay within a range of 800 to 1100 bricks all day long. However, you rarely get walls like this as there is always going to be some corner or curve somewhere which usually takes some time to get right. Furthermore, once the bricklayer has laid up to 5 feet, there’ll be a need to get some lift. From that point onwards, the job understandably gets slower and tougher - meaning there’ll most definitely be a face brick.

In addition, there are multiple other factors that can affect the number of bricks that can be laid in a day. Sometimes its the complex designs or weather that’ll determine the daily rate.

With the aforementioned factors and more realistically, on a good day and great site, an expert bricklayer should be able to lay about 500 to 800 bricks in a day. This is generally a very good target, but of course you never can tell with the reasons above and other factors that are simply beyond the control of the bricklayer. If you have a project and want it completed as soon as possible, you can pay the bricklayers based on the number of bricks laid to increase their efficiency.

How To Lay Loft Boards

Do you need more storage space in your home or property? If you live in a tiny space especially where extensions can’t be made sideways, why not look to the topmost area of your home and consider boarding out your loft to make it usable?

Boarding your loft can make for a fairly easy DIY project but like every other home improvement tasks, it requires some specific skill sets as well as knowledge for a successful construction. Therefore, we’d recommend you hire the services of a reliable professional in order to guarantee the best possible outcome, especially if you lack proper training or experience that’ll help you avoid some costly mistakes. Here, we’ll give you a good insight into the loft board laying procedures.

• Get The Right Tools & Equipment

The materials and supplies you’ll need to lay loft boards include loft boards, screws, tape measure and pencil, drill, hammer, saw, protective gear such as gloves and dust mask.

• Work Out The Area

Measure up the area you need the boards to cover. The standard loft features two different sizes (both are 18mm thick) which include 2400mm x 600mm and 1220mm x 320mm. You should ensure that the board you opt for fits through the loft hatch perfectly.

• Start Laying

Once you’re done working out the area, the next step is to put on your protective gear and start putting the boards in place. You should lay the boards in a staggered pattern so as to give a better strength. While doing this, watch out for any wire running through your loft so they don’t get trapped, you should also cut the boards for easy access to the light fittings’ top.

• Make It Permanent

Upon the successful placement of the boards in a way that offer a safe area to store things and stand on, you’ll have to screw them in place. Start by drilling 2 or 5 holes along the edge of individual boards in such a way that lines up with the centre of the joist below. Once done, then you can fix them in place with screws.

It shouldn’t do. Most companies will do all the interior work first, and the last job to do will be creating the opening from the house to the conversion. A reputable company will make sure they cause as little disruption as possible during this time.

Yes. Most extensions will add substantial value to your home, and you may find that the extension adds more value than it cost. However, it’s important to be sure that the home remains balanced. Extending your garage and leaving your property with no parking spaces, for example, may impact your ability to sell.