Find a Builder you can trust in Saffron Walden.

In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

With the title of this blog, do not be deceived into thinking the purpose is to encourage you to install an external insulation by yourself. Even as a competent DIYer, it’s not advisable to buy a couple of materials and start slapping it into the wall hoping for the best outcome. External insulation is by no means a DIY job and without the proper training and experience, it can easily turn out disastrous resulting in loss of time, effort and money in such a valuable project. This blog, however, will give you a great insight on how the installation process works and help maximize knowledge ensuring you do not spend more than necessary.

External Insulation Installation

lRender Test

• This is done to ensure the existing render is good enough for insulation support.

• If positive, the insulation can be applied directly onto it.

• If negative, ensure removal of the old render before fitting the insulation.

lPipework Adjustment & Removal

• Remove all pipework prior to insulation fitting

• Install temporary downpipes to ensure water is not wasted and everything continue to function normally during the insulation fitting process.

lWindow Protection

• Protect the window with a protective layer or film.

lStarter Track Fitting

• Determine level you want the insulation to start (height).

• Fit the aluminium start track or carrier tray at the identified level.

lInsulation Boards Fitting

• Apply a layer of adhesive to the board and glue them to the wall in a staggered pattern.

• Cut to fit round all obstructions and windows.

• File off the edge of the board where necessary using a rasp upon successful fitting of the boards

lMechanical Fixing Inclusion

• Hammer around 10 fixings per square metre into the board.

• This is to secure the insulation boards.

lBeading Fitting

• Add corner beads and stop beads to ensure the insulation is secure and to prevent it from making contact with other materials.

lReinforcing Mesh & Render Addition

• Apply two layers of strengthening properties and between the two layers of render, include a fibre glass mesh.

lPrimer Application

• Paint on the primer

lFinal Render Application

• Choose your most preferred texture and colour as this will be the last coating of the installation process.

lPipework Re-installation

• Re-install all detached pipework at the start of the installation process.

If you’re thinking about refurbishing your house or property but don’t know how to go about it, then you’ve come to the right place. In truth, not every home refurbishment works goes in exactly the same order, however it’ll do you some good to abide by a specific plan in order to avoid both unnecessary works as well as expenses. For instance, how would it feel if you have already closed walls and paint only to realize that there’s a need to include a new plumbing stack that has to go behind the wall? Not good, right? Well, this guide is designed to help you avoid such frustrating situations. Let’s have a look!

✓ Establish a plan. This involves carrying out a good assessment of what you’d like to refurbish and set the priorities like deciding where to start and making sure you have both the time and budget to complete the project.

✓ Set a budget. Establish a final amount that’ll be the threshold to your spending. It’s always good to add an additional 10% to 15% to cover unexpected costs.

✓ Hire a contractor. Carry out a research, reach out to many contractors, compare their prices, work quality as well as integrity before hiring.

✓ Talk to your insurance company. Find out if you have the amount of coverage that suits your needs from your insurance company before and after your project.

✓ Secure permits and order materials. Make sure you check with the latest regulations before commencement. Once done, you can start ordering the required materials.

✓ Start demolition. This is optional as it only applies if space is being added.

✓ Work behind the walls. This include doing all the works necessary behind the walls like plumbing, electrical, heating etc.

✓ Paint and install flooring

✓ Fit in the cabinetry

✓ Add finishing touches. This includes the last details and decorations.

Finding a builder nearby can have enormous assistance when it comes to your build. Period on site, their familiarity of local planning permission, constructors’ dealers and other local trades are all vital bits of knowledge that you’ll welcome on site.

It is always wise to walk around in your local area or drive to a site where any construction work is going on. It’ll give you a proper impression of the constructors who are active nearby. You don’t have to like their style of work or the project they are currently carrying out – after all, a builder can only produce what’s on the plans in front of them.

Find a Builder Other Tradesmen Recommend

If you’ve had to call an electrician before or a local plumber and liked their work, you can always ask them if they have any builders whom they would recommend. Maximum tradesmen get used to seeing the similar acquainted names from one place to another in the sites they are working on and every so often has favourites for who they like to work with — and who they see as a good source of work.

Always Talk to Previous Customers

Once you’ve found a builder you would like to work with, ask them for a list of previous customers they have worked with; they ought to be glad to offer particulars if they’re self-assured they’ve done an effective job.

Look for a builder online

A decent place to start looking for builders online is on sites like the ours so that you can find quality tradespeople and see genuine reviews from previous customers. Not all online review sites can be trusted to display real reviews.

With the numerous benefits that comes with the installation of an external wall insulation in a building, it’s also important to find out whether it’s also safe before proceeding to fit one in your home. Firstly, to ensure that external wall insulation systems are safe, they must be BBA approved, which means they’ve been subjected to a thorough testing by the British Board of Agrement and therefore, suitable for use in UK homes.

Given the fact that cladding materials have recently generated a lot of debate and negative press about how reliable some particular materials are, questions are being asked of the safety and reliability of external wall insulation. However we must clarify that, although external wall insulation can be classified under cladding, it is very different to rainscreen cladding - which caused the Grenfell fire tragedy.

External wall insulation is completely safe. However, when it comes to fire, the safety of your system depends largely on the insulation type in question. The safest type of insulation you can have installed is the Rockwool insulation boards which are rated as Euroclass A1 non-combustible. The board is specially designed in such a way that it contains fire - preventing it from reaching the other areas of the building. They also do not produce harmful emission or smoke when impacted by fire.

Meanwhile, the Wood Fibre, is also a great insulation which is known to char and not burn. Contrary to many beliefs, it actually burns slowly creating this charring effect which produces an oxygen barrier that helps reduce the spread of fire.

To make your system safer, you can also make use of Fibreglass Mesh for reinforcement. It helps to improve the strength of the tensile which promotes the security of the boards attached to the wall.

How To Dot And Dab A Plasterboard

If you want a fast and simple way to achieve a smooth and sturdy wall which is decoration-ready, then dot and dab plasterboard is the way to go! It’s a relative simple process but can also be a bit challenging. Therefore, if you lack the necessary training or experience, hiring a professional would be a great step to protect your investment and guarantee the best results. Here, we’ll provide you with a deep insight into the plasterboard’s dot and dab procedures. Let’s have a look!

• At the thickness of the board with the adhesive, mark the ceiling and floor as well as the wall to indicate the centre of each board.

• Ensure the wall’s height is 15mm more than the plasterboard

• Make a mixture of the adhesive and achieve a thick consistency. Apply a consistent layer of the mixture around the wall’s perimeter, edge of the ceiling and any other openings with the use of a trowel.

• Select dabs that are about 250mm long and 50mm to 75mm wide and apply the adhesive in them. Make use of 3 vertical rows for individual boards. Also ensure to apply, at skirting level, a band of adhesive.

• Position the board’s reverse side against the dabs, and laying against the packers. Then make the board align with the ceiling and floor marks with the help of a straight edge.

• Raise the board till its tight against the ceiling with a board lifter. Once done, use the plasterboard to wedge the board into place before you remove the board lifter.

• Repeat the same process for the remaining parts of the room. Once completed, make sure the adhesive is set before you remove the boards.

Any residential building work requires a general builder. The term Residential building work means any work which is involved in building a house or changing or adding to a home. It also comprises of mending, refurbishing, ornamenting or applying shielding treatment to home. A dwelling is defined as a building or a part where people live. This might include an apartment, house or a townhouse.

Here is a list of some of the works that require a building licence:

• construction of a garage, carport or a shed

• renovation for bathroom, kitchen or laundry

• structural landscaping and building swimming pools

• construction of conservatories and atriums

• house lifting for example, raising the height of an existing structure permanently

• removing and resitting dwellings

• steam rooms and saunas.

General building contracts might also involve work that needs a specialist. These works can be appropriately subcontracted. However, this work must be carried out by the container of a permitted contractor licence or competent administrator certificate in that specialist category.

There are a number of different categories of licences that are available depending on whether you want to oversee the work or have an agreement with another party. When you have a contractor licence, you will have the option of submitting a contact to bid on the work. You can only do the categories of work designated on your licence card. Contractor licences can be allotted to people and businesses and partnerships.

With a certificate of a qualified supervisor, you will be able to supervise the type of work specified in the certificate. Such certificates are only issued to individuals and do not allow you to contract for work.

The licence of an endorsed contractor is issued to those individuals who have applied for a contractor licence but also possess the necessary qualifications and experience to become a qualified supervisor.

Did you try rendering a wall but it doesn’t turn out the way you would have hoped for? Or perhaps you’ve been watching your wall render gradually deteriorate over time. Regard of your purpose, learning how to repair render cracks on wall is usually a great skill to have with your home maintenance in mind. However, whenever these crack are too large or difficult, we’d recommend you call in a reliable professional who can guarantee the best results for help. In this guide, we’re going to take you through the wall render repairing process. Let’s have a look!

No matter how solid a building material is, over time it’ll yield to the elements. When it comes to wall rendering it may be a case of too much sunshine or a costly mistake in the application process, but in truth, it cracks just because it cracks.

In order to repair render cracks, you’d have to start with a removal of damaged or cracked render. You’ll have to remove all the render or just a small section depending on the area you’re working on. If you’re able to clean all of the existing render as well as the paint over it all (both old and new), then removing a small section would work better as it makes it look neat and redone. Upon the removal of the existing render, the next important step would be to remove all loose material as well. Once done, you can then leave for up to 2 days to allow any trapped moisture to come out. Unfortunately, if the rains you’d have to wait till that dries too before you proceed.

Once dried, you can buy a pre-prepared render mix which already contains cement, lime and sand. Mix a 20kg bag with 4 litres of water (or check the product instructions and follow strictly), the mix to a fine consistency. Render is quick to dry, so you’d want to apply within 30 minutes of mixing. Make use of a trowel to apply the render on the affected spots and blend with the surrounding area.