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Do you want to beautify and increase the value of your home? If yes, a refurb and house extension is definitely a great option to consider. Depending on your home extension project, the value that’ll be added to your home’s resale value varies. However, the cost of completing a house extension project can be huge, so you just might want to consider your financing options. Fortunately, there are various options through which your house extension project can be funded with each having its own pros and cons. Your specific circumstances will determine the one that’s going to work best for you, so let’s take a look at some of the best options to help you fund your project.

• Home Remortgaging

The process whereby a mortgage is transferred from one provider to the other is known as remortgaging. This is usually done to generate funds for a project by entering a more lengthy repayment term commitment when switching. If you want to raise your funds in a quick manner, this process works best.

• Savings

This is a good reason to cultivate a good saving habits. If you’ve been able to save up some mega bucks then you’d probably won’t have to borrow money to finance your house extension.

• Unsecured Loans

If you do not buy into the idea of borrowing more against your property, you may just be able to apply for an unsecured loan especially if you have a good credit record. A secured loan makes use of collaterals like a car or house to serve as a cover for the lender, meanwhile an unsecured loan is based mainly on the credit managing history of the borrower.

• Credit Card

There are some great benefits that comes with financing your small or medium scale extension project with your credit card. Not only does it offer some real lifeline if problems arise during the project, but you can also avoid paying excessive interest on the investment by ensuring your deal has a 0% introductory rate.

Pitting, also referred to as spalling is the event whereby “pits” or small holes start showing on the surface of your concrete driveway which makes it appear both worn and uneven. Concrete driveway pitting is a common but highly frustrating problem for most homeowners. You’ll see some concrete driveways that’ll only start to pit after a couple of years, but this is not true for all concrete driveways as others will start to show signs only after a couple of months. So how do you tackle this issue? Well, it’s relatively simple to tackle, however if you’re not confident or lack the necessary skills, we’d recommend you get in touch with a reliable professional who can guarantee the best results for help. In this guide, we’ll take you through the concrete driveway pitting repair process.

✓ Prepare the pits by cleaning the area, clearing out all debris and more. The small pits can be cleaned with a stiff brush while a sturdy broom will do a good job for larger pits.

✓ Make use of a hose to spray the concrete pits and flush out all remaining bits of waste.

✓ If you’re tackling series of small pits, simply use a caulking gun filled with pre-mixed epoxy and specially formulated for concrete to fill the pits. Clear off the excess eproxy ensuring that its level with the concrete surface. Once done, simply leave for at least 24 hours before the application of a concrete sealant to prevent the wear and tear of the new concrete.

✓ Chisel out a little concrete and clean with a pressure washer. Once done, apply a concrete resurfacing compound mixture into the holes and use a trowel to level off.

✓ Ensure that the repaired concrete driveway is protected from rain and foot traffic for at least 6 hours (or 24 hours for vehicles).

Are you thinking about converting your garage into a new space? Be it a new bedroom, gym, library or playroom, one thing you’ll have to consider before getting started is whether or not you’re going to require a planning permission. Unlike extensions that needs additional space, garage conversion is all about changing the existing structure of a space that’s already available to you - your garage. As a result, these projects are mostly covered by a planning policy that’s a bit different.

For a garage conversion, it’s very unlikely that you’ll need a planning permission. As a matter of fact, only 10 percent of garage conversions has been estimated to need a full planning permission, with the others coming under the permitted development rights. The permitted development rights, however, only provides coverage for home improvements that’s internal which implies that so far you’re not trying to enlarge your garage, you’ll not require a planning permission. But if otherwise, you’ll have to submit an application before commencing your project.

If you’re looking to comply with the permitted development rights, then your project must comply with some specific guidelines. These rules include the following:

• The work should be internal. No plans to enlarge or extend the existing garage.

• You should make sure that the materials used in carrying out the garage conversion is the same with the materials used in building the existing house.

• The building should not be extended.

You may, however, require a planning permission if you’re going to change a detached garage into a living space which could be a bedroom, small annexe or a living room.

Some houses excluded from the permitted development rights include flats, listed buildings, some new developments and most homes in a conservation area.

Cavity wall insulation is basically the process of installing an insulating material between the two layers of brick making up a cavity wall, either as a retrofit measure or at the time of building. Obviously this is not a choice if you have solid wall, but for those who do possess a cavity wall, it represents an opportunity you may not want to let slide as it is a worthwhile and affordable wall insulation option. Clearly, cavity wall insulation will make your home or property feel warmer, but it also does come with a range of other benefits which is why we’d recommend installing it. In this post, we’re going to look at a number of reasons why having a cavity wall insulation done is a good idea.

• It’s one of the cheapest energy saving measures that’s available. Not only is cavity wall insulation really effective, but it can also deliver great saving. In other words, it possesses a bigger payback compared to other options. When compared to other types of insulation, you can’t install cavity walls insulation by yourself, however it’s not so expensive to have it installed. The cost of the insulation will be determined by a number of factors such as your location, the company hired and more.
• It reduces your energy bills. Cavity wall insulation can save you about £100 to £200 on a yearly basis on heating bills. In other words, this is usually able to pay for itself in as little as two years.
• It reduces your carbon carbon footprint. If your home is heated with gas or electricity like several other homes, producing that energy involves burning fossil fuels which is known to be hazardous for the environment. If the heat generated is now allowed to escape through the walls, that means you’d have to use more to keep up your required temperature. Installation of cavity wall insulation in homes will enable a more efficient usage of the energy which will ultimately cut UK’s carbon usage.

If you’re about to carry out a loft conversion project, you’d probably be wondering how long it’ll take to complete the task. Well, you’re not alone! This is one of the most common questions when it comes to loft conversion projects, however, providing a set timeframe for completion of such projects is impossible as all loft conversions vary. There are different factors that can determine the duration of your project. These factors include, the materials to be used, the type of the proposed loft conversion, the kind of staircase you’ll like to have installed, the number of windows included, the number of rooms to be added as well as a number of other influencing factors. As a result of these variables, the milestones and timings provided are only to be taken as guidelines. If you’d really like to have a set date, you can get in touch with a professional for help.

Generally, it’ll take up to 8 weeks to complete a loft conversion project.

✓ The first week activities will include putting up scaffolding, receiving the first materials for the build and creating an opening in the roof to gain access to the loft space.

✓ In the second week, the structure of the roof will be ammended and more support added.

✓ Third week, the floor joists will be fitted, building of the loft conversion will start, completion of the external roof works and commencement of plumbing and electric works.

✓ Fourth week, complete the building, construct the loft floor, fit the roof windows, insulation, ventilation and internal stud walls.

✓ Fifth week, apply plaster and plasterboard to the room walls, create a staircase opening and fit the new staircase.

✓ Sixth week, plaster the staircase area, complete plumbing and electrical works, hang the doors, fit skirting, handrails and bannisters and start decoration.

✓ Seventh week, complete the decoration and clean and wipe out all wastes.

✓ Eight week, complete all the remaining tasks.

The short and simple answer to this question is yes, you can build a room in your garden. In fact, if you want an additional space for a living room, dining room, games room, study room or perhaps you want something as cool as a pool house, then looking at your garden for a solution may just be the perfect answer to your need for an extra outdoor living space.

Outbuildings such as garden rooms do not usually require planning permission as they’re usually covered by the permitted development. As a result, making it even a lot more attractive to homeowners who would not like to pass through the stress involved or pay the money required to submit an application for planning permission. However, if you need your garden room to be covered by permitted development ( if it’s not a listed building or in a designated area), you must follow these guidelines:

✓ The garden room shouldn’t be in front of your home or property.

✓ The total area of your extensions, sheds and outbuildings ( which includes your garden room), must not go beyond 50 percent of the total land area surrounding your property.

✓ It must be a single storey that’s less than 3 metres high ( 4 metres for a dual pitched roof). And it must not go beyond 2.5 metres in height if the structure is within 2 metres of your boundary.

✓ The eaves must not go beyond 2.5 metres above ground level.

✓ It must not feature a balcony, veranda or any raised platform

✓ It must not be a self contained living accommodation.

The position of your garden room will be partly determined by the space available in your garden. If you need it to link it to your utilities then positioning it a bit close to your main house would be a cost effective choice unless you’re using off grid sources of power, heat as well as water.

There’s a huge range of different types of loft conversions. The most common are dormer and skylight or Velux conversions. There are also hip to gable and mansard conversions. The type of loft conversion that’s most suitable for your property will depend on the style of roof and the size of your loft.

So you’ve identified the type of garden room you’d like to construct in your property, chances are, you’ve already worked out where to put it and can’t wait wait to start spending valuable time on it. It’s very understandable to be a little impatient with the whole idea considering the numerous benefits provided by a garden, but just before you proceed with your plans there’s the need to first check whether or not you’re going to need a planning permission.

Factors determining whether you’ll need a planning permission includes where you intend to place it, the size of the room, how it’s going to be used as well as your location.

Generally, most garden rooms do not require a planning permission as they are categorized as outbuildings. In other words, you’re permitted to construct one so far you comply with some specific rules and have permitted development rights at your home or in your area.

If you want to build your garden room under permitted development, you have to comply with the following rules:

✓ The garden room shouldn’t be in front of your home or property.

✓ The total area of your extensions, sheds and outbuildings ( which includes your garden room), must not go beyond 50 percent of the total land area surrounding your property.

✓ It must be a single storey that’s less than 3 metres high ( 4 metres for a dual pitched roof). And it must not go beyond 2.5 metres in height if the structure is within 2 metres of your boundary.

✓ The eaves must not go beyond 2.5 metres above ground level.

✓ It must not feature a balcony, veranda or any raised platform

✓ It must not be a self contained living accommodation.

You should note that if your home is a listed building or you happen to live in a designated area, then you might not have permitted development rights.