Find a Builder you can trust in Ottery St Mary.

It can be very hurtful when you’re looking to get a house and then identifies one that’s almost perfect, but that one thing that’s lacking is significant enough to prevent you from making an offer. For instance, you may like neighbourhood, the lot’s size, the number of bedroom and lots more. However, the only thing that’s holding you from making an offer is the outdated kitchen. This is the point where you wonder whether a mortgage can include the cost of renovation. In this article, we’re going to give you a good insight into this and more. Let’s have a look!

One of the major things your lender will put into consideration when you apply for a mortgage is the price of the property in question. For instance, so you’ve found your “almost perfect home for let’s say £400,000 and the cost of your intended renovation work runs up to about £150,000. In this event, you’re definitely going to find lenders who wouldn’t be too keen to let go of their cash. And that’s mainly due to the fact that lenders are only able to afford you, at best, 95 percent of the purchasing price. In other words, if you really want the house, you’ll have to finance it yourself no matter how much potential you think the house possesses.

This, however, does not mean that you can’t find some mortgage lenders who’ll allow for building costs. They exist, but this will mostly take place when the work is complete and the property is revalued. You may also be lucky enough to get a purchase plus improvements mortgage which allows you to renovate now and pay off the renovations over time at a better interest rate than other loan types.

Converting your garage into a habitable room can be an option that’s too good to pass up especially when you’re in dire need of more living space in your home. If you’re in a similar situation and considering the cost of a single garage conversion in your home, then you’ve come to the right place! The fact is, the cost of a single garage conversion is dependent on a number of influencing factors which includes your specific plans as well as your location. Generally, the price of garage remodel is expected to cost about half of what you’ll incur when building a home extension or addition from scratch. However, before commencing a project of this magnitude you should put into consideration some things.

A single garage conversion is a huge job which typically involves wall insulation, floor raising, heating addition, cool and ventilation as well as updating doors and windows. Before you get started you should consider if converting your single garage into a room is a good option, whether a permit is required to convert a garage, the type of room a garage can become, does it add value to your home and how much its going to cost.

Just like any other home improvement project, garage conversion cost varies depending on several factors like your garage space specifications. Other factors include the general condition of your garage - the condition of your foundation, walls, floors or roofs, the ceiling and more, planning applications, your location, the services of a structural engineer, internal or external garages etc. According to Santander, the average cost of converting a single garage costs approximately £6,300. However, considering the aforementioned influencing factors we’d expect the cost of a single garage conversion to cost within the range of £5,500 to £10,500.

If you’ve decided to construct a porch to your property and now looking to figure out the cost required to complete the project, then you’re at the right place!

There are many factors that comes to play when determining the price of building a porch. These factors includes the size of the porch, the number of windows, the style of the roof as well as the type of the porch selected. Now let’s take a look at these factors one after the other.

• The Porch’s Size

As you would have correctly imagined, a large porch will definitely cost more money than a smaller one. A rough estimate of a porch’s cost per square metre is approximately £1,400.

• The Number Of Windows

Just like in the scenario above, the more the number of windows to be incorporated, the more money you’ll have to pay to complete your porch. A porch window will generally cost you within a range of £300 to £1,000

• The Style Of The Roof

There are two popular styles of porch’s roof which includes a tiled rood and a rubber flat roof. Generally, roof tiles are costlier than a rubber flat roof. A tiled roof would cost you between £0.80 to £1.80 per roof tile, while a rubber roofing will cost your between £70 to £90 per metre squared.

• Type Of The Porch

Another huge determinant of a porch’s price is type of material incorporated. For instance, if your preferred type is a lean-to, the price of a uPVC would be between £2,300 to £2,700. Meanwhile, a flat gable roof porch should cost within a range of £3,300 to £3,800.

Kindly note that the costs quoted in this article are only rough estimates, for a more accurate estimate you can contact a porch building professional within your local area.

Cement is a crucial element in bricklaying that’s widely used in both construction as well as finishing works. Generally, they’re used to aerate concrete blocks, connect bricks, prepare plaster, floor levelling as well as the making of precast products. The major reason cement is one of the most common construction materials as its incredible ability to hold structure together. To get a cement plaster, you’d simply have to mix cement with both water and sand. However, when you mix cement with lime, sand and water, you’ll get a mortar.

For cements mortars to be used inside joints, you’ll have to include 1 part cement at the minimum to not more than 2 parts sand by weight which should be dry mixed and moistened with enough water to allow for troweling and packing without falling apart. Generally, the cement sand ratio in a mortar is in between 1:2 to 1:6. The cement and sand mix ratio is largely based on the importance of the project.

Cement provides a plethora of uses in bricklaying and these includes:

• Preparation of cement concrete

• Preparation of cement mortar

• Building fireproof and thermal proof structures

• Building chemical proof structures

• Serving as a grout material

• Building hydrographic and frost resistant structures

• Manufacturing precast members

• Constructing aesthetic concrete

• Constructing cement concrete roads

There are several types of cements with each having its specific purpose. For instance, the type of cement more suited to building a fire proof structure is a high alumnia cement and to build a hydrographic structure, cements like expanding cement, hydrophobic cement, pozzolana cement and quick setting cement are the best bet. Acid resistant cements are more useful in building chemical proof structures, portland cements are best suited to making grout materials, while coloured cements are preferable to building aesthetic structures.

In a nutshell, a mortgage loan is for the acquisition of an asset, so lenders won’t tend to give you anything else in a mortgage that is going to cover your home renovation costs. When you are applying for your mortgage, your provider will examine the price of your new household. For example, if you’re planning to buy a property for £200,000, but you need another £50,000 to help improve it, you’ll find that your lender might turn you down.

Essentially, with any mortgage loans that you take out on your possessions, the bank or creditor theoretically owns your home till you’ve entirely paid off your loan, which is why it is very unlikely that you will get extra funds from them. There are some mortgage providers who will be willing to add on some building costs, but it is entirely up to you whether to choose it or not.

With most mortgages, banks and other lenders will usually give you a maximum of 95% of what you purchased your property for. That means, that even if you contemplate the household has the probability to be valued at so much more, you’ll have to find an alternative way of paying for the developments you have in attention. So, if the accumulation of extra funds on to your mortgage loan is out of the question, you’ll need to find additional ways of paying for the home developments.

It is well and good if you have the cash saved up, or else, you can explore other payment options which your bank or lender may be able to help you with. There are several methods by which you can collect the cost to pay for the improvements, from personal loans to credit cards or even overdrafts, there are tons of ways to lending money. Keep in mind these are all forms of debt so keep an eye out for the interest rates when you are repaying.

As with every home development project, a home makeover comes with heaps of preparation and, hard work, but it is a remarkable way to breathe new life into an old home.

RESEARCH PERIOD FEATURES AND SAFEGUARD THEM

Get to know your household better, the time it was constructed in, and the kind of individuals who would have lived there. The greatest tactic is to repair current structures, make the house dry and safe.

CHECK FOR RENOVATION RESTRICTIONS BEFORE YOU START

There are certain restrictions that don’t allow you to remodel your house after a certain extent, it should be made clear to you when you purchase the property but if you are unsure about the regulations you should check them up, as it is a criminal offence to carry out unauthorised work to a listed home. Restrictions in Conservation Areas generally affect only the exterior of the property as the intention is to ‘preserve or enhance the character or appearance’ of an area, but the right to develop your house will be affected. This means the kind of work that you could have easily completed in a different location may need certain planning and even permissions to complete in your area.

CREATE A DESIGN FOR YOUR HOUSE RENOVATION

It is very important that you take your time to perfect the design. This will help to ensure that the finished work is in tune with your needs. You will also need to figure it out how the changes might play with the original building.

FIND THE BEST CONTRACTORS FOR YOUR RENOVATION

If you are planning on managing the renovation project yourself, it is advisable to ask from friends or family who have renovated their house before and have undergone a similar experience. They can help you find the right architect and builder. Or else, you can always opt for a project manager.

Tiling a porch roof is a very important but laborious and difficult task. A project of this magnitude will require a large investment in planning and preparation way before the actual installation process takes place. It can be a brand new porch roofing tile or a replacement of the existing one, either way it’s crucial to get the right technique. If you lack proper training or experience in this field, we’d recommend you hire the services of a reliable professional probably within your local area to guarantee the best results and to save yourself some time and money. This guide will give you a good insight into the porch roof tiling process. Let’s have a look!

• With the crown looking upwards, put the first tile on the batten and centre the tile from side to side.

• Hammer a 10d nail at the base of the tile and into the batten (make sure not to overdrive the nail).

• To provide a much needed support, apply a little mortar under the first tile.

• Identify the inner end of the first tile and place another tile on top. Take a measurement from the outer end and adjust the end of the second tile to fit.

• Just like you’ve done with the first tile, nail the second tile into the batten.

• Position two tiles at the both ends of the ridge and proceed with the installation just as you’ve done with the previous tiles.

• Take a measurement of the distance across the ridge from the first tile’s outer end. Once done, you can then calculate the number of tiles required by subtracting 16 inches from your measurement and divide the answer by 8.

• Beginning at the second tile on one end of the ridge, install the half the number of ridge tiles towards the centre of the ridge. Now install the remaining tiles working from the opposite end to the ridge’s centre. At the centre of ridge should be a key tile with mortar.

Pitting, also referred to as spalling is the event whereby “pits” or small holes start showing on the surface of your concrete driveway which makes it appear both worn and uneven. Concrete driveway pitting is a common but highly frustrating problem for most homeowners. You’ll see some concrete driveways that’ll only start to pit after a couple of years, but this is not true for all concrete driveways as others will start to show signs only after a couple of months. So how do you tackle this issue? Well, it’s relatively simple to tackle, however if you’re not confident or lack the necessary skills, we’d recommend you get in touch with a reliable professional who can guarantee the best results for help. In this guide, we’ll take you through the concrete driveway pitting repair process.

✓ Prepare the pits by cleaning the area, clearing out all debris and more. The small pits can be cleaned with a stiff brush while a sturdy broom will do a good job for larger pits.

✓ Make use of a hose to spray the concrete pits and flush out all remaining bits of waste.

✓ If you’re tackling series of small pits, simply use a caulking gun filled with pre-mixed epoxy and specially formulated for concrete to fill the pits. Clear off the excess eproxy ensuring that its level with the concrete surface. Once done, simply leave for at least 24 hours before the application of a concrete sealant to prevent the wear and tear of the new concrete.

✓ Chisel out a little concrete and clean with a pressure washer. Once done, apply a concrete resurfacing compound mixture into the holes and use a trowel to level off.

✓ Ensure that the repaired concrete driveway is protected from rain and foot traffic for at least 6 hours (or 24 hours for vehicles).