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Do you want to beautify and increase the value of your home? If yes, a refurb and house extension is definitely a great option to consider. Depending on your home extension project, the value that’ll be added to your home’s resale value varies. However, the cost of completing a house extension project can be huge, so you just might want to consider your financing options. Fortunately, there are various options through which your house extension project can be funded with each having its own pros and cons. Your specific circumstances will determine the one that’s going to work best for you, so let’s take a look at some of the best options to help you fund your project.

• Home Remortgaging

The process whereby a mortgage is transferred from one provider to the other is known as remortgaging. This is usually done to generate funds for a project by entering a more lengthy repayment term commitment when switching. If you want to raise your funds in a quick manner, this process works best.

• Savings

This is a good reason to cultivate a good saving habits. If you’ve been able to save up some mega bucks then you’d probably won’t have to borrow money to finance your house extension.

• Unsecured Loans

If you do not buy into the idea of borrowing more against your property, you may just be able to apply for an unsecured loan especially if you have a good credit record. A secured loan makes use of collaterals like a car or house to serve as a cover for the lender, meanwhile an unsecured loan is based mainly on the credit managing history of the borrower.

• Credit Card

There are some great benefits that comes with financing your small or medium scale extension project with your credit card. Not only does it offer some real lifeline if problems arise during the project, but you can also avoid paying excessive interest on the investment by ensuring your deal has a 0% introductory rate.

Do you want your house to be built using brick? Or perhaps you just require the professional services of a bricklayer. Regardless of your bricklaying needs, the cost charged depends on each job as every job is unique. Bricklayers generally look at each task individually and charges based on the complexity of each. We’ve put together this guide to give you an idea of the costs charged by bricklayers. Let’s have a look!

Generally, bricklayers charge either based on a daily rate or a fixed price for a particular amount of bricks ( usually a thousand bricks or 10 - 12 metres square). On the average, an experienced bricklayer can charge within a range of £150 to £200 daily rate and if a labour is needed for the job, an additional £60 to £100 may be included to get the job completed in a quick and fast manner. If the quoting is done based on the number of bricks to be incorporated, then a thousand bricks will be quoted in between £350 to £450 which should be completed in a couple of days.

You should however take note that most times, the bricklayer’s cost will depend on the amount of work involved in the project. As a result, a more tedious and challenging project will most definitely cost more than a simpler one. Examples of some difficult projects that’s likely to cost more are hard to reach areas, difficult sites as well as second storeys which are considered to be more challenging than single storey buildings. What’s more? The complexity of the project is also a great cost factor. While some projects are basically direct and straightforward, others involve curves and more complex designs which will ultimately make the cost jump up.

How To Dot And Dab A Plasterboard

If you want a fast and simple way to achieve a smooth and sturdy wall which is decoration-ready, then dot and dab plasterboard is the way to go! It’s a relative simple process but can also be a bit challenging. Therefore, if you lack the necessary training or experience, hiring a professional would be a great step to protect your investment and guarantee the best results. Here, we’ll provide you with a deep insight into the plasterboard’s dot and dab procedures. Let’s have a look!

• At the thickness of the board with the adhesive, mark the ceiling and floor as well as the wall to indicate the centre of each board.

• Ensure the wall’s height is 15mm more than the plasterboard

• Make a mixture of the adhesive and achieve a thick consistency. Apply a consistent layer of the mixture around the wall’s perimeter, edge of the ceiling and any other openings with the use of a trowel.

• Select dabs that are about 250mm long and 50mm to 75mm wide and apply the adhesive in them. Make use of 3 vertical rows for individual boards. Also ensure to apply, at skirting level, a band of adhesive.

• Position the board’s reverse side against the dabs, and laying against the packers. Then make the board align with the ceiling and floor marks with the help of a straight edge.

• Raise the board till its tight against the ceiling with a board lifter. Once done, use the plasterboard to wedge the board into place before you remove the board lifter.

• Repeat the same process for the remaining parts of the room. Once completed, make sure the adhesive is set before you remove the boards.

A garden room extension, also referred to as Sunroom or Solarium, is basically a stand alone garden building that’s totally detached from the home. They are typically semi-glazed building that features a tiled roof rather than glass. What would have been good examples of garden rooms extensions include conservatories, orangeries as well as pool houses, however they are constructed with the help of different materials and features which ultimately makes them different to garden rooms.

Garden room extensions are built with the major purpose of adding extra functional living spaces for a wide range of room options such as a second living room, dining room, study space, home garden office or a rehearsal space - the options are numerous. In other words if you’re looking for an additional usable space within your home or property, a garden room extension can be designed to suit your needs. So whether you need comfy sofas for evening relaxations, a sturdy office desk for work or large dining room table for dinners with family and friends, a garden room extension can be all that you need to achieve to your living space goals or just to add more value to your property.

Garden rooms extension has multiple alternatives such as a conservatory, garage conversion, loft conversion, extension and garden rooms. However, it has some great benefits over its alternatives. These benefits include, being very cost effective, hassle free, can be built within 5 to 9 days, rarely requires planning permission, does not require building regulations approval, includes a full professional installation and management without any need for subcontractors, modern and unique as well as being very versatile. Overall, if you’re looking to create an additional space in your home without having to break the bank, then garden room extensions may be your best bet.

It can be very hurtful when you’re looking to get a house and then identifies one that’s almost perfect, but that one thing that’s lacking is significant enough to prevent you from making an offer. For instance, you may like neighbourhood, the lot’s size, the number of bedroom and lots more. However, the only thing that’s holding you from making an offer is the outdated kitchen. This is the point where you wonder whether a mortgage can include the cost of renovation. In this article, we’re going to give you a good insight into this and more. Let’s have a look!

One of the major things your lender will put into consideration when you apply for a mortgage is the price of the property in question. For instance, so you’ve found your “almost perfect home for let’s say £400,000 and the cost of your intended renovation work runs up to about £150,000. In this event, you’re definitely going to find lenders who wouldn’t be too keen to let go of their cash. And that’s mainly due to the fact that lenders are only able to afford you, at best, 95 percent of the purchasing price. In other words, if you really want the house, you’ll have to finance it yourself no matter how much potential you think the house possesses.

This, however, does not mean that you can’t find some mortgage lenders who’ll allow for building costs. They exist, but this will mostly take place when the work is complete and the property is revalued. You may also be lucky enough to get a purchase plus improvements mortgage which allows you to renovate now and pay off the renovations over time at a better interest rate than other loan types.

Generally, extensions can be a very tricky undertaking - where it can be quite difficult to have a clear comprehension of the rules, regulations as well as costs. Therefore before you rush in to kick start your ground floor extension project, it’ll be wise to get a good grip on the cost. In this article, we’re going to give you a rough estimate of the cost of a ground floor extension. Let’s take a look!

Just like several other home improvement projects, the cost of constructing a ground floor extension is based on a number of things which includes the size, materials used, your location, the quality of the tradesmen or company hired and lots more. For instance, if you happen to reside in London, the cost of your ground floor extension is going to be a lot higher than the other regions.

The single cost of a ground floor extension should fall within the range of £1,500 per square metre to about £2,000 per square metre. However, if you happen to live in London or the South East, this price can reach up to £1,900 per square metre to about £2,400 per square metre. These prices are for good quality ground floor extensions only. Basic or low quality extensions would naturally cost less while superior quality extension will cost more.

Now looking at the size of the ground floor extension, if you’re looking for a size of about 5m x 5m, you can expect to pay a price within the range of £32,000 to about £36,000. And as usual, in London or the South East, this price can reach up to £50,000 or even more. And that’s just for constructing the extension. If the other relevant costs like the 10 percent to 15 percent professional fees for the architect, planning application (if needed), building regulations and more, the price goes up.

Over the years, more and more home and property owners are beginning to realize the huge benefits that can be derived from loft insulation being a worthwhile investment. It’s quite worrisome the way in which energy bills have soared over the past 10 years and loft insulation is a considerable affordable energy efficiency measure that can go a long way to help increase your home’s energy savings.

As far back as the 1980’s, the standard when it comes to insulation thickness was 25 mm to 50 mm which was, at the time, considered to be sufficient. However, building regulations have changed the norm that now states that a new build needs to possess 270 mm of insulation in the loft in order to achieve the required u-value of less than 0.16/m2k based on the standard rock wool or sheep wool insulation.

Generally with loft insulation, there’s a law of depreciating returns which implies that the first couple of insulation centimetres will save you many times the cost of the installation, however an extra layer or centimetre is going to add less value to the point where it’ll no longer be wise or worthwhile to add any further centimetre. Therefore, with cheaper energy prices 30 years back, that additional couple of centimetres was not just worthwhile, but with the recent alarming rises in costs of fuel, that additional £10 savings per year has all of sudden changed to £30 which makes it become a lot more attractive.

If you already have 270 mm of loft insulation, regardless of the material you’re looking to add you’re most likely not going to benefit from a top up. The cost of the materials and installation will definitely be too high for the couple of pounds it’ll save you per year.

What Is Plasterboard?

The plasterboard is unarguably one of the most common building materials across the globe. Sometimes referred to as gypsum board, gyprock, drywall or wall board, the plasterboard is mostly incorporated for ceiling cladding and interior walls in several homes and offices in recent times. However, despite its global acceptability, it’s a very misunderstood building material.

The plasterboard is manufactured using a gypsum core with a heavy paper covering both sides of the sheet. The measurement of a standard plasterboard sheet is a length of 2.4 metres in and a width of 1.2 metres, with a thickness of about 13mm. The board usually have either a bevelled or a bit flat edge. The bevelled edge makes it easy for the installers to use a plaster to smooth out the surface after nailing the sheets to walls and ceilings as well as taping the edges.

The plasterboard comes in different types. Although various manufacturers provide a unique name for their products, but they’re all included in one of the following categories:

• Water Resistant Plasterboard - This type of plasterboard are best suited to be used in water areas like bathroom, laundry rooms and kitchens.

• Acoustic Plasterboard - Due to its sounding proofing qualities, this type of plasterboard is preferred to be used in home theatres or noisy areas.

• Flexible Plasterboard - This is to be incorporated on curvy surfaces.

• Fire Resistant Plasterboard - Just like the name implies, this type of plasterboard is best suited for use in high fire hazard areas.

If you’re about to kick start some small renovations around your house or office, using a plasterboard to clad your walls is a very simple and worthwhile task. However, if you want to do major renovations or need to apply plasterboard to your ceiling, the best option would be to leave it to a seasoned professional.