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Do you want to beautify and increase the value of your home? If yes, a refurb and house extension is definitely a great option to consider. Depending on your home extension project, the value that’ll be added to your home’s resale value varies. However, the cost of completing a house extension project can be huge, so you just might want to consider your financing options. Fortunately, there are various options through which your house extension project can be funded with each having its own pros and cons. Your specific circumstances will determine the one that’s going to work best for you, so let’s take a look at some of the best options to help you fund your project.

• Home Remortgaging

The process whereby a mortgage is transferred from one provider to the other is known as remortgaging. This is usually done to generate funds for a project by entering a more lengthy repayment term commitment when switching. If you want to raise your funds in a quick manner, this process works best.

• Savings

This is a good reason to cultivate a good saving habits. If you’ve been able to save up some mega bucks then you’d probably won’t have to borrow money to finance your house extension.

• Unsecured Loans

If you do not buy into the idea of borrowing more against your property, you may just be able to apply for an unsecured loan especially if you have a good credit record. A secured loan makes use of collaterals like a car or house to serve as a cover for the lender, meanwhile an unsecured loan is based mainly on the credit managing history of the borrower.

• Credit Card

There are some great benefits that comes with financing your small or medium scale extension project with your credit card. Not only does it offer some real lifeline if problems arise during the project, but you can also avoid paying excessive interest on the investment by ensuring your deal has a 0% introductory rate.

More often than not, several homeowners fail to realize there’s so much value sitting right under their roof - the loft. When a loft is insulated, there are so many juicy benefits that can be derived. It can go a long way to save increase you energy savings and several more functions. Therefore, if you really wish to maximize the space under your home’s roof, you’d have to considering insulating it. So how much would it cost to have your loft insulated? Here, you’ll discover the cost of insulating your lofts so you that you can set a budget and start to plan.

The cost of insulating a loft is actually affordable for several individuals, however, this depends on a wide range of factors such as the size of the house as well as the type of insulation being installed. One significant factor is the insulating material that you choose to install. If done properly, you’d be able to prevent heat from escaping through the roof of the house which helps improve energy efficiency and ultimately, save you some money on heating bills.

If you’d prefer to make it a DIY project and you go for a blanket insulation it costs about £5 per m2. therefore, this will cost within the range of £100 to about £150 for a small home.

For a professional service, you’ll be provided with a quote for both the materials and labour. The amount will be based on the number of insulation required, the company hired, your location as well as the method selected. The price to purchase and install blanket insulation  would be between the range of £300 to £400 depending on the size of your home.

With the numerous benefits that comes with the installation of an external wall insulation in a building, it’s also important to find out whether it’s also safe before proceeding to fit one in your home. Firstly, to ensure that external wall insulation systems are safe, they must be BBA approved, which means they’ve been subjected to a thorough testing by the British Board of Agrement and therefore, suitable for use in UK homes.

Given the fact that cladding materials have recently generated a lot of debate and negative press about how reliable some particular materials are, questions are being asked of the safety and reliability of external wall insulation. However we must clarify that, although external wall insulation can be classified under cladding, it is very different to rainscreen cladding - which caused the Grenfell fire tragedy.

External wall insulation is completely safe. However, when it comes to fire, the safety of your system depends largely on the insulation type in question. The safest type of insulation you can have installed is the Rockwool insulation boards which are rated as Euroclass A1 non-combustible. The board is specially designed in such a way that it contains fire - preventing it from reaching the other areas of the building. They also do not produce harmful emission or smoke when impacted by fire.

Meanwhile, the Wood Fibre, is also a great insulation which is known to char and not burn. Contrary to many beliefs, it actually burns slowly creating this charring effect which produces an oxygen barrier that helps reduce the spread of fire.

To make your system safer, you can also make use of Fibreglass Mesh for reinforcement. It helps to improve the strength of the tensile which promotes the security of the boards attached to the wall.

The main reason that people use cladding or rendering on their property is the aesthetic benefit. These materials can really boost the appearance of a home. Cladding and rendering can also increase the thermal performance of a property. Speak to a specialist to find out whether your property will benefit.

A barn conversion can be a great investment for lots of reasons. When done well, barn conversions can be great at holding their value, meaning you could sell yours for a great price. They can also look fantastic, often with period features coupled with large areas of glazing. This can make them a great place to live, especially if you enjoy being in the countryside.

However, barn conversions do have their disadvantages. They may require extensive renovation work to bring their energy efficiency levels up to standard, which can be very expensive. It’s also important to be aware of their location – they might be on a working farm or close to several other converted buildings.

It’s essential to get a survey conducted before you buy a barn you plan to convert. This can tell you about any structural problems it might have and give you an indication of whether you might be able to get permission to convert it. You can also buy barns with planning permission already in place.

Many types of loft are suitable for a loft conversion. In general, you will need at least 2.3 metres of headroom in your existing loft. This is to make sure there is enough headroom after the conversion. Speak to a conversion specialist about the probability and possibility of doing this in your house.

Often referred to by many as the holy grail of home improvements, house extension comes with a wide range of benefits which makes it easy to see why the extension could be a great uptick in the potential price of your property in terms of sales. So if you’re looking to build a new home extension but still not convinced about the project, we’re here to help you. Being fully aware any home construction work is usually a heavy investment, there’s a huge need to be set on your decision before scheduling the commencement of any work. So are house extensions worth it? Below are some of the top benefits offered by house extensions to help you decide if it’s the most suitable route for you.

• Add To Your Home’s Value

Building an home extension is a great way to add value to your home before selling. Increasing the living space of your home is an incredible appeal to many buyers which significantly increases your property’s total value. However, you must ensure that the extension is impressively designed using top quality materials in order to generate more value.

• Good Alternative To House Moving

The most common reason for moving is usually due to a lack of sufficient space, but with house prices steadily on the increase a cost effective alternative is highly sought after. This alternative is house extension which creates more space for the household to spread out and have more privacy.

• You May Not Require A Planning Permission

You can extend your house and still not need to apply for a planning permission. To achieve this, simply comply with the laid down rules set under the permitted development rights.

• Extra Living Space

If you fill you’re starting to outgrow your existing structure and do not buy into the idea of moving, then your best bet might just be to extend your home.

If you’re about to carry out a loft conversion project, you’d probably be wondering how long it’ll take to complete the task. Well, you’re not alone! This is one of the most common questions when it comes to loft conversion projects, however, providing a set timeframe for completion of such projects is impossible as all loft conversions vary. There are different factors that can determine the duration of your project. These factors include, the materials to be used, the type of the proposed loft conversion, the kind of staircase you’ll like to have installed, the number of windows included, the number of rooms to be added as well as a number of other influencing factors. As a result of these variables, the milestones and timings provided are only to be taken as guidelines. If you’d really like to have a set date, you can get in touch with a professional for help.

Generally, it’ll take up to 8 weeks to complete a loft conversion project.

✓ The first week activities will include putting up scaffolding, receiving the first materials for the build and creating an opening in the roof to gain access to the loft space.

✓ In the second week, the structure of the roof will be ammended and more support added.

✓ Third week, the floor joists will be fitted, building of the loft conversion will start, completion of the external roof works and commencement of plumbing and electric works.

✓ Fourth week, complete the building, construct the loft floor, fit the roof windows, insulation, ventilation and internal stud walls.

✓ Fifth week, apply plaster and plasterboard to the room walls, create a staircase opening and fit the new staircase.

✓ Sixth week, plaster the staircase area, complete plumbing and electrical works, hang the doors, fit skirting, handrails and bannisters and start decoration.

✓ Seventh week, complete the decoration and clean and wipe out all wastes.

✓ Eight week, complete all the remaining tasks.