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Are you interested in extending your home to create more living space? If yes, then you’d probably want to know how much value it can add to your property in order to compare the building costs to the potential value gain. Well, as long as you know what you’re doing, your house doesn’t necessarily have to be a money pit. So what are your options when talking about home extensions and what’s the associated value to be gained?

• Bathroom Extensions

Although you should have it in mind that bathroom extensions isn’t usually that cheap, but once done, it can increase the value of a standard UK house within the range of £12,000 to £15,000. Meanwhile the finishing cost of a bathroom can range from £2,500 to £7,000.

• Single or Double Storey Extensions

Single storey extensions are always huge when it comes to increasing the value of your home - giving about 4 to 7 percent increase. If it goes that far, then literally nothing beats a full spectrum, double storey extension which can give up to 11 percent increase in the value of a property - equalling about a whooping £33,000 for a standard home in the UK.

• Conservatory Extension

With conservatories becoming more and more popular in the UK due to the weather conditions, several buyers are now including it’s availability as part of the criteria for purchasing a house. Wonder why? This is simply because everyone wants to enjoy their garden all throughout the year. As a result of this high demand, adding this type of extension to your house can go a long way to increase it’s value. However, it’s very important to incorporate high quality materials during construction. With glass conservatories offering, on the average, up to £5,000 increase in value, the cheaper PVC alternative offers much less value and can also deter potential buyers.

It can be very hurtful when you’re looking to get a house and then identifies one that’s almost perfect, but that one thing that’s lacking is significant enough to prevent you from making an offer. For instance, you may like neighbourhood, the lot’s size, the number of bedroom and lots more. However, the only thing that’s holding you from making an offer is the outdated kitchen. This is the point where you wonder whether a mortgage can include the cost of renovation. In this article, we’re going to give you a good insight into this and more. Let’s have a look!

One of the major things your lender will put into consideration when you apply for a mortgage is the price of the property in question. For instance, so you’ve found your “almost perfect home for let’s say £400,000 and the cost of your intended renovation work runs up to about £150,000. In this event, you’re definitely going to find lenders who wouldn’t be too keen to let go of their cash. And that’s mainly due to the fact that lenders are only able to afford you, at best, 95 percent of the purchasing price. In other words, if you really want the house, you’ll have to finance it yourself no matter how much potential you think the house possesses.

This, however, does not mean that you can’t find some mortgage lenders who’ll allow for building costs. They exist, but this will mostly take place when the work is complete and the property is revalued. You may also be lucky enough to get a purchase plus improvements mortgage which allows you to renovate now and pay off the renovations over time at a better interest rate than other loan types.

If you’re planning to add a kitchen extension to your property or perhaps you’re simply looking for ways to increase the value of your property, this is one of the common questions that usually pops up. A simple answer to this question is yes, a kitchen extension will add value to your house. With a kitchen being one of the most frequently used room in a house, adding an extra space to the commonly used room can only increase the value of the entire property. However, to determine the value added by such an extension, there’s a need to calculate the cost of setting one up first.

Kitchen extension costs are greatly influenced by a wide range of variables such as the size, type of the extension and specifications, your location, professional fees, materials used and more. Overall, the type of the extension you opt for will play the most significant role in the determination of your kitchen extension cost. Here, we’ll be looking at a single storey kitchen extension.

For a single storey kitchen extension, you can expect your home’s market value to increase within the range of 5 percent to about 10 percent. When trying to calculate the cost of kitchen extension, it’s crucial to take into account how much value it’ll add to your home so as to make sure that the amount expended will not outweigh the expected value to be added by the project.

For a more accurate idea, there’s the need to consult local estate agents. However, for a much needed guideline, single storey kitchen extensions are usually able to add about 5 to 10 percent to a home’s value, while double storey extension should be up to 20 percent. But as stated earlier, this will depend on several variables.

Generally, extensions can be a very tricky undertaking - where it can be quite difficult to have a clear comprehension of the rules, regulations as well as costs. Therefore before you rush in to kick start your ground floor extension project, it’ll be wise to get a good grip on the cost. In this article, we’re going to give you a rough estimate of the cost of a ground floor extension. Let’s take a look!

Just like several other home improvement projects, the cost of constructing a ground floor extension is based on a number of things which includes the size, materials used, your location, the quality of the tradesmen or company hired and lots more. For instance, if you happen to reside in London, the cost of your ground floor extension is going to be a lot higher than the other regions.

The single cost of a ground floor extension should fall within the range of £1,500 per square metre to about £2,000 per square metre. However, if you happen to live in London or the South East, this price can reach up to £1,900 per square metre to about £2,400 per square metre. These prices are for good quality ground floor extensions only. Basic or low quality extensions would naturally cost less while superior quality extension will cost more.

Now looking at the size of the ground floor extension, if you’re looking for a size of about 5m x 5m, you can expect to pay a price within the range of £32,000 to about £36,000. And as usual, in London or the South East, this price can reach up to £50,000 or even more. And that’s just for constructing the extension. If the other relevant costs like the 10 percent to 15 percent professional fees for the architect, planning application (if needed), building regulations and more, the price goes up.

If you’re planning on adding a house extension to your property, you’d probably be worried about whether or not your proposed extension would require a planing permission. Well, it may be relieving to know that not every house extension project would require a formal consent, and in fact, several extensions are covered by the permitted development rights. Not only can this save you a considerable amount of time especially at the project’s planning phase, but it’ll also save you money on the application fee. In the UK, single storey extensions to the house’s rear can be 3 metres deep for both semi detached houses and terraces or 8 metres deep for detached homes.

So how do you know when you’d require a planning permission for your home extension? Well, if your extension plan fits these criteria explained below, then your project is most likely going to be allowable as a permitted development.

• Extensions, which includes previous additions, must not go beyond half of the original house’s total surrounding land area.

• The main elevation, or side elevation where it fronts the highway, must not be extended forward.

• For single storeys, the rear additions must not extend more than the original house’s rear by more than 3 metres in both semi attached homes and terraces (4 metres for detached houses).

• Extensions to the side must be a single storey with a height not exceeding 4 metres and not going beyond 50% of the original house’s width.

• Extensions hat within 2 metres of a boundary should have a eaves height not more than 3 metres.

• Multi storey addition must not extend beyond the original house’s rear wall by a maximum of 3 metres or 7 metres of the boundary opposite the rear wall.

• Permitted development rights do not apply in listed buildings or designated areas.

Due to the fact that we live in a country (the UK) with so much history as well as architectural beauty, there’s a need to have what’s commonly called “Conservation Area. A Conservation Area is basically an area which is designated by the local authority and is established in order to protect and enhance areas of historical and architectural interest which includes both rural and urban areas. Therefore, when it comes to refurbishment project in a conservation area, there’s usually a lot of things that needs to be put into consideration as well as hurdles to scale in order to make alterations to your property without any interruptions from the law.

In general, all properties in a conservation area have strict regulations governing the outlook of the houses, as this plays a major role in the appearance of the area as a whole. As a result, if you wish to bring down a building, fence, wall or even railing and the likes, you’ll need to obtain prior consent before you proceed. An easy way to go about any refurbishment plan is to to ensure the usage of exactly the same materials that exists in the current house. When you abide by the rules, you’ll be in a more favourable position to acquire the needed prior consent.

The short and simple answer to the question is yes, you can refurbish a house in a conservation area but subject to the approval of the local authority through a planning permission. And when it comes to submitting a planning application for approval, some are aspects will usually be subjected to more intense examinations than the others. Hence, the need to make sure that your refurbishment plans are all friendly in a similar way to the neighbouring buildings and environment.

Wall rendering is basically a process which involves the application of sand, cement or polymer covering to a home’s exterior in such a way that enhances its look while also offering an improved stability. The process is a perfect solution for several exterior concerns mainly due to the support its able to provide. It’s highly beneficial for older homes whose walls may suffer from poor quality because of wear over time, while it’s also greatly advantageous for newer homes as it increases their stability while also enhancing their visual appeal.

Knowing how to apply render is a great skill to have with your home’s upkeep in mind. The project can be done quite easily by any competent and confident DIYer. However if you lack any of those attributes, then we’d recommend you get in touch with a reliable professional for help. In this article, we’ll take you through the wall rendering process.

✓ Prepare the walls. This involves examining the wall, repairing any structural defects as well as stabilizing any movements to prevent the render finish from failing.

✓ External details. This includes the removal of bargeboards, rainwater, soil pipes, alarm boxes and all other external details.

✓ Insulation. In the event whereby external wall insulation is to be fitted, this is the stage to do so.

✓ Developing a foundation for the render to fix to. Apply a render mesh over the insulation, bedded into the first base coat layer of render.

✓ Building up the render.

✓ Render finishes. There are a wide range of colour options as well as various finishes available from very smooth to textured. However, you should note that thin coat render systems are usually designed to be self coloured.

✓ Final finishes. This involves the re-application of the external rainwater, soil pipes and the other external details.

Do you want to beautify and increase the value of your home? If yes, a refurb and house extension is definitely a great option to consider. Depending on your home extension project, the value that’ll be added to your home’s resale value varies. However, the cost of completing a house extension project can be huge, so you just might want to consider your financing options. Fortunately, there are various options through which your house extension project can be funded with each having its own pros and cons. Your specific circumstances will determine the one that’s going to work best for you, so let’s take a look at some of the best options to help you fund your project.

• Home Remortgaging

The process whereby a mortgage is transferred from one provider to the other is known as remortgaging. This is usually done to generate funds for a project by entering a more lengthy repayment term commitment when switching. If you want to raise your funds in a quick manner, this process works best.

• Savings

This is a good reason to cultivate a good saving habits. If you’ve been able to save up some mega bucks then you’d probably won’t have to borrow money to finance your house extension.

• Unsecured Loans

If you do not buy into the idea of borrowing more against your property, you may just be able to apply for an unsecured loan especially if you have a good credit record. A secured loan makes use of collaterals like a car or house to serve as a cover for the lender, meanwhile an unsecured loan is based mainly on the credit managing history of the borrower.

• Credit Card

There are some great benefits that comes with financing your small or medium scale extension project with your credit card. Not only does it offer some real lifeline if problems arise during the project, but you can also avoid paying excessive interest on the investment by ensuring your deal has a 0% introductory rate.