Kilbirnie is a small town of 7642 citizens located in the Garnock Valley area of North Ayrshire, on the west coast of Scotland. It is around 20 miles (30 kilometres) south-west of Glasgow and about 10 miles (16 kilometres) from Paisley as well as Irvine specifically. Historically, the town's primary industries were flax manufacturing and weaving before iron and steelmaking took over in the 19th and also very early 20th centuries. The suburb of Kilbirnie in the New Zealand funding of Wellington is named after the town. The town was hit especially hard by the closure of typical markets. The town has the 9th least expensive life span among pensioners in the United Kingdom according to a report released in the Daily Mail newspaper in 2012. [3] On top of that Kilbirnie has greatest insolvency rate in Scotland. Kilbirnie has a rate of 71 insolvencies per 10,000 individuals, just ahead of Clydebank as well as Gorebridge.